Tag: Spend Less

Capital gains optimization can allow you to build a tax-efficient investment strategy. Since understanding capital gains is one of the key building blocks of Financial Independence, we are taking a closer look at the concept today. Table Of Contents Important Terms Before we can define what capital gains are, let’s take a minute to define …

Continue reading "What Are Capital Gains? Understand The Tax Brackets To Get The Most From Your Investments"

When your primary financial goal is to retire early and become financially independent, sometimes it feels like you can only do so much. If you’re already maxing out your IRA and 401(k) every year, you might assume that you are left with only taxable accounts to invest your cash in. So let’s see how an HSA fits …

Continue reading "How An HSA Fits With Your FIRE Plans"