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Hello friends! I’m Ms. MoneyPenny. A Gen-X-er living with my significant other and two young boys in a large metropolitan city. We are on our way to financial independence (FI) and want our journey to be as amazing as the final destination.

I'm the Reluctant Frugalist, married mother of three, struggling in the daily balance of of frugalism vs wants. 

My passion area of FI is helping others who are new to concepts and those who are on a lower income path. I am inspired by minimalism, stoicism, frugality, and selective discomfort.

I truly believe that a skilled trade is one of the most effective and efficient ways to get to early FI. Read along and I’ll explain!

I only found FI in my 40's but I'm on fire about it! My story is messy, but it's also one of redemption.

I want to be fit enough to enjoy my fire, and push for fire so I can focus on being fit. It’s not always a smooth path, but nothing good in life is easy.

By day CHGO FIRE suits-up as a nonprofit leader in a large Midwestern city by a lake. By night he's an indie music loving, spreadsheet tweaking, valueist dad with a lust for life.

I am a Mom of 2 and wife of 1 in a busy city! I look forward to sharing my journey with you as I juggle a career in education and support a family on one income, all while paying down debt and enjoying the ride along the way

Andy is  3 years away from FI and looks forward to trading in the corporate grind with the goal of finding a part-time gig and spending his life on meaningful projects that help others (people and animals) plus going on adventures with his wife and dog.

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Why ChooseFI

 

Somewhere ages and ages hence:

Two roads diverged in a wood, and I-

I took the one less traveled by,

And that has made all the difference.

-Robert Frost

 

 
 Life is beautiful and complicated but it is the sum of a million choices. This series of choices builds a tapestry. Hopefully you look back with satisfaction at the choices you made to this point

Most of us spend our time on earth thinking that we know the rules. We stumble through life making the same choices as our peers and our parents. We stay inside the lines and we make safe choices. Predictable choices like a 9-5 job, a 30 year fixed mortgage and a 4% savings rate in our 401K

What if you woke up one day and realized that these normal choices were horrible and there was a better way?

At ChooseFI we want to focus on a tiny but significant segment of those choices. We focus on the choices that affect our financial future and specifically our journey to Financial Independence.

We're searching for the secret hacks to life that can catapult us to a happier, more effective and financially secure life. But most importantly, we're pursuing Financial Independence for the FREEDOM it will give us individually, and the power we can wield together as a community.  We want you to join our tribe as we all experiment our way to financial independence.  There are plenty of sites that talk about FI in the abstract, but we're going to take action and get there together as a group.

We want ChooseFI.com to be that community and we want and need your help every step of the way

Are You Stuck on the Hamster Wheel of Life? 

You need your car to go to work, and you have to work to pay for your student loans, car payment and mortgage. This is the hamster wheel of life and you are stuck on it my friend.

The good news is you are not alone. This is normal. The bad news is that normal sucks. It really sucks.

Normal comes with debt, lots of debt and too many recurring expenses that drive the cost of your life through the roof, stealing your future from you: Mortgage, car payment, cell/cable, student loan debt, credit card debt, a massive grocery bill. Normal is broke or worse, in debt up to your eyeballs. Normal is a 40 year cycle of paycheck to paycheck, trading time for money on the hamster wheel of life.  

If you’re like most Americans you’re going to wake up 40 years from now and be just as broke as you are today…

Crush Debt

College Hacking

Travel Rewards

Healthy Living

Investing

Tax Optimization