How To Create An Investment Policy Statement

How To Create An Investment Policy Statement

As members of the FI community, our goals are all similar enough in theory. In order to retire early, we need to have 25x our annual expenses in diversified investments and savings to achieve this. But how, and when, each one of us achieves it may be completely different based on our individual scenarios, which is where having an Investment Policy Statement comes in handy. What Is An Investment Policy … Read more

Why Living In A High Cost Of Living Area Isn’t A Bad Thing

I am from a high cost of living (HCOL) area and I see that as neither a roadblock nor a bad thing when chasing FI. In fact, it has several positive elements. A few reasons why I believe this to be true are: the higher earning potential the higher rents (keep reading for my explanation) and the local tax-payer funded services, entertainment, parks, and recreation programs. Now, I’ve never proven that … Read more