Privacy Policy
Effective Date: February 24th, 2026
Welcome to ChooseFI ("we", "our", or "us"). We respect your privacy and are committed to protecting it through this Privacy Policy.
This Privacy Policy explains how we collect, use, store, and share your information when you use our services, including our website, mobile applications, and any related services (collectively, the "Platform").
1. Information We Collect
We collect information you provide directly to us, including:
Account Information: such as your username, email address, and password.
User Content: including financial projections, living expense estimates, and any other data you upload or share on our platform.
Usage Data: such as IP address, device information, browser type, and pages visited.
Biometric Authentication (Face ID / Touch ID): If you enable biometrics for login, this information is stored securely on your device only. We do not collect, receive, or store your biometric data.
We do not collect or store sensitive financial account information like bank account numbers, payment card details, or government IDs.
2. Community & Profile Data Visibility
ChooseFI is a community platform. When you participate, certain information becomes visible to other members — and in some cases, to the public. This section explains what is visible, to whom, and what control you have.
Your Profile
Profile Privacy: Your member profile is private by default and cannot be viewed by anyone who does not have a registered account.
Display Name: You choose a display name when you create your account. This can be your real name, a pseudonym, or any name you prefer. Your display name is visible to all registered members.
Email Address: Your email address is never displayed publicly or shared with other members. It is used only for account authentication, notifications you have opted into, and support communications.
Profile Information: Any information you add to your profile — such as your avatar, bio, location, FI stage, or links — is visible to registered members who view your profile. All profile fields are optional.
Group Membership: Your membership in local groups and communities is visible to other registered members of those same groups.
Activity Indicators: Registered members may see indicators of your participation, such as your kudos score, posts count, and "Member since" date.
Anonymous Posting
When creating a discussion, you have the option to post anonymously. Anonymous discussions are not linked to your display name or profile.
As the original poster (OP) of an anonymous discussion, you may also leave anonymous comments and replies within your own discussion.
Anonymous commenting is available only on your own anonymous discussions. You cannot post anonymous comments on discussions created by other members.
Your Community Content
Posts, Discussions & Comments: Content you post in forums, groups, or the community feed is visible to all registered members of the Platform.
Reactions & Votes: When you react to or vote on content, your action may be visible to other members.
Direct Messages: Private messages are visible only to you and the recipient(s). We do not read, scan, or share the content of private messages except as required by law or to investigate reported abuse.
Public Visibility (Visible Without an Account)
The following information may be visible to non-registered visitors and search engines:
Forums: Some forums are designated as public. Discussions and comments within public forums can be read by anyone and may be indexed by search engines.
Groups: A directory of available groups is visible without an account. However, group feed content, discussions, and member lists are not visible to non-members.
Events: Public events have a publicly accessible page. Private events are visible only to registered members of the group.
Member Profiles: Not visible without a registered account.
Direct Messages: Always private — visible only to participants.
As the Platform evolves, the visibility of certain content categories may change. If we make previously private content publicly accessible, we will update this policy and notify affected users in advance.
Content After Account Deletion
When you delete your account, your personal profile data is permanently removed. However, posts and comments you made in community discussions will be anonymized (attributed to "Deleted Member") rather than deleted, to preserve the continuity and context of community conversations.
3. How We Use Your Information
We use your information to:
Show you your requested financial projections based on selected inputs.
Provide you with personalized features and a better user experience.
Operate, maintain, and improve our Platform.
Communicate with you regarding updates, changes, and user support.
Ensure the security and integrity of our systems.
Suggest various milestone actions to consider on your path to financial independence (FI).
We may also use aggregated and de-identified information to create community-wide reports, track trends, and provide general insights. Aggregated data will never identify individual users.
4. How We Store and Protect Information
We store user information securely on cloud servers provided by trusted service providers. These providers supply the infrastructure that allows us to operate and maintain our Platform, but they do not access, use, or sell your personal data for their own purposes.
We do not share, sell, rent, or disclose your personal information to third parties for marketing purposes or independent commercial use.
5. Cookies and Tracking Technologies
We use cookies and similar technologies to operate and secure our Platform. Cookies are small files that are stored on your device to help manage your login sessions, enhance security, and ensure smooth functionality. These cookies are essential for using the Platform and cannot be disabled.
We do not use cookies for advertising purposes or third-party tracking.
6. Data Security
We implement reasonable technical, administrative, and physical security measures to protect your information. However, no method of transmission over the internet or method of electronic storage is completely secure. We cannot guarantee absolute security.
7. Data Retention
We retain your information only for as long as necessary to provide you with services and for legitimate business purposes, such as complying with legal obligations, resolving disputes, and enforcing our agreements.
You have full control over your data. You can delete your personal data at any time by using the tools available in your account settings — no special request or approval is required.
8. Your Rights
You have the right to manage, access, correct, and delete your personal information at any time.
If you are located in the European Economic Area (EEA), you also have additional rights under the General Data Protection Regulation (GDPR), including the right to object to processing, request restriction of processing, and request a copy of your data in a portable format.
If you have concerns about your data or believe we have not complied with applicable data protection laws, you have the right to lodge a complaint with your local data protection authority.
9. International Data Transfers
If you are located outside of the United States, please be aware that your information will be transferred to, stored, and processed in the United States where our servers and central databases are located.
By using our Platform, you consent to the transfer of your information to the United States.
10. Children's Privacy
Our Platform is not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If we learn that we have collected personal data from a child without parental consent, we will take steps to delete it.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by updating the effective date at the top of this page and providing notice within the Platform or via email.
12. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at: support@choosefi.com