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Save Money On Car Insurance With A Pay-Per-Mile Policy: Metromile Review

If you don’t drive very much you might be able to lower your car insurance bill with . Maybe you bike to work, work from home, travel a lot, or you’ve retired and just don’t drive that much anymore. About Metromile Metromile was founded in Redwood City, CA by David Friedberg and Steve Pretre in …

How To Use Your HSA To Provide Income In Retirement

Utilizing an HSA (Health Savings Account) is a smart strategy to add to your overall nest egg. If that made your head spin while also totally exciting you, read on. We will discuss Health Savings Accounts to get you familiar with these FI-friendly accounts, and how to best utilize this type of account to help …

6 Types Of Travel Insurance That Will Save You Money

Vacations are supposed to be an escape from the daily grind and all of your worries. But what happens when life’s troubles decide to tag along for the ride? Here are six types of travel insurance that will protect your vacation and save you money. 6 Types Of Travel Insurance That Will Save You Money …

Health Flexible Spending Accounts: When You Can Use Your FSA Money

Health flexible spending accounts (FSA) allow you to pay for out of pocket health care costs with pretax dollars. An FSA is typically a bank account that offers a debit card or checks you can use to make purchases or reimburse yourself for qualified costs. Unfortunately, this benefit has to be offered by your employer …

102R | The Triple Tax Savings of Health Savings Account

Brad and Jonathan explain the long-term tax benefits of using a Health Savings Account to pay for medical expenses, discuss the benefits of new index fund investing options, review Monday’s episode with Timika Downes. Brad and Jonathan are getting back to traditional health insurance, and excited about the Health Savings Account (HSA). Most companies offer …

Getting Health Insurance When You’re Self-Employed Or Retired Early

Whether you’re self-employed or early retired, one of the biggest challenges you face is getting health insurance. Many employees have the benefit of an employer subsidized health insurance plan. That’s almost always the best deal possible. As an employee, you may pay $400 per month on the plan the cost $1,000, with the balance being …

How To Lower Your Healthcare Costs

After meeting some people at CampFI and talking about what I do for a living, I was encouraged to write an article about ways to be a smart consumer of healthcare. I work for a broker/third-party administrator and we insure a lot of small businesses. I know a lot about health insurance, at least in …

HSA Study–How I Saved Thousands Switching To An HSA

I used to attend “Broke University” where most of my financial decisions were short-sighted, based on what I could afford today and ultimately resulted in a poorer me. I couldn’t see past what I needed right now. It was survival mode always and I often borrowed from Peter to pay Paul. There was no room …

Planning For Healthcare In Early Retirement

If there’s a fly in the early retirement ointment–other than accumulating the portfolio needed to make it happen–it’s planning for healthcare. While you’re an employee, you can take advantage of employer-sponsored health insurance. Since it’s a group plan, and usually subsidized by the employer, it’s less expensive than coverage you can buy on your own. …

060R | HealthCare Vs Health Insurance

FI Chautauqua in Greece Tickets just went live!! We roundup Monday’s episode about medical tourism with a discussion on more hacks, having more power over your job and the importance of the talent stack. On today’s show we cover: Jonathan’s new morning routine The Skinny Waist Fat Wallet Challenge FI Chautauqua Tickets for FI Chautauqua …

060 | Medical Tourism | Myles Wakeham

Myles Wakeham shares the little-known advantages of medical tourism, how he covers his medical bills and his personal journey to FI. On today’s Choose FI we cover: How Myles stumbled on FI His background building businesses How he finds opportunities His experience with Bitcoin How Financial Independence is all about choice What to do once …

020 | Entry Level Middle Class Lifestyle | Intro to Insurance

The Entry Level Middle Class Lifestyle is a tool that you can use to supercharge your path to FI. Jonathan and Brad go through their expenses one line item at a time. Then they start the conversation about a FI approach to insurance, with an emphasis on life insurance Podcast Episode Summary What Jonathan and …