To maximize your travel rewards check out ChooseFI’s free travel rewards course.
It’s no secret that we’re huge fans of Chase credit cards! We find their Ultimate Rewards currency to be the most valuable of all the transferable point currencies. These points are currently transferable to 13 different airline and hotel partners. The four we get the most value out of are:
- United
- Hyatt hotels
- Southwest
- British Airways
It’s important to remember that once they are transferred out of your Chase account to an airline/hotel partner such as United, Southwest or Hyatt you cannot send them back to your Chase account so they lose that flexibility once transferred; therefore you want to keep them in your Chase account right up until the exact moment you are certain you are going to redeem them with one of the partners!
We suggest you find the award availability and then transfer the points to your rewards account with each partner.
The current Chase cards that offer transferable Ultimate Rewards points are:
- Chase Sapphire Preferred (our top recommended card. Read our review here.)
- Chase Sapphire Reserve
- Chase Ink Business Preferred (small business card)
Other Chase cards offer Ultimate Rewards points that are not transferable (unless you combine them into one of the accounts listed above that feature the transfer options) are currently:
- Chase Freedom Flex
- Chase Freedom Unlimited
- Chase Ink Business Unlimited
- Ink Business Cash Credit Card
Our other favorite Chase cards include:
- Chase United Explorer
- United Explorer Business Card
- British Airways Visa Signature Card
- Southwest Airlines Rapid Rewards Premier Credit Card
- Southwest Airlines Rapid Rewards Plus Credit Card
- Marriott Bonvoy Boundless Credit Card
Have you listened to our Travel Rewards podcast yet?
Go back to part 1 – Travel Rewards, An Introduction
Read part 3– How to redeem my points for trips all over the world
Skip part 3 – I’m ready to get started now!
What if I have a question about Travel Rewards?
If you have a specific question about travel rewards, join our Private Facebook Group
Top Travel Rewards Offers
Top Travel Card
Ready to unlock a world of free travel? Start with the Chase Sapphire Preferred. Details: $95 annual fee | $4k min spend in 3 months to earn $1,000+ of travel and earn up to a $50 statement credit on grocery store purchases in your first 12 months.
Most Flexible Travel Card
The Capital One Venture Rewards can be used for almost any travel expenses. Details: $95 AF | $20k spend in 12 months to earn $1,000 in travel, or $3k spend in 3 months to earn $500+ in travel.
Flexible Chase UR Points & Cashback Card
The Chase Freedom Flex has no Annual Fee (AF) and earns Chase UR points. Details: No AF | $500 spend in 3 months to earn $200.
Best Card for Side Hustlers and Business Owners
Side hustlers! The Ink Business Preferred can earn you $1.25k+ of free travel! Details: $95 annual fee | $15k spend in 3 months to earn $1,250+ of travel
