Trip of a Lifestyle to All US National Parks | Ep 226

Lauren and Steven keys Website:  Trip of a Lifestyle Twitter: @TOALifestyle Instagram: tripofalifestyle What You’ll Get Out Of Today’s Show Steven and Lauren saved $100,000 in two years on entry-level salaries. Through a continuation of their college lifestyle, they were able to keep their expenses low and grow their savings quickly. After building a substantial amount of savings, they decided to take a six-month honeymoon to Hawaii. Although they did … Read more

How To Start A Blog: A Complete Step-By-Step Guide

How To Start A Blog: A Complete Step-By-Step Guide

Whether you’re new on the journey to Financial Independence or you’ve been traveling the path for years, you likely know that one of the staples of FI is establishing a side hustle. A good one brings in extra income that you can save in order to reach your money goals earlier. It can also bulk up your emergency fund. A blog is one of the more promising money-making side hustles … Read more

Personal Capital Review 2020–Still The Best Net Worth Tracker?

Personal Capital Review 2020--Still The Best Net Worth Tracker?

Personal Capital is definitely still my favorite net worth tracker by far. I love it for its incredibly intuitive interface, the fact that it allows you to aggregate all the different accounts that you have, and because it’s absolutely free! If you take some time to think about it, you may realize just how spread out your investments really are. Maybe you have a 401(k) with your employer and a … Read more

M1 Finance Review–Completely Free Automated Investing!

M1 Finance Review - Completely Free Automated Investing!

It’s no secret that investing can be complicated. So anytime it can be made easier, folks get pretty excited. That’s why there’s been a lot of hype about M1 Finance – a completely free investing robo-advisor brokerage hybrid. The truth is, brokerage house websites are clunky, difficult to navigate and use, and move slowly with adding new features. Many startups have tried to solve the clunky interface experience; however, M1 … Read more

Why You Need A Legacy Binder

Why You Need A Legacy Binder

A couple of centuries ago, Benjamin Franklin told the world that there are only two certainties in life: death and taxes. All these years later, he’s still right. When we’re talking about the path to FI, we know that we need to be prepared for both. We talk a lot about taxes when we discuss FI, but what about death? No one really likes to think about dying. However, if … Read more

Refinance Your Student Loans With Credible

Credible review

If you have student loans, paying less interest on them and getting the debt paid off faster is an important part of your overall FI strategy. Rates are exceedingly low right now and this could be a perfect time to refinance. Doing so can lower both your interest rate and your monthly payment. Freeing up some cash on a monthly basis may come in handy as we face this national … Read more

7 Cheap Date Ideas Out On The Town (Because They Can’t All Be At-Home Date Nights)

7 Cheap Date Ideas Out On The Town

Has date night gotten lost somewhere between saving towards your early financial independence dreams and the realities of your cost of living? If you’re anything like my husband and me, you go on a lot of at-home date nights. We’ve had some pretty off-the-hook ones over the last few years. You know, the kind that keep two people growing as a couple, connecting, and having fun together. But let’s be … Read more

How And Why To Set Up A Roth IRA Conversion Ladder

How And Why To Set Up A Roth IRA Conversion Ladder

One problem with retiring early is that you can’t access your tax-sheltered retirement accounts until 59 1/2 without taxes and penalties. Luckily the Roth IRA conversion ladder can help solve this problem. Hello, early retirement! The Basics Of Roth IRAs Before we go any further, let’s take a quick look at Roth IRAs and how they are uniquely suited to early retirement. Roth IRAs are similar to tax-deferred retirement options with … Read more

How To Make More Money On The Side With The Time You Have

How To Make More Money On The Side With The Time You Have

One of the keys to reaching Financial Independence faster is making more money. When you increase your income, especially with money not intended for bills or other obligations, it can be a straight boost for your savings rate. We have heard that a side hustle can be a secret weapon for increasing your income. But how do you find the time? Life can be busy, but here are some ideas … Read more

How To Have A FI Holiday: 6 Gift-Giving Ideas That Will Keep You on Budget

How To Have An FI Holiday: 6 Gift-Giving Ideas That Will Keep You on Budget

Giving gifts is one of the biggest stressors of the holiday season. The key is planning carefully for your seasonal spending. If you don’t plan, you can easily watch your spending skyrocket in December. It’s easy to get lost in the commercialism and hard to reign in the buying. It’s even more difficult to help your friends and family understand why you aren’t willing to drop $100 each on a … Read more