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The 18-Year-Old Who Actually Listened | Ep 388

In this episode: college hacking, career hacking, the power of starting early, trade jobs, and salesforce careers.

How many times in the past have you been listening to this podcast and thought, “I wish I knew about this when I was younger.” Well today’s guest Zach actually had the foresight to start using the lessons he learned from this podcast at the ripe age of 18, and the results may be envy inducing! It’s worth noting that not starting your FI journey at the age of 18 doesn’t discredit you from a happy and financially independent life. But it’s also worth noting that the sooner you start, the sooner you’ll be able to reap the rewards, so start today!


  • 1:08 – Introduction and Zach’s E-Mail
  • 3:03 – What were you looking for when you found the FI community?
  • 5:43 – Dual Enrollment
  • 15:06 – Evaluating Your Education Options and Expenses
  • 22:29 – Military Service and College Education
  • 26:39 – First Job Out of College and Trade Jobs
  • 35:05 – 20 Years Old, $65,000 Yearly Salary, No Debt, What Next?
  • 37:04 – The Power of Starting Early
  • 42:26 – Zach’s Career Change
  • 53:31 – Conclusion

Resources Mentioned In Today’s Episode

Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a ChooseFI advertiser. Disclosures.
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