It was 2008 when 27-year-old Sabrina found herself a divorced, single mom of twin three-year-old girls and a four-year-old son. Despite working a full-time job and a part-time job, she still qualified for low-income housing, food stamps, and subsidized child care. And despite her struggles and limited time she still
I have often heard people question “if financial planners are so valuable, do financial planners have their own planners”? I thought that was an interesting point, but even I had a hard time justifying the cost. Especially since I have the training and figured I could do all the work
Brad and Jonathan explain the long-term tax benefits of using a Health Savings Account to pay for medical expenses, discuss the benefits of new index fund investing options, review Monday’s episode with Timika Downes.
I think it’s no secret that many people in the FIRE (Financial Independence Retire Early) movement have a hankering to quit their 9-5 job. However, there are some of us who want the choices that Financial Independence (FI) will bring but don’t necessarily plan on the RE part. I fall
Nearly everyone on this site has heard of Dave Ramsey and his Financial Peace University. He’s changed a lot of lives! And helped people get out from under piles of debt. Of course that’s all well and good, but what happens after you’ve completed all of Ramsey’s seven Baby Steps?
Nurses are always concerned about the side effects of the medications we administer. We want the medication to have the positive effect that was intended, therefore we are attuned to the possible negative effects. This analogy can be compared to many aspects of life. Striving towards positive side effects is
A conversation about teaching your children to save and invest, healthcare options, and an argument in favor of home gardening and composting. Links: The Simple Path to Wealth Design Your Future Freelance to Freedom ——————- Thank you for being a part of the ChooseFI community! If you want to support
After meeting some people at CampFI and talking about what I do for a living, I was encouraged to write an article about ways to be a smart consumer of healthcare. I work for a broker/third-party administrator and we insure a lot of small businesses. I know a lot about
If you’re like a lot of people, you’ve contributed to a 401(k) at some point in your life. It’s usually intentional and not automatic, though that is changing. A good thing about that change is that new employees are automatically enrolled as opposed to having to sign up. The bad
There I was on a slow (nurses never say this s-word out loud but it may be okay to type it) night shift scrolling aimlessly through my Facebook feed. Fortunately, the majority of my posts are from ChooseFI, but occasionally I happened to see a few other non-FI posts permeate
I’m having a hard time even remembering when I first found out about the concept of early retirement, which began my journey towards FI. You could say that I’m second generation FIRE as my parents retired in their mid 50s. By that point, I was already in my working
By now, you’ve all likely heard the Pillars of FI episode where Jonathan and Brad discuss the building blocks of financial independence. For those of you who haven’t–Jonathan sums up the idea of FI nicely: …instead of focusing on buying stuff to make up for my unhappiness, what if I
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