Big Ern reveals his identity, explains the different anxieties of retiring early and the opportunity costs of having an emergency fund.

What you’ll hear in today’s show:
- Big Ern’s background story
- Why he’s revealing his identity
- Why he decided to be anonymous in the first place
- How much his blog has to do with his job
- The different anxieties he’s been through
- The risk of retiring at the peak of the market
- The idea of replacing fear with flexibility
- The different retirement cohorts
- Opportunity costs and emergency funds
- Whether a home is a bad investment
- How life is about nuance
Links from the show:
- Big Ern’s blog: Early Retirement Now
- Meet the ERN’s
- Episode 35: Sequence of return risk
- Our emergency fund is exactly $0 by Big Ern
- Episode 47: The cult of home ownership & crushing geoarbitrage
- Why your house is a terrible investment by JL Collins
- Millennial Revolution
- Coach Carson