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Take Action The main reason ChooseFI exists is to inspire you to take action to make your life better. Small changes compound to something significant, and you’ll be amazed how wonderful it feels to get started taking control of your life! A friend of mine recently found the FI Community, and he asked for ideas he could implement today to get started with some quick but significant wins. Here are the items we talked about for huge impact, but minimal effort (and this represents a small fraction of easy things YOU can do no matter where you are on the

Live Event with Paula Pant If you haven’t yet listened to ChooseFI Episode 330 with Paula Pant, it is quite likely the most important podcast on real estate you’re going to hear this year! Paula explored why this time it truly is different in the overall housing market, and gave us detailed, actionable steps on how to navigate this market both as a buyer and seller. I’m also excited to announce that Paula and Jonathan are co-hosting a ‘virtual live event’ next Monday June 28 at 8pm ET to help you “discover how you can make more money without going

New Adventures One of the things I’m personally working on as part of the mastermind group I’m in with Dominick Quartuccio is being open to new adventures in life. Too often I don’t seek out new experiences or doing something I’m either scared of, or could fail at. It’s nice to have routines, but routines become boring when you don’t mix it up at all. Exactly one year ago in this newsletter I mentioned Ben Aldridge’s book, “How to Be Comfortable with Being Uncomfortable: 43 Weird & Wonderful Ways to Build a Strong, Resilient Mindset” and I coincidentally just picked it back

One Year of the FI Weekly Tomorrow marks the one-year anniversary of the FI Weekly Newsletter! I can’t tell you how much I’ve enjoyed writing this and reading your replies full of wins, questions, actions taken, etc. fills me with more joy than you can imagine. I’m hopelessly behind on responding to all your emails, but please know that I do read each and every one of them! A trip down memory lane from newsletter #1: Book: The Infinite Game by Simon Sinek. Even for long-term FI thinkers this book is a game changer. I now think in terms an ‘infinite’

A Full Review of Your Finances Cody Garrett, one of the most helpful and active members of our community and a CFP, recently posted the following in our FB group: “When is the last time you completed a FULL review of your finances? If you don’t know where to start, here’s a data gathering checklist that includes the most common documents to review.” ​Click here to see the entire list and be sure to bookmark this for an annual review. The Simple StartUp Summer Challenge Registration is closing on June 7th for this Summer’s The Simple StartUp’s group course and I

Negotiate Your Salary I got an amazing email from Tim that I needed to share: “I just wanted to drop a note and say THANKS for episode 147 with Tori Dunlap about negotiating your salary. I followed her simple gratitude sandwich and it worked!!! I got a $12,000 bump in salary just by using this method. I’m using the bump to fund my kids’ 529 plans so this is awesome. THANKS!” If you’re like me, negotiating your salary has never crossed your mind. That is a HUGE missed opportunity, so take some time and go back and listen to these

The Power of FI Cam wrote in with a powerful message I wanted to pass along: “The most recent episode (320) regarding stress at work made me reflect a little bit on the power of FU money and my own recent win. I’m not FI, but I’m about halfway there (though with compounding interest, probably *a lot* closer :)) I was moved to a new team this time last year, and my skillset and preferred work was not being prioritized, in an attempt to try and inject life into this other team. I was stuck doing work that I was

1% Better: Stop Junk Mail ChooseFI is a crowdsourced community and I love getting contributions that are so good I can just cut and paste. Courtesy of Debra: “In the podcast episode 100 ways to get 1% better, stopping junk mail was mentioned. This is the bane of my existence. I live in Tennessee and this is how I was able to stop all junk mail: ​Credit offers and insurance ​Junk mail: Data and Marketing Association ​Blue envelopes of coupons (Valpak) ​Catalogs and opt out by company​ ​Weekly coupon mailer​ ​Phone Book ​Clipper or Market magazine You can sign up

On Decision-Making Decisions are made with imperfect information and by definition are made without the benefit of hindsight. You know what you know at the time, and you try to make the best decision possible. But you can’t know everything, and your worldview is constantly being updated when you learn new things! Annie Duke’s concept of “resulting” is the best way to look at this: It’s so easy to look at the result, after the fact, and try to determine if it was a good or bad decision merely from the nature of the outcome. That is a fundamentally incorrect way of

A Deep Dive Into a New World I always try to be intellectually open and honest, plus let you know when I’m experimenting with new things, so here’s an update: I recently jumped into the world of blockchain technology, DeFI (decentralized finance), smart contracts, NFTs and even a bit of cryptocurrencies to a degree that surprises even me. Simply put, I am 100% certain this technology is going to change the world in a manner similar to how the internet changed everything. So, I’m just trying to learn, learn, learn at this point. If you aren’t paying attention to this

All the Hacks My friend Chris Hutchins, who appeared on Episode 71 of ChooseFI and again on Episode 121R with one of the most important segments we’ve ever published, entitled “How to Get Any Job”, just started up his own podcast called “All The Hacks” that I highly recommend subscribing to.  I’m going to be a guest on an early episode and I’m brainstorming some of my favorite life hacks; off the top of my head, here are a few:  The public library: We save thousands of dollars a year taking books out of the library  ​ToDoIst: I have outsourced my entire brain

Live Event Tonight We’re testing recording the ChooseFI podcast in a live format, and the Stereo app I mentioned previously wasn’t quite ready for what we needed. So, the experiment moves on:  We’re doing a Facebook Live tonight (Tuesday 4/13) at 7:30 pm ET with Frank Vasquez, host of the ‘Risk Parity Radio’ podcast and a prior guest on one of our most popular episodes (Episode 194 about the role of bonds in your portfolio).  Tonight’s live is about the nuances of investment portfolios, asset allocation, drawdown, and how to build a portfolio with non-correlated investments.  With this event you