In this episode, Jillian recommends Tiller. Tiller puts your financial life on a spreadsheet that automatically updates with your daily spending, transactions, and account balances each day. Try it free for 30 days to see if this is the tool that can really help empower you with your money this year.
Jillian explores the idea of being stuck at a six (out of ten) and ways to change that. It’s easy to make changes when something is a two or a three, but when it’s “good enough” it can be tough to get motivated.
Stuck At Six
On a scale of one to ten, a six is pretty mediocre. You can’t say things are terrible, like a one or a two. But you most definitely can’t say that things are amazing, like a nine or ten. With a six, things are just okay.
Is there anything in your life that kind of feels like a six right now?
It is important to pay attention to the sixes because it is too easy to get stuck at a six.
I really try to pay attention to the sixes ’cause it’s so easy to get stuck at a six.
Change Is Hard
At a two or three, you are going to figure that out. Even though change is hard, the upside of adjusting a two or three is worth it. If you are at nine or ten, then you should be celebrating that success.
When you are stuck at a six, the effort to make a change might not seem worth it. After all, you wouldn’t go to marriage counseling if your marriage was at a six. And you likely wouldn’t hire a fitness coach if your health was at a six.
If you don’t want to make a change from a six, then imagine you are 80 or 90. You don’t want your entire life to be made of sixes. Although a six might seem good enough in the moment, it would be devasting to only live a life of sixes.
Pay Close Attention To The Sixes
Jillian encourages you to pay attention to the sixes. If you are at two or three, then you will likely make those changes on your own. However, a six is more likely to slide under the radar.
Most of the regret that I feel when I look back over my life are the times that I stayed stuck at a six because I just wasted time.
When you waste time, you are wasting your most precious resource.
The Serenity Prayer
The Serenity Prayer seems to be almost perfectly designed for the sixes in our lives.
God, grant me the serenity to accept the things I cannot change,
Courage to change things I can,
And wisdom to know the difference.
If you are a classic over committer, then you might not realize that things are at two or three. If a job fills you with dread or makes you feel physically sick the night before, then it is time to make a change. You aren’t helping anyone by staying in a job that makes you miserable.
Take action this year to pull out the two’s and three’s from your life completely. Once you’ve eliminated those, then make sure that you don’t get stuck at six. Don’t settle for a mediocre life.