10 Money Hacks For 2019

The start of anything is an exciting place to be. Whether it’s a fresh new year, new city, or starting any new chapter of your life, it can be refreshing to turn the page. No matter how far along or fresh your journey to FI may feel, there are plenty of FI-Friendly money hacks to help you supercharge your progress, grow your savings rate, and be happier with your optimizations … Read more

FI Community Events To Check Out in 2019

FI Community Events To Check Out in 2019

Financial Independence can be lonely sometimes. But there is actually a huge community of others on this journey. Being part of the FI community can make a major impact on your finances. Not only do FI friends help you stay motivated over the long term but they can also give you great financial advice. Or at least give you a different perspective on your situation. It can be great having … Read more

Single And Rich: The Benefits Of Pursing FI While Single

Single And Rich: The Benefits Of Pursing FI While Single

While plenty of people are pursuing FI on two incomes, there are also plenty of us entering the space as a single person on the path to FI. Truly, being single and working towards early retirement has its perks. There are some great things to consider in pursuing FI while single, whether you plan to stay single or not! You May Only Have One Income, But Also One Budget! While … Read more

12 Money Challenges For 2019

12 Money Challenges For 2019

In the spirit of Cait Flander’s shopping ban, where she gave up buying stuff for a year, described on episode 81; we’re bringing you some challenges to get your new year started off right! While you may not want to try a new way of living for an entire year or give up something you love for twelve calendar months–what would mixing things up for just a month or a quarter … Read more

Avoiding Peer Pressure On The Path To FI

Avoiding Peer Pressure On The Path To FI

The world at large does not want you to be financially independent. It wants you to spend, consume, and fuel the fires of commerce. It will try to break your will at every turn. But as sinister as that may sound, it’s not shadowy corporations who are the biggest threat to your FI commitment. It’s your friends and family, the people you trust, respect, and listen to. In a world … Read more

How To Get Your Kids On The FI Bandwagon

How To Get Your Kids On The FI Bandwagon

The benefits of a FI lifestyle don’t click for most people until a certain age. Some get the message early on, but it’s usually not until we reach our 30’s, 40’s, or even 50’s that we start questioning the cycle of consumerism and debt that comprises most people’s financial habits. That’s why it can be so hard to get your kids on board. They just don’t have the life experience … Read more

Freedom Is Not Found At The Store: A Shopping Ban Experiment

On episode 81 of the ChooseFI podcast, Brad and Jonathan interviewed Cait Flanders, author of the book, The Year of Less. In this book Cait detailed her journey with consumerism and debt, and her path to freedom from both. She experimented with lifestyle changes, did some soul searching, and even implemented a year long shopping ban. In 2014, Cait embarked on her first year long shopping ban. Her experiment was … Read more

What To Expect Working With A Financial Planner

What To Expect Working With A Financial Planner

I have often heard people question “if financial planners are so valuable, do financial planners have their own planners”? I thought that was an interesting point, but even I had a hard time justifying the cost. Especially since I have the training and figured I could do all the work myself. What we do isn’t exactly dentistry or brain surgery–I should be able to do my own planning work right? … Read more

How To Be Minimalist With Minimal Work

How To Be Minimalist With Minimal Work

Minimalism is not for everyone–but most of us can benefit from the lightness that comes with decluttering. Simplifying allows us to see our spending patterns more clearly, and make our daily routines seamless. Oddly though, most of our physical baggage is weighed down in emotional baggage. Many of us hold onto things we don’t actually want or need because we feel obligated to keep it, or tell ourselves it will … Read more

The FI Roadmap For Your 20’s

The FI Roadmap For Your 20's

If you’re reading this in your 20’s, you are on a path that many of us envy–the chance to start working towards FI with time on your side! You may be coming to the FI path at this age after getting into loads of student loan debt, or, you may be starting your journey at a fabulous $0 net worth with no debt whatsoever. No matter where you’re at, your … Read more