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It’s no secret that investing can be complicated. So, when something comes along that demystifies and simplifies it, as well as makes it financially accessible
On a recent podcast, Brad talked about being a valuist. As we’ll see in just a moment, being a valuist may just be the perfect balance between being a minimalist and a frugalist.
Here at ChooseFI, we don’t just want you to just regurgitate our ideas or mimic our behaviors. Instead, we want to empower you to live intentionally.
We want you to figure out what you want out life and set intentional goals to get there. So let’s talk a little bit more about what living life as a “valuist” is all about.
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In terms of financial independence, a valuist is someone who spends money on experiences or things that they truly place value on. It is a mindset like frugalism or minimalism but it can represent more of an individualized approach rather than something that fits neatly into the other two categories.
Being a valuist is simply choosing to live one’s life with intentionality.
In the larger picture of life, a valuist is someone who keeps their values in consideration when making decisions. It is a way of making choices and it fits so well with the FI community.
For example, many of us choose to live life with less consumption so that we can get back something that we all value–time. In another example, you might choose to go on an unpaid vacation rather than increase your wealth because time with family holds a lot of value to you.
Choosing to live a life with values and intention is a critical component to finding success and happiness. Intentionality and mindful living have been so absent in a culture that values big houses, fancy cars and impressing the Jones’.
There is a lot of overlap between minimalists and frugalists. But when you take both philosophies to their furthest extremes, they could be defined as follows:
Again, these are just the extremes of both mindsets. The truth is I don’t fit perfectly into either box. And I have a feeling some of you may feel the same way.
Those are just three examples of how I live intentionally according to my values.
But you may have a completely different value system when it comes to clothes, cars, and travel. And that’s great too. The key is to ignore the noise and opinions of others and make intentional plans to turn your dream life into your real life.
All these examples help illustrate why becoming a valuist is so important. It allows you to let go of other people’s expectations for your life. And it frees you up to start intentionally chasing after the things that really matter to you.
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