Tag: Personal Finance

This probably makes me weird, but I was thinking about retiring before I ever got my first real full-time job. I went through college during the healthy economic times of the late 90s. Everything was great! Employers flocked to job fairs to hire young talent. Signing bonuses were commonplace. And a bachelor’s degree–oh yes–this was …

Continue reading "Why I Pursue Financial Independence"

He who has a why to live for can bear almost any how.–Friedrich Nietzsche To succeed on the path to financial independence and/or early retirement, we can definitely connect with the “bear almost any how” portion of that statement. Some of us take great pleasure in the how, especially the nitty gritty techniques and planning …

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My first “technical” introduction to Financial Independence (FI) was in 2012. It came down to one exact moment, and I remember the exact words I said to myself. I was in a Christian thrift shop, thumbing through the books. It was there I picked up a copy of Dave Ramsey’s Total Money Makeover (the cover …

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About 40% of Americans make a New Year’s resolution, and about 90% break them. Following their suggestion, I decided to have an action plan for the coming year and, hopefully, stick with my resolutions. Track My Spending For a Year Thanks to RPF Episode 506 for crystallizing this idea for me. We all know that …

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