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140R | The Real Cost Of A Financial Advisor

Brad and Jonathan dive into the costs of a financial advisor and college hacking. Financial Advisors Jonathan recently recorded an episode with Pete Matthews from Meaningful Money. Pete mentioned that he had been at a financial planning conference where they told the audience that financial advisors need to be prepared

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Life Optimization
140 | FI Lifestyle Before FI Number With Nick True

Nick True from Mapped Out Money talks about designing an FI lifestyle before reaching an FI number. Currently, Nick and his wife live in an Airstream trailer with the flexibility to live wherever they want to be. Quitting His Day Job For Life On The Road When Nick and his wife

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Taxes
How To Fill Out A W-4 With Confidence

Your W-4 lets your employer know how much of your paycheck to withhold for federal income taxes. If your state charges income tax as well then you will have a separate form for that. Everything we are talking about in this article relates to federal income taxes and the W-4

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Life Optimization
137 | Rebuilding A Life You Love With Christine

Here is Christine’s story about how she and her husband, Jack, rebuilt a life that they love after an 85% reduction in pay six weeks into their marriage. Losing Your Income Two weeks after they were married, Christine was let go from her engineering job. Basically, the company was looking

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woman tracking personal finance in notebook
129 | Breaking The Glass Ceiling With Liz

Jonathan and Brad talk to Liz from Chief Mom Officer.org about working moms building a career from the ground up. The inspiration for this conversation came from a listener who wrote: “I’m new here and a lot of the numbers I see people throw around intimidate me. Not the goal

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woman tracking personal finance in notebook
Live Your Best Life Now And Later: Tommy’s story

Small changes lead to big wins in the big picture of Financial Independence. With enough small changes, we are choosing to add margin to our lives and that margin affords us flexibility. It all has to start with an idea. Tommy is an “idea guy.” He has always had a

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Sunny beach scene
126R | What Is An Annuity

Brad and Jonathan tackle a listener question about annuities and discuss some updates to the travel rewards landscape. Second Generation FI Many people in our community struggle with how to pass along the lessons of FI to their children. Brad shared stories about passing FI lessons along to his children.

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Budget
125R | Optimize Your Online Grocery Shopping

Jonathan and Brad discuss ways to optimize your grocery shopping, the family emergency binder, and share stories from the community. How To Optimize Online Grocery Shopping Recently, Jonathan decided to give online grocery shopping a try. Although he sometimes enjoys going to the grocery store, he has realized that it

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125 | The Family Emergency Binder

Today Chelsea Brennan from Smart Money Mamas and creator of the Family Emergency Binder is here to talk about her unconventional choices that led to a happier life. Smart Money Mamas Before she left her hedge fund job, she had started Smart Money Mamas. Although it did not make any

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