Opting Out with Cait Flanders

Cait Flanders has spent the last ten years paying off debt, getting sober, going on a spending moratorium, travelling, and writing. Her latest book, Adventures in Opting Out, was inspired by a desire to live a life true to oneself instead of in service to the expectations of others. Have you ever felt yourself growing bored, dissatisfied, or complaining about the same things all of the time? Perhaps what used … Read more

How to Decide with Annie Duke | Ep 262

Annie Duke Website: Alliance for Decision Education Books: Thinking in Bets: Making Smarter Decisions When You Don’t Have All the Facts and How to Decide: Simple Tools for Making Better Choices What You’ll Get Out Of Today’s Show Annie Duke is a world champion poker player and author of Thinking in Bets, a book which makes the case for embracing uncertainty in our decision-making framework. In Annie’s latest book, How … Read more

“Nothing Gold Can Stay” | Brad’s Carvana Experience | What is a HELOC | Ep 261

What You’ll Get Out Of Today’s Show After 18 years of ownership, Brad says goodbye to his beloved Honda Civic, Golden Boy. When it comes to car ownership, ChooseFI often talks about only buying a new car every 15 years. Over a 45 year adult lifetime, the savings, when invested, can amount to almost $750,000 when compared to someone who leases or just manages a constant car payment. Although Brad … Read more

10 Year Time Capsule


In an especially foul mood, as her family thumbed through a photo book, Jillian was reminded anew of the feelings, experiences, and heartache that she experienced almost exactly ten years prior. Being the quintessential Montanan, she understood that her 2010 was the year her plans, her hope, her joy was plowed under like a farmer plows his field at the end of the harvest. If she were a character in … Read more

What’s Your Survival Number With Jully-Alma Taveras | Ep 260

Jully-Alma Taveras Website:  Investing Latina Instagram: Investing Latina YouTube: Investing Latina What You’ll Get Out Of Today’s Show Immigrating to the United States as a child, by early adulthood, Jully found herself caught up in our consumer culture and had acquired five figures worth of debt. After working to dig her way out and starting on her path to finical independence, she’s become an advocate. Drawing from her experience, she … Read more

Kristi & Big ERN | Ep 259

HOuseholds of FI – Kristi What You’ll Get Out Of Today’s Show In our eighth Households of FI touchpoint episodes, Kristi was successfully following the standard path with a six-figure job and keeping up with the Joneses but waiting to take a breath and enjoy life. After finding FI, she realized the money was no longer the goal but simply a tool. Kristi has been connected with Big ERN, from … Read more

Future Journaling


In this episode, Jillian lets out her inner mean girl and drops some hard truth: most people aren’t ready for the thing they say they want. Ouch! Thankfully, she also gives us a tool to help us close the gap from where we are to where we want to be.  This tool is future journaling. Future journaling helps us move from hoping things fall into place to creating an actual … Read more

Back To Basics Part 2: The Income Side of the Equation | Ep 258

What You’ll Get Out Of Today’s Show Brad has been taking part in a mastermind group and teaching its members about financial independence. While they understood the “Why of FI”, how to get started wasn’t as clear. The Back to Basics series of episodes covers just that, how to get started on the path to FI. The journey to financial independence is not about deprivation. It is about a life … Read more

Should You Go to college in 2021

Here at ChooseFI, we’ve always hated student loans. Not the college education they get you, but the idea that you have to borrow so much money to get the degree. Many college students rack up tens of thousands of dollars in debt in order to complete their education. Then it takes them a decade or more of working in order to completely pay off those loans. At that point, they’re … Read more

Back to Basics: Getting Started With FI | Ep 257

What You’ll Get Out Of Today’s Show In this ChooseFI Back to Basics episode, we review Health Savings Accounts (HSA). What happens when you need to finally pull money out after funding it year after year? ChooseFI Chief Content Officer, MK, is just weeks away from having her baby. For years, she and her husband, Jason, have been funding separate HSA accounts without making any withdrawals. They now contribute to … Read more