The Best Cash Back Credit Cards For Everyday Spending

The Best Cash Back Credit Cards For Everyday Spending

In the Choose FI community, we talk a lot about the benefits of travel rewards cards and how they can help you travel for almost nothing. While travel rewards cards are an incredible tool, they don’t matter too much to folks who don’t travel. That’s why cash back credit cards are just as important. They offer cash back on your most common purchases and, when used responsibly, can earn you … Read more

132 | Downsizing Your Life And Financial Coaching With Lisa Duke

Jonathan and Brad talk to Lisa Duke about her mindset shift and turning liabilities to assets. Where Lisa Started Lisa and her husband owned their own IT consulting business. The business was doing well, but it felt like something was missing. No matter how much they were able to spend, it did not really bring them lasting pleasure. We were sort of on that “hedonic treadmill” where you buy something … Read more

The “Baby Steps” Of FI

The "Baby Steps" Of FI

“Baby Steps” is a term popularized by Dave Ramsey to teach people a step-by-step process to help them pay off debt and take control of their finances. Perhaps the Ramsey way of thinking led you to the Financial Independence movement and you’re looking for something more. Or maybe you’re starting on your own financial journey from day one and need some next steps to get inspired FI-style. While the journey … Read more

Individual Cassava Cheese Pizzas: $2.28 Per Serving

Individual Cassava Cheese Pizzas: $2.28 Per Serving

Whether you have a large or small family, everybody can agree on pizza for dinner. Since pizza is sometimes too expensive, not healthy, and nobody can ever agree on topping choices, we came up with our own solution. We now make our own individual cassava cheese pizzas, and they are a huge hit! And since my family enjoys it so much, I wanted to share this easy, cost-effective recipe so … Read more

131R | Building a Brick in Your Wall

131R | Building a Brick in Your Wall

Brad and Jonathan recap their conversation with Mr. Money Mustache and Mr. 1500. Plus, they answer listener questions about compounding interest and drawdowns during retirement. Community Building Jonathan recently moved closer to Brad’s home. Now they are only around five minutes apart. The move has already led to some positive movements in their life. One nice thing is having a workout buddy for mornings three days a week. At the … Read more

Disability Insurance: The Most Important Insurance People Don’t Buy

Disability Insurance: The Most Important Insurance People Don't Buy

Buying insurance reminds us of our mortality. We could get sick, hit by a car, or have our home destroyed. However, we still buy medical, auto, and home insurance to protect against those risks. But there’s one policy that most people don’t buy even though there’s a 1 in 4 chance that they’ll need it–disability insurance. Why Is Disability Insurance Needed? Many people fear death, but disability should be a … Read more

How To Save Money When Buying Appliances

How To Save Money When Buying Appliances

Buying new appliances can cost hundreds or if you are remodeling a kitchen, thousands of dollars. And even FI-minded people sometimes need to buy new things. If you are remodeling or one of your appliances breaks beyond repair, there are ways to save on and optimize your big purchase. Time Your Purchase With A Major Shopping Holiday The best time to buy appliances is usually around a major shopping holiday. … Read more

Teach Your Kids About Money With The Goalsetter App

Teach Your Kids About Money With The Goalsetter App

We know that most children have a difficult time saving money. It burns a hole in their pocket whenever they get their hands on it and they MUST spend it on something. At least, that is how it happens with most of our kids. So getting them to save their money poses a difficult challenge for them. Enter the Goalsetter app! Financial Literacy In Children Teaching financial literacy to our … Read more

Citi Simplicity Review–A Simple Balance Transfer Card

Citi Simplicity Review--A Simple Balance Transfer Card

Balance transfer credit cards are an important tool for paying off debt; when used correctly of course. The best balance transfer credit cards offer 18 months of 0% APR. And the Citi Simplicity Card is one of those cards. Citi Simplicity Card is, as the title suggests, a simple card. While it does offer a low-interest rate for 18 months, there are plenty of other features that make the Citi Simplicity … Read more

131 | Community Building With Mr. Money Mustache And Mr. 1500

Community Building With Mr. Money Mustache And Mr. 1500

Jonathan and Brad take a short walk down memory lane with Mr. Money Mustache and Mr. 1500 to discuss community building and second generation FI. Personal Stories Although most in this community are familiar with Mr. Money Mustache content, many might not know his story and how his Financial Independence journey started. Pete was a software engineer from 1998 to 2005 before Financial Independence. Once he hit FI, he was … Read more