Make A Difference With Junior Achievement–Here’s How

Make A Difference With Junior Achievement--Here's How

Years ago when I worked in banking, a co-worker and I spent several weeks volunteering in a local high school classroom. The goal? To teach kids about the banking business. It was a great experience for the kids and an equally great experience for my coworker and me. The program we participated in is called Junior Achievement, or JA for short. JA works hard to help kids of all ages … Read more

154 | Hacking The FAFSA | Brian Eufinger And Seonwoo Lee

154 | Hacking The FAFSA | Brian Eufinger And Seonwoo Lee

Graduating from college debt-free can accelerate the path to FI dramatically. Brian Eufinger and Seonwoo Lee share their best tips on hacking the FAFSA on today’s episode. Hacking The FAFSA The FAFSA, Free Application for Federal Student Aid, helps colleges determine how much student aid your student will receive. Understanding how the FAFSA works could save your child thousands with preparation. It’s about knowing the rules. Right, there are very … Read more

153R | Navigating Health Insurance

153R | Navigating Health Insurance

Medical debt is a big financial burden for many people. Brad and Jonathan spoke with Craig and Jerry from RIP Medical Debt to find out more about their solution to this problem. If we can continue to foster these kinds of conversation, not only we win but also those around us, those in our zone of awareness, those whose lives we have some impact on, they also benefit. Check out … Read more

How To Save $1,000 In 30 Days!

How To Save $1,000 In 30 Days!

Increasing your savings is a pillar of pursuing Financial Independence. If you are just starting your journey, saving that first $1,000 is a big step! Through a combination of small sacrifices and lifestyle changes, you could see a four-figure balance in your bank account by this time next month.  Make A Budget If you don’t already have a budget, you need one. To see where you are going financially, you … Read more

How To Be Thankful For Your Finances (No Matter What Stage You’re At)

How To Be Thankful For Your Finances (No Matter What Stage You’re At)

No matter what your situation, it’s easy to fall into a perspective of self-pity about your finances. After all, how can you be thankful for your finances when your financial goals are so far away? Goals such as paying off debt and reaching FIRE are often long and challenging. Roadblocks appear and mistakes get made. How To Be Thankful For Your Financial Situation Even in the most challenging of financial … Read more

FI After College: Best Money Moves After Graduation

FI After College: Best Money Moves After Graduation

Pursuing FI is well and good if you have an established job that pays you well. But what about those fresh out of college?  I know when I graduated, I barely had enough in the bank to put a downpayment on an apartment, let alone start pursuing Financial Independence.  It may not seem possible, but even recent college grads can start pursuing FI right now. Here’s how. Start Saving In … Read more

153 | RIP Medical Debt | An Inside Look At Debt Collection And Forgiveness

153 | RIP Medical Debt | An Inside Look At Debt Collection And Forgiveness

Medical debt has the power to seriously hurt your financial future. Many Americans are faced with unavoidable medical debt that has crippled their financial situation. RIP Medical Debt is a nonprofit working to forgive medical debt for pennies on the dollar. They share their background and the amazing progress they’ve made. Medical Debt Both Craig and Jerry worked in the debt collection industry for decades. With that experience, they saw … Read more

152R | Can I Retire Yet?

152R | Can I Retire Yet

Big ERN comes on the show today to break down the numbers of Becky’s retirement plan. He works through their real numbers to determine how solid their retirement plan is. Taking Stock A lot of retirees have this fear of touching their principal and part of it is justified. But there is also part of it that is unjustified, right, because unless you have a constraint that you have to … Read more

How To Avoid Overspending This Holiday Season

How To Avoid Overspending This Holiday Season

The holidays are a time of indulgence, but that doesn’t mean that your finances have to pay the price. If you start planning early, you will have more time to enjoy the things that really matter to you. Check out our guide to avoid holiday spending and get ready to save money, time, and stress. Get Started Early One of the best ways to avoid overspending this holiday season is … Read more

Everything You Need To Know About Emergency Funds

Everything You Need To Know About Emergency Funds

It’s happened to all of us at one time or another. You lost your job, a pipe bursts during the winter, ruining your basement, or your old clunker finally dies on your way to work. Emergencies suck. And they often cost a lot of money. That’s why you need to have an emergency fund. Here’s everything you need to know about emergency funds–from where to put them and how to … Read more