Owner Financing To Hack FI: Alexis And Brendan’s Story

Owner Financing To Hack FI

Brendan and Alexis found themselves working 70 hours a week to pay their debt and grow their businesses. On the brink of burn-out they decided they needed to make a change. Selling their businesses allowed them to pay off all their debt and enjoy the fully funded lifestyle change they were hoping for. Student And Business Loans = Over A Million Dollars In Debt Brendan grew up in a small, … Read more

123R | Hail Mary FI

123r Hail Mary FI

Brad and Jonathan give us an update about the “Playing with FIRE” documentary, Hail Mary FI, and how to build an escape route from the corporate hierarchy that doesn’t make room for you. Playing With FIRE As many of you already know, the “Playing with FIRE” documentary has been released to those that funded the documentary through a Kickstarter campaign. For those that have not seen it yet, the plan … Read more

Where Should You Invest? How To Determine And Implement Your Asset Allocation

Where Should You Invest? How To Determine And Implement Your Asset Allocation

When investing in a portfolio, there only a handful of things that you can control that will influence returns. They are: Asset allocation (stocks versus bonds) Security selection (which stocks or bonds) Market timing (buy now or later) Significant research has been done on these factors. By and large, security selection and market timing are not likely to result in outperformance. As security selection and market timing are most often … Read more

An Easier Way To Get Travel Perks

An Easier Way To Get Travel Perks

For the longest time, the common belief was that travelers would benefit by being loyal to one airline and earn a higher status. Then that status would bestow perks and rewards to improve the travel experience. However, in today’s environment, that advice has gone by the wayside. With so many top-tier members and most planes flying completely full, the ability to receive coveted upgrades is more myth than reality. I’m … Read more

When 2% Costs Everything: How Investment Fees Cost You Your Freedom

When 2% Costs Everything: How Investment Fees Cost You Your Freedom

One of the greatest appeals for having a financial advisor is the comfort we feel in having an “expert” do our investing for us. We fear that we don’t know what we’re doing with our own money. Most of us didn’t go to school for finance and we figure that a seasoned professional knows how to invest our money better than we do. They must have years of experience, training, … Read more

123 | Rich And Regular

123 rich and regular

Today Kiersten and Julien from Rich and Regular talk about the specific challenges that the black community faces on their journey to FI. Recognizing the fact that not everyone starts from the same spot is important, so we are diving deep into the differences today. Where Did Your FI Journey Start? The couple met at work back in 2012. Early in their relationship, they stumbled onto an uncomfortable conversation about … Read more

How To Lower Your Electric Bill

How To Lower Your Electric Bill

If you’re working toward financial independence (FI), chances are you’re looking to optimize your expenses. By reducing the amount of money you spend each year, you reduce the amount of money you need in your nest egg to reach financial independence. The average household spends over $1,300 in energy a year, usually on heating and cooling. However, your energy bill is highly dependent on your personal habits, your particular home, … Read more

Extra Veggie Healthy Lasagna Recipe: $1.83 Per Serving

Extra Veggie Healthy Lasagna Recipe: $1.83 Per Serving

I know how it sounds. Healthy and lasagna in the same sentence? What about all the fat from the cheese and carbs from the noodles? Yes, of course, there’s cheese and pasta. It won’t be lasagna without these two ingredients. But with the summer coming, let’s look at how we can use fresh vegetables to load up our healthy lasagna recipe with flavor and cut down on fat and carbs. … Read more

122R | Learn More About Dividend Investing

122R | Dividend Deep Dive

Brad and Jonathan are joined by Brian Feroldi and Karsten from Early Retirement Now. With the goal of gaining a deeper understanding of dividend investing, Brad and Jonathan ask the hard questions. As the devil’s advocate, they uncover more information about dividend stocks from passionate investors. If you are ready to learn more about dividend investing, then let’s dive in. What Is A Dividend? The first thing we need to … Read more

How Kids Can Make Money And Get A Financial Jump Start

How Kids Can Make Money And Get A Financial Jump Start

Finding ways for kids to make money shouldn’t be too hard if you get creative. If your kid is old enough based on the laws in your state, they could get a part-time or full-time job. Some states allow teenagers to work as early as 14 with limited hours or with a work permit. Other states have no restrictions. Kids can work at the grocery store, gas station, fast food … Read more