Little known roth hacks

Little Known Roth Hacks | Ep 210

In Today's Episode Distributions from Roth 401(k)s are NOT the same as distributions from Roth IRAs. With Roth IRAs, contributions come out first tax and penalty free. With Roth 401(k)s, distributions are subject to the so-called “cream-in-the-coffee” rule – all distributions take out contributions and earnings (which is bad news – the earnings piece is taxable and likely subject to the 10% penalty). As a practical matter, the employer may

Read More »
Longest Lasting Cars On The Road Today

Longest Lasting Cars On The Road Today

Buying a car that will last a long time is a good way to get the most for your money. But how can you know if you're spending your hard-earned money on a dependable, long-lasting car? iSeeCars can help with that. Each year they publish a list of the top ten most reliable cars. Every vehicle's reliability rating is based on the percentage of its vehicles on the road today

Read More »
When the paycheck stops part 2

What To Do When The Paycheck Stops With Fritz Gilbert Part 2 | Ep 209

In Today's Episode Fritz Gilbert Discusses Investing During Retirement The Retirement Manifesto What You'll Get Out Of Today's Show How to use the bucket strategy to go from accumulation to withdrawal in retirement. How to handle large expenses, such as buying a car, during retirement. Asset allocation and rebalancing strategy as you approach retirement. Avoiding sequence of return risk after retirement. Using taxable account and tax-advantaged accounts as your approaching

Read More »
The Best Investing Apps For The Best Investing Apps For Each Level Of InvestingEach Level Of Investing

The Best Investing Apps For Each Level Of Investing

In today's digital world, anything and everything is controlled by an app. That includes investing–and there are enough of them available that it can be hard to separate the best investing apps from all the rest. To pick the one that's best for you, you'll want to consider how much control you want to have over your investments, how automated each app's process is, and how much knowledge you yourself

Read More »

How To Actually Find Your Passion

Follow your passion? This is one of Jillian’s least favorite pieces of advice. And that’s the discussion in today’s episode. Why is this bad advice? It’s actually not very helpful at all. It’s like telling someone they need to be good at something without telling them how. Often, we think that finding our passion is the first step in the journey–you go from not really knowing to having it all

Read More »
There Is No Failing With FI

There Is No Failing With FI | 208

Bianca shares her story of financial resiliency. As a flight attendant, she reached Financial Independence in her late 30’s after many bumps in the road. Bianca made the choice to become a flight attendant after deciding that a career in education wasn’t for her. After a friend suggested the career path, she applied to three companies and landed at an incredible opportunity. After a few weeks of flight training, she

Read More »

Your Financial Resilience Toolkit

Affiliate Disclaimer

ChooseFI seeks to uncover helpful services that help you be financially resilient. However, we may receive compensation, at no cost to you, from the issuers of some products mentioned in this article, including from CardRatings for our coverage of credit card products. Opinions are the author's alone, and this content has not been provided by, reviewed, approved or endorsed by any of these entities. See our disclosures for more info.

Save on Existing Loans

Save On Living Expenses

Save & Invest

Financial Emergency Prep