How To Get Free And Discounted Gift Cards

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How To Get Free And Discounted Gift Cards
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ChooseFI Favorite: top rewards card for beginners

Chase Sapphire Preferred Card​

ChooseFI’s top pick for travel rewards! The Chase Sapphire Preferred Card has a 60,000 point sign-up bonus (after spending $4,000 in the first 3 months). The points are ultra-flexible and transfer to 13 airlines and hotels. $95 annual fee.

If you’re looking for practical gifts, or simply want to stock up without paying full price, here are some tips and tricks to show you how to get free gift cards.

Discounted Gift Cards From Club Stores

Big box stores often offer discounted gift cards for purchase. Club stores like Costco, Sam’s Club Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. , and BJ’s Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. offer all kinds of gift cards at a discount. You can usually pick up discounted gift cards for travel, restaurants, theme parks, and popular merchants.

If you already have a membership, then this can be a great deal. Getting a membership for this purpose alone will cut into your savings. As of this writing, for Costco, the annual fee is $60 for “Gold Star” membership level and $120 annually for either of the two executive plans. For a basic membership to Sam’s Club, you’ll be shelling out $45 per year for the basic level, and up to $100+ for the higher tier.

Related: How To Save Money By Sharing Subscriptions, Memberships, And Services

Discounted Gift Cards on Ebay

There’s no shortage of discounted gift cards on Ebay, however it’s probably best to protect yourself by purchasing from professional sellers with a proven reputation that will guarantee your purchase. PayPal Digital Gifts Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. and SVM Gift Cards Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. are trustworthy sellers and often list gift cards up to 20% below face value.

Keep An Eye Out For Local Deals

If you want to dine out occasionally, keep an eye out for specials that allow you to purchase a gift card and get an additional bonus card. Kind of like a BOGO deal. For some of your favorite restaurants, it’s likely you would spend the money anyway. Now you are increasing the value of the money spent.

These restaurant deals are most popular around holidays, such as Christmas and Mother’s day.

Target will often advertise bonus cards as an incentive to purchase a certain amount of product. For example, buy four products from a particular manufacturer and receive a $5 Target Card.

Our local grocery store chain in Texas will often offer gift card deals when you purchase a gift card to a particular restaurant chain at their kiosk. In turn, you’ll get a $5 or $10 gift card to the grocery store. It might be worth keeping an eye out for gift card bonuses and get more value out of your everyday purchases!

Buy And Sell Discounted Gift Cards, Or Swap

If you find a few unloved gift cards that made it into the junk drawer, it’s time for a swap. Whether from an office gift exchange or a well-meant relative, we all have cards we will never use. So just because the gift card is to a restaurant not quite worth the drive, don’t let that money go to waste.

If you come across gift cards you no longer want, some websites will buy your unwanted gift cards. And if you are in the market for discounted gift cards, you can buy and sell your cards on sites like Cardpool Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. , Raise Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. , Card Kangaroo Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. and Gift Card Granny. It might be a good time to swap out some cards you don’t want and snatch up ones you’d actually like, at a discount.

Just be aware, that some of these gift cards might have had one or two purchases made on them. Additionally, for gift card discount sites, you may only be able to use these cards for online purchases, and not in-store. Keep this in mind before you pull the trigger on any discounted gift card purchases! As they say, read the fine print.

Related: How To Sell Unwanted Gift Cards

Try SwagBucks To Earn Gift Cards

While this trick is to earn free gift cards, not get discounted gift cards, it’s still a useful hack to have in your back pocket! Utilizing survey sites like Swagbucks Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. , you can watch videos, do surveys, and other random activities to accumulate points that can be traded in for gift cards.

Racking up points with Swagbucks Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. can help you snag gift cards to Amazon, iTunes, Starbucks, Barnes & Noble and other major retailers. With some basic interactions using the platform, you can expect to rack up about 7 to 10 Swagbucks a day.

After you accumulate around 450 points with little effort in about 3-6 weeks, you can cash them in for a $5 gift card. In searching reviews of Swagbucks Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. , many have reported being able to easily rack up $300-$600 in gift cards a year by watching videos and taking surveys when they have downtime.

Take Surveys To Earn Free Gift Cards

In the same vein as SwagBucks Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. , Survey Junkie Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. generates some earnings for taking actions online–in this case, surveys. On average, users say they earn about $10-$15 per hour taking surveys and usually can cash out regularly in the form of Amazon gift cards.

Another popular site is Pinecone Research Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. . When new surveys come available, you’ll be sent email notifications to log in and answer some questions. With Pinecone Research Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. you can expect to earn $3 in points per survey. You may be able to do about five surveys in an hour since they are generally pretty short. After you rack up some points, you can cash them out for Amazon gift cards, merchandise, or a payout via Paypal.

While these are just two of the more popular options, there are tons of survey sites out there to help you get free gift cards. Just make sure you do a bit of research before you sign up. You’ll want to ensure that the company is vetted to securely handle your information and payout your earnings on time!

Earning Gift Cards In Person

If you live near a blood bank, you may be able to donate blood or plasma for free gift cards. Many blood banks offer theater gift cards or certificates to local restaurants for blood donations. It does take a bit of planning to ensure you hydrate sufficiently. And don’t plan strenuous activities for the rest of the day, but you can do good and receive a gift card. So if you’re not one to shy away from needles, this can be a regular part of your rotation.

Additionally, if you have extra gift cards in your junk drawer, chances are your coworkers or friends do too. You could set up a small get together at your house for a night of BYOB tastings and swapping gift cards for an interesting FI-friendly gathering. Cards that don’t make the cut, can be passed along to a local charity. Shelters and foster care organizations always happily accept gift cards!

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How To Get Free And Discounted Gift Cards

ChooseFI has partnered with CardRatings for our coverage of credit card products. ChooseFI and CardRatings may receive a commission from card issuers.
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