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Find Three Compelling Goals for the Decade

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Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Jillian shares a quote that inspired her journey and encourages you to pick three goals and share them with a trusted friend.

Realistic Goals

Jillian once heard a quote from Bill Gates that changed her life.

Most people overestimate what they can do in a year but they underestimate what they can do in 10 years.

After hearing this, Jillian noticed that it was true in her own life. She found that she was aiming way too high in individual years. By February or March, she would be discouraged because she realized she wouldn’t be able to hit her goals for the year. On the flip side, she could set some realistic goals, but they were not compelling or exciting.

The quote changed her entire process. She realized that if she tried to fit her big goals into a single year, they were not likely to happen. However, if she gave herself an entire decade, then the goals were more likely to happen.

Setting Goals

Once Jillian realized this, she decided to set big goals for an entire decade. At the time, she felt sort of embarrassed to write them down because they felt too ambitious. So she only shared these goals with one friend. That way she wouldn’t have to own up to not reaching her goals in front of everyone.

What Are Your Compelling Goals?

What do you hope to achieve over the next decade?

You might have personal goals like traveling more, learning more about healthy relationships, or making new friends. You might have financial goals such as saving for a 20% down payment, saving your first $500,000, or taking a mini-retirement. You might want to find a new direction to take your career.

We feel like because we are 25 or 35, or 45 or 55, we should have figured this out by now. Sometimes those old dreams need refreshing.

Although it might be tough to make all of these changes in one year, you can make them happen over the course of a decade. You’ll have time to intentionally put into testing, scaling, experimenting, and more.

I really believe that most of our dreams aren’t killed because they’re too ambitious, they’re just killed by a short runway.

If you want the result but don’t want to wait an entire decade, then you need to reassess your goal. Most successful people enjoy the process of building their dreams. If you don’t like the process, it will be difficult to achieve the outcome you want.

Pick Three

You don’t have to pick all of the things. Instead, focus on three goals that you can really lean into over the next decade. If you are really bold, then consider sending your goal to an encouraging friend.

In this episode, Jillian recommends Tiller. Tiller puts your financial life on a spreadsheet that automatically updates with your daily spending, transactions, and account balances each day. Try it free for 30 days to see if this is the tool that can really help empower you with your money this year.

 

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Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.
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