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Cost-Benefit Analysis and Financial Independence

Cost-Benefit Analysis…Don’t panic! You’re not back at your Econ 102 class. All is well. Breathe deeply. When deciding on the next tool to recommend adding to your FI tool chest, we decided upon a cost-benefit analysis introduction/refresher. Don’t worry- it’s not as difficult as it sounds. In fact, cost-benefit analysis is designed to help you …

Why You Should Fund Your Roth Even If You Won’t Need It

If you’ve read anything from the financial independence community, you’ve read about Roth IRAs. They provide tons of benefits to all retirees, like tax-free growth and the absence of required minimum distributions. There are some benefits more applicable to early retirees, like the ability to access principal before age 59.5. But, what if you don’t …

Getting Health Insurance When You’re Self-Employed Or Retired Early

Whether you’re self-employed or early retired, one of the biggest challenges you face is getting health insurance. Many employees have the benefit of an employer-subsidized health insuranceplan. That’s almost always the best deal possible. As an employee, you may pay $400 per month on the plan which costs $1,000, with the balance being covered by …

100 Ways To Get 1% Better With Your Finances

Shaving 10 to 20 years off of your retirement date is one of those eye-opening ideas that might keep you up at night. It’s just so exciting! In fact, it’s so exciting, that trying to get 1% better with your finances may sound like a rather boring goal. But anybody on the path to FI …

The “Baby Steps” Of FI

“Baby Steps” is a term popularized by Dave Ramsey to teach people a step-by-step process to help them pay off debt and take control of their finances. Perhaps the Ramsey way of thinking led you to the Financial Independence movement and you’re looking for something more. Or maybe you’re starting on your own financial journey …

6 Types Of Travel Insurance That Will Save You Money

Vacations are supposed to be an escape from the daily grind and all of your worries. But what happens when life’s troubles decide to tag along for the ride? Here are six types of travel insurance that will protect your vacation and save you money. 6 Types Of Travel Insurance That Will Save You Money …

Top 10 Best Cities For Financial Independence (2024)

As we’ve always said, Financial Independence is for everyone. However, geoarbitrage is a powerful FI tool. The vast costs of living, price inequality, asymmetrical taxes, and the ilk; where you live makes a significant difference on your journey to FI. So, just like we did last year – we put together a Top 10 Best …

Millennial FIRE Bloggers We Love

“Millennial” is a seemingly dubious title, with the media blaming this age group as ruining just about everything from the wedding to the paper napkin industry–but we’re pretty stoked to find Millennials who are using the disruptor reputation to fuel their FIRE dreams. The term “Millennial” refers to anyone born between 1981 and 1996–which is a …