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3 Things Every 18-Year-Old Needs to Know Right Now (And Possibly Ever)

You’ve just graduated high school. Maybe you’re preparing for college. Or gearing up for the Marines. Or packing for a trek through the Austrian Alps (take me with you).  Wherever you’re headed, whatever you’re planning, one thing is certain – you’re not certain about anything. Because for the first time in your life, you’re officially …

What Is House Hacking?

House hacking. You’ve heard about it, and people in the ChooseFI community gush over how awesome it is. So, what the heck is house hacking and how can you do it? House hacking is a term used by both real estate investors and the Choose FI community pretty regularly. Traditionally, house hacking refers to buying …

Top 10 Best Cities For Financial Independence (2022)

As we’ve always said, Financial Independence is for everyone. However, geoarbitrage is a powerful FI tool. The vast costs of living, price inequality, asymmetrical taxes, and the ilk; where you live makes a significant difference on your journey to FI. So, just like we did last year – we put together a Top 10 Best …

Should You Go To College In 2022

Note: For a list of episodes of the ChooseFI Podcast discussing tips and tactics to optimize college costs, click here. Here at Choose FI, we’ve always hated student loans. Not the college education you receive, but the idea that you have to borrow so much money to get the degree. Many college students rack up …

How To Become An Airbnb Superhost

Being an Airbnb host can be a very lucrative side hustle. But, if you become an experienced enough host, you can reach the coveted title of Superhost. A Superhost is an experienced Airbnb host that has been rated highly by many guests. There are some other requirements you’ll need to meet to become a Superhost, …

How To Find Cheap Produce (Plus 2 Recipes!)

Since summer is just around the corner, here are some tips on how to get the best produce for the lowest price. Local farmer’s markets, subscription services, or just slightly imperfect produce are a few ways to save money on fresh fruits and vegetables and eat well. Community Supported Agriculture (CSA) CSA is a way …

How To Calculate Your Savings Rate… And Why It’s Important

Savings Rate is the most important factor to determine how long it’ll take you to reach financial independence. The higher your savings rate, the faster your path to Financial Independence. Find out everything you need to know about savings rate, and how to calculate your personal savings rate. This is Part 2 in our Financial …

Starting Your FI Journey and Investing Later in Life | Community Q&A

Every week we here at ChooseFI get hundreds of emails from our community. There have been so many engaging and thought-provoking questions that we created a series dedicated to answering the most frequently asked each week. This week’s question comes from Evelina, who asks: Question: “I don’t have any debt and have six months saved …

Inflation and Withdrawal Rates | Community Q&A

Every week we here at ChooseFI get hundreds of emails from our community. There have been so many engaging and thought-provoking questions that we created a series dedicated to answering the most frequently asked each week. This week’s question is about inflation’s impact on the Safe Withdrawal Rate (SWR) or the 4% Rule and comes …

FI Number and Withdrawal Rates | Community Q&A

Every week we here at ChooseFI get hundreds of emails from our community. There have been so many interesting and thought-provoking questions that we created a series dedicated to answering the most frequently asked each week. This week’s question is about calculating your FI number and withdrawal rates, and comes from YandaPanda, who writes: Question: …