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Troy and Lindsay | Households of FI Update | Ep 398

In this episode: career changes, up-skilling, re-prioritizing, accruing debt for value, childcare, and emergency funds.

The journey to FI is never linear. Sometimes we can find ourselves thinking the only way to meet our goals is to follow a strict plan, which can make adjusting said plan feel like a daunting set back. Well, our returning Households of FI guests Troy and Lindsay believe that flexibility during ones journey to FI can provide you with tremendous value! Making changes in your life, whether it’s accruing temporary debt or changing careers, can actually lead to big time payoffs! While it may feel more secure to have a set trajectory with your financial goals, we know life gets in the way! So instead of sticking with a plan that isn’t making you happy, try to stay flexible and evaluate all your options! 


  • 1:34 – Introductions
  • 4:55 – Troy and Lindsay Update
  • 12:10 – Avoiding Over Optimization
  • 18:49 – Up-Skilling & Career Changes
  • 27:56 – Upgrading Income and Re-evaluating Priorities
  • 36:15 – Accruing Debt for True Value
  • 40:20 – Emergency Funds
  • 42:58 – Going On Autopilot
  • 46:00 – Expenses and Childcare
  • 50:34 – Evaluating Your Work and Worth
  • 53:14 Raising FI Children
  • 58:54 – Conclusion

Resources Mentioned In Today’s Episode

Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a ChooseFI advertiser. Disclosures.
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