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Should You Pay An Annual Fee On A Credit Card?

Travel credit cards are a no-brainer the first year. Who could resist the allure of a sign-up bonus that is worth $500 or more? But what happens after the first year and the annual fee needs to be paid? There are a lot of considerations that go into deciding whether or not you want to …

Capital One Venture Rewards Credit Card Review: Most Versatile Travel Rewards Card

In the world of credit cards, there are generally two attributes that stand out for travel rewards fans: value and versatility. Most of our favorite travel rewards cards rank well in both, but when it comes to versatility, the Capital One Venture Rewards Credit Card is the undisputed champion in our books. Here’s why. Flexible …

104R | Travel Rewards | End of Year Planning

An update from Marla Taner on 2018’s best travel reward options, a hack for keeping your bills low, a review of Monday’s episode with Doc G. Jonathan tries out a new service to ensure that his bills are staying low. Billfixers.com says they will call your service providers for you and negotiate lower rates. You pay them …

Make The Most Of Your Travel Rewards With These 3 International Sweet Spot Destinations

Once you start to dabble with travel rewards, you’ll see the term “sweet spot” mentioned. That means a particular flight or hotel stay is a really good deal in terms of points and miles. Here’s a short list of great “sweet spot” international award redemptions to show you how you can optimize your points and …

How To Plan Your First Trip With Travel Rewards

If you are new to the world of travel rewards, everything might seem a little overwhelming at first. You hear people throwing around words like “redemption”, “sweet spot” and “positioning flight”. The terminology travel rewards enthusiasts use might seem like a foreign language at first. But no worries, you’ll be a pro in no time! …

Travel Rewards Vs Cash Back: How To Choose!

The FI community isn’t anti-credit cards, they’re anti-credit card debt. If you use credit cards responsibly, the rewards you can gain can earn you free vacations, access to exclusive clubs, or just extra cash. Here is a breakdown of the difference between the two major reward categories: travel rewards vs. cash back. Travel Rewards Let’s …

3 Different Types Of Travel Rewards Credit Cards

In this article we will discuss three different kinds of points you can earn by signing up and using different types of travel rewards credit cards: Airline points and miles Hotel points Flexible or transferable points such as Chase Ultimate Rewards, American Express Membership rewards and Citi ThankYou points Resource: Learn more about Travel Rewards …

How Chase Ultimate Rewards Actually Work

If you’re new to earning credit card rewards, you may not have a complete understanding of the ins and outs of rewards points. Today, we’re going to focus on one of the most valuable rewards programs–Chase Ultimate Rewards. While Chase may have the most valuable rewards currency, it’s gotten a lot harder to earn bonuses …

See The West Coast In Style–All Aboard The Amtrak Coast Starlight

When you’ve reached financial independence, time is on your side. People with traditional jobs have limited vacation time, so they need to rush through their trips. Financially independent people can “slow travel” and soak up the experience to their heart’s content along the Amtrak Coast Starlight. Here is my favorite way to see the West …

My Five Biggest Travel Rewards Mistakes And How To Avoid Them

Travel rewards have allowed me opportunities to visit countries that I’ve always thought to be beyond my reach. Traveling has become such an integral part of who I am that I can’t imagine not traveling, not planning my next trip, not working toward the next award. Travel rewards are one of the pillars of FI and …

How To Save On Travel With Airbnb

Never stayed in an Airbnb? Let me see if I can convince you of the merits of staying with locals in the new home-sharing economy! As both a regular traveler and an Airbnb host here in San Antonio, Texas–I’ve done my fair share of Airbnbing on both sides. I love that I can still see …

Visit London For Less Using Travel Rewards

London, UK is a hugely popular tourist destination. It is easy to get to London from many places in the US and it’s a relatively short flight across the Atlantic. There are quite a few direct flights from East and West Coast major airports and major airline hubs. With so many things to do for …