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129R | Focused Work Ethic

Jonathan and Brad talk about focusing your work ethic and make an announcement. Travel Rewards Course Announcement As you likely know, travel rewards are a popular topic in our community. As a way to help everyone achieve their travel rewards goals, ChooseFI has created a travel rewards course. Hundreds, probably thousands of hours of travel …

How To Fly To Hawaii For Free Using Miles And Points

Hawaii is one of America’s favorite vacation destinations. A recent poll from US News and World Report reported that two Hawaiian cities ranked in the top 10. Now that Southwest Airlines started flying to Hawaii, travelers have more flight options and the opportunity to save more money. In fact, I’m going to show you how …

126R | What Is An Annuity

Brad and Jonathan tackle a listener question about annuities and discuss some updates to the travel rewards landscape. Second Generation FI Many people in our community struggle with how to pass along the lessons of FI to their children. Brad shared stories about passing FI lessons along to his children. The little things really are …

Chase Freedom Review–One Of The Best 5% Cash Back Cards On The Market

Important note 10/2020:  You can no longer apply for this card and please consider all this information out of date since it is no longer publicly available The Chase Freedom is my favorite credit card in my wallet. The 5% cash back rewards categories are easy to activate (in fact, Chase sends an email every quarter …

An Easier Way To Get Travel Perks

For the longest time, the common belief was that travelers would benefit by being loyal to one airline and earn a higher status. Then that status would bestow perks and rewards to improve the travel experience. However, in today’s environment, that advice has gone by the wayside. With so many top-tier members and most planes …

Nearly Free Vacation In South Korea With Travel Rewards: Austin’s Story

If pursued actively, travel rewards can help the disciplined spender and traveler make the most of their dollar. Austin braved the world of travel rewards and has booked an eleven day trip to South Korea, which includes flight and lodging for free! He’ll only pay out of pocket for dining and entertainment, which he will …

How To Use 0% Intro Offers To Get Out Of Debt Fast

Nobody likes credit card debt, and when you’ve woken up to the path of FI credit card debt can feel like a giant shackle around your ankle, chaining you to a lifestyle you no longer identify with. No matter what got you into credit card debt, whether it was common lifestyle inflation or a few …

Chase Freedom Unlimited Review–the Best 1.5% Cash Back Card On The Market

The Chase Freedom Unlimited card is a straight-forward, no annual fee, cash back credit card with a welcome offer worth up to $200. If you’re a fan of Chase’s other credit cards, but want one for everyday use, the Chase Freedom Unlimited credit card is the one for you. Here’s a quick overview of what the …

Chase Sapphire Reserve Review: The Best Chase Has To Offer

The Chase Sapphire Reserve is an incredible travel rewards credit card that any frequent traveler should have in their wallet. Here’s a quick overview of what the Chase Sapphire Reserve offers: You can earn 50,000 bonus points after spending $4,000 in the first three months of having your card $300 annual travel credit Earn 5X points …

What To Do If Your Credit Card Application Is Denied

Credit cards are an awesome way to earn bunches of airline miles and hotel points. But what happens if your credit card application is declined? It can be frustrating, embarrassing, and lead you to question your credit score. Just because you have been declined, it doesn’t mean that you should give up. Here’s what you …

6 Types Of Travel Insurance That Will Save You Money

Vacations are supposed to be an escape from the daily grind and all of your worries. But what happens when life’s troubles decide to tag along for the ride? Here are six types of travel insurance that will protect your vacation and save you money. 6 Types Of Travel Insurance That Will Save You Money …

Should You Pay An Annual Fee On A Credit Card?

Travel credit cards are a no-brainer the first year. Who could resist the allure of a sign-up bonus that is worth $500 or more? But what happens after the first year and the annual fee needs to be paid? There are a lot of considerations that go into deciding whether or not you want to …