What To Do If Your Credit Card Application Is Denied

What To Do If Your Credit Card Application Is Denied

Credit cards are an awesome way to earn bunches of airline miles and hotel points. But what happens if your credit card application is declined? It can be frustrating, embarrassing, and lead you to question your credit score. Just because you have been declined, it doesn’t mean that you should give up. Here’s what you should you do if your credit card application is declined. Understand The Bank Rules Banks … Read more

6 Types Of Travel Insurance That Will Save You Money

6 Types Of Travel Insurance That Will Save You Money

Vacations are supposed to be an escape from the daily grind and all of your worries. But what happens when life’s troubles decide to tag along for the ride? Here are six types of travel insurance that will protect your vacation and save you money. 6 Types Of Travel Insurance That Will Save You Money Travel insurance can come in many forms, some of which you may not be thinking … Read more

Should You Pay An Annual Fee On A Credit Card?

Should You Pay An Annual Fee On A Credit Card?

Travel credit cards are a no-brainer the first year. Who could resist the swan song of a sign-up bonus that is worth $500 or more? But what happens after the first year and the annual fee needs to be paid? There are a lot of considerations that go into deciding whether or not you want to pay that annual fee. Here’s some tips to weigh the benefits–or not–in renewing your … Read more

The Global Entry Program: What It Is And How To Make It Work For You

The Global Entry Program What It Is And How To Make It Work For You

I don’t know about you, but every time I go to the airport, at least one person in front of me in line at security says the sentence “it never used to be like this.” This, of course, refers to the the hour or two wait we all just had before reaching the front of the line where we’re greeted by scary looking metal detectors and a handful of underpaid, … Read more

Make The Most Of Your Travel Rewards With These 3 International Sweet Spot Destinations

Make The Most Of Your Travel Rewards With These 3 International Sweet Spot Destinations

Once you start to dabble with travel rewards, you’ll see the term “sweet spot” mentioned. That means a particular flight or hotel stay is a really good deal in terms of points and miles. Here’s a short list of great “sweet spot” international award redemptions to show you how you can optimize your points and miles. These are a couple of gems I found through my travels and my research. … Read more

How To Save Money On Travel With The Right Credit Card

How To Save Money On Travel With The Right Credit Card

Earning miles and points from credit cards is one way to save big money on travel. But you’ll need the “right” card for you. I’m going to show you how to save money when you travel by having the right credit card. Also, be sure you aren’t paying unnecessary fees or missing out on benefits. There’s more to life than the Sign-Up Bonus Getting a credit card sign-up bonus is like … Read more

How To Plan Your First Trip With Travel Rewards

How To Plan Your First Trip With Travel Rewards

If you are new to the world of travel rewards, everything might seem a little overwhelming at first. You hear people throwing around words like “redemption”, “sweet spot” and “positioning flight”. The terminology travel rewards enthusiasts use might seem like a foreign language at first. But never fear, you can become a travel rewards expert! Start slowly, take Travel Miles 101 course. The course was created by ChooseFI’s own Brad … Read more

Travel Rewards Vs Cash Back: How To Choose!

Travel Rewards Vs Cash Back: How To Choose!

The FI community isn’t anti-credit cards, they’re anti-credit card debt. If you use credit cards responsibly, the rewards you can gain can earn you free vacations, access to exclusive clubs, or just extra cash. Today, I’ll break down the difference between the two major reward categories: travel rewards and cash back. Travel Rewards Vs. Cash Back What are travel rewards? Travel rewards are rewards you earn from your travel credit … Read more

3 Different Types Of Travel Rewards Credit Cards

3 Different Types Of Travel Rewards Credit Cards

In this article we will discuss three different kinds of points you can earn by signing up and using different types of travel rewards credit cards: Airline points and miles Hotel points Flexible or transferable points such as Chase Ultimate Rewards, American Express Membership rewards and Citi ThankYou points Airline Rewards Credit Cards Many airlines and hotel chains have their own co-branded credit cards, such as Citi AAdvantage Platinum Select … Read more

How Chase Ultimate Rewards Actually Work

How Chase Ultimate Rewards Actually Work

If you’re new to earning credit card rewards, you may not have a complete understanding of the ins and outs of rewards points. Today, we’re going to focus on the ins and outs of the Chase Ultimate Rewards points rewards program. Here are the major rules you need to understand to make sure you use your points in the best way possible and to avoid letting your points expire. How … Read more