Should You Renew A Credit Card If Benefits Are Eliminated?

Should You Renew A Credit Card If Benefits Are Eliminated?

Credit cards offer incredible perks that can improve your travel experiences. And the ability to earn miles, points, and cash back on your everyday purchases makes this form of payment hard to beat. But what happens when credit cards start reducing or eliminating benefits? You’ll need to re-evaluate whether to keep the card because an annual fee that made sense before may not be worth paying when the bill comes … Read more

148R | FI 101| Expense Ratios and House Hacking

FI 101 Expense Ratios and House Hacking

House hacking, takeaways from this week’s episode with Andréa Motenko, and the tenents of FI. ChooseFI: Your Blueprint To Financial Independence Our book, ChooseFI: Your Blueprint to Financial Independence, launched this week. The plan has taken all of the information from our podcasts and turned it into a linear path to FI. Overall, the book aims to keep the tenents of FI at its core. FI 101 Topic Of The Week: Expense … Read more

Chase Ink Business Cards: Don’t Leave $2,250+ On The Table

Chase Ink Business Cards

Some of the best travel rewards cards recommended by ChooseFI are three Chase cards that many people think they don’t qualify for. But they do! The trio is the Ink Business Preferred Credit Card, the Ink Business Unlimited Credit Card, and the Ink Business Cash Credit Card. You can earn valuable Chase Ultimate Rewards points on all of these cards with their generous signup bonuses. Even though both the Ink … Read more

How Many Credit Cards Should I Have?

How Many Credit Cards Should I Have?

There are so many amazing credit card offers that it is easy to go overboard and apply for them all. But before you jump into the deep end of travel rewards, you need to ask yourself how many credit cards you should have. How Do Credit Cards Affect Your Credit Score? As great as some credit card benefits are, you don’t want to harm your credit score by applying for … Read more

The Global Entry Program: Everything You Need To Know

The Global Entry Program: What It Is And How To Make It Work For You

It seems like every time I go to the airport, at least one person in the security line claims “it never used to be like this.” “This,” of course, refers to lengthy wait we experience before reaching the front of the line. And, once there, we find ourselves greeted by metal detectors and a handful of underpaid, annoyed security workers. Doesn’t really set a great tone for your travel, does … Read more

Airline Baggage Fees: How Much Are They And How To Avoid Them

Airline Baggage Fees: How Much Are They And How To Avoid Them

When you fly, if you’re not one of the first people on the plane, there’s a good chance you’ll need to check a bag. The primary reason airlines do this is that bag fees are a huge profit center for them. According to the Bureau of Transportation Statistics, airlines made almost $5 billion on checked bag fees in 2018. But you don’t have to be a statistic! It is possible to … Read more

The Best Credit Card To Book Flights: Maximize Your Travel Rewards

The Best Credit Card To Book Flights: Maximize Your Travel Rewards

When booking a flight, most people reach for their airline’s co-branded credit card to pay for the purchase. But is that really the right move? Are you giving up more benefits than you’re getting by using an airline’s credit card? Benefits Of Using An Airline Credit Card There are distinct advantages to purchasing your flight with an airline’s co-branded credit card. With most airline credit cards you’ll receive a free … Read more

Clear Airport Security Review: Skip The Security Lines

Clear Airport Security Review: Skip The Security Lines

Although a few months may have passed, I still remember the long, snaking TSA PreCheck lines at Seattle’s airport at the beginning of 2019. The regular TSA security lines were even worse. The cause of these ire-inducing delays? The Federal Government shutdown. There were only a handful of TSA agents who showed up to work, so no one was going anywhere fast. One harried airport employee let me know that … Read more

Ink Business Preferred Credit Card Review: Best Credit Card For Side Hustles

Ink Business Preferred Credit Card Review: Best Credit Card For Side Hustles

One of the most frequently recommended travel rewards cards in the ChooseFI travel course is the Ink Business Preferred Credit Card. The Ink Business Preferred Credit Card Sign-Up Bonus Right now you can earn a bonus of 80,000 Chase Ultimate Rewards Points after spending at least $5,000 within three months of account opening. Those 80,000 Ultimate Rewards points are worth $800 in cash back or at least $1,000 in travel … Read more

The Best Cash Back Credit Cards For Everyday Spending

The Best Cash Back Credit Cards For Everyday Spending

In the Choose FI community, we talk a lot about the benefits of travel rewards cards and how they can help you travel for almost nothing. While travel rewards cards are an incredible tool, they don’t matter too much to folks who don’t travel. That’s why cash back credit cards are just as important. They offer cash back on your most common purchases and, when used responsibly, can earn you … Read more