Donor-Advised Funds: Pay Fewer Taxes On Your Charitable Giving

Donor-Advised Funds: Pay Fewer Taxes On Your Charitable Giving

There are a lot of differing opinions in the FI community–but one thing that everyone can usually agree on is the fact that giving to charity is something that everyone who has the means to do so, should do. People on the path to Financial Independence often want to find a way to donate to charitable causes close to their hearts. It’s an innovative way to donate to charity. What … Read more

How To Maximize Rewards With Christmas Gift Giving

How To Maximize Rewards With Christmas Gift Giving

It’s that time of year again! Christmas decorations are everywhere you look. Holiday classics are on repeat on the radio. And you’re acting like Santa Claus while making your list and checking it twice. Before you starting buying gifts, stop a moment, and give some thought to how you can maximize rewards with your Christmas shopping. There’s no reason that you shouldn’t give yourself the gift of some extra cash … Read more

Travel Rewards Credit Cards FAQs

Travel Rewards Credit Cards FAQs

Travel rewards and credit cards are a wonderful way to save money on travel and earn incredible cashback. However, not all rewards credit cards and loyalty programs are created equal. There are so many different perks, ways to redeem rewards, and credit card options that deciding which ones are right for you can be a challenge. Whether you are new to the world of credit card rewards or are an … Read more

Military Can Get the Chase Sapphire Reserve For Free

Military Can Get the Chase Sapphire Reserve For Free

Active duty military can now get the most popular Chase personal travel rewards card, the Chase Sapphire Reserve for free! While the Servicemembers Civil Relief Act (SCRA) prompted a couple of credit card companies to waive annual fees and cap interest rates under certain conditions for their cards, most credit card companies did not provide any special benefits to the members of the military. The game changed dramatically in 2017 … Read more

Should You Renew A Credit Card If Benefits Are Eliminated?

Should You Renew A Credit Card If Benefits Are Eliminated?

Credit cards offer incredible perks that can improve your travel experiences. And the ability to earn miles, points, and cash back on your everyday purchases makes this form of payment hard to beat. But what happens when credit cards start reducing or eliminating benefits? You’ll need to re-evaluate whether to keep the card because an annual fee that made sense before may not be worth paying when the bill comes … Read more

148R | FI 101| Expense Ratios and House Hacking

FI 101 Expense Ratios and House Hacking

House hacking, takeaways from this week’s episode with Andréa Motenko, and the tenents of FI. ChooseFI: Your Blueprint To Financial Independence Our book, ChooseFI: Your Blueprint to Financial Independence, launched this week. The plan has taken all of the information from our podcasts and turned it into a linear path to FI. Overall, the book aims to keep the tenents of FI at its core. FI 101 Topic Of The Week: Expense … Read more

Chase Ink Business Cards: Don’t Leave $2,250+ On The Table

Chase Ink Business Cards

Some of the best travel rewards cards recommended by ChooseFI are three Chase cards that many people think they don’t qualify for. But they do! The trio is the Ink Business Preferred Credit Card, the Ink Business Unlimited Credit Card, and the Ink Business Cash Credit Card. You can earn valuable Chase Ultimate Rewards points on all of these cards with their generous signup bonuses. Even though both the Ink … Read more

How Many Credit Cards Should I Have?

How Many Credit Cards Should I Have?

There are so many amazing credit card offers that it is easy to go overboard and apply for them all. But before you jump into the deep end of travel rewards, you need to ask yourself how many credit cards you should have. How Do Credit Cards Affect Your Credit Score? As great as some credit card benefits are, you don’t want to harm your credit score by applying for … Read more

The Global Entry Program: Everything You Need To Know

The Global Entry Program: What It Is And How To Make It Work For You

It seems like every time I go to the airport, at least one person in the security line claims “it never used to be like this.” “This,” of course, refers to lengthy wait we experience before reaching the front of the line. And, once there, we find ourselves greeted by metal detectors and a handful of underpaid, annoyed security workers. Doesn’t really set a great tone for your travel, does … Read more

Airline Baggage Fees: How Much Are They And How To Avoid Them

Airline Baggage Fees: How Much Are They And How To Avoid Them

When you fly, if you’re not one of the first people on the plane, there’s a good chance you’ll need to check a bag. The primary reason airlines do this is that bag fees are a huge profit center for them. According to the Bureau of Transportation Statistics, airlines made almost $5 billion on checked bag fees in 2018. But you don’t have to be a statistic! It is possible to … Read more