Travel Rewards

For the longest time, the common belief was that travelers would benefit by being loyal to one airline and earn a higher status. Then that status would bestow perks and rewards to improve the travel experience. However, in today’s environment, that advice has gone by the wayside. With so many top-tier members and most planes flying completely full, the ability to receive coveted upgrades is more myth than reality. I’m … Read more

If pursued actively, travel rewards can help the disciplined spender and traveler make the most of their dollar. Austin braved the world of travel rewards and has booked an eleven day trip to South Korea, which includes flight and lodging for free! He’ll only pay out of pocket for dining and entertainment, which he will charge to his card, of course! Here’s how he did it. Identify The Target Most … Read more

Credit card debt sucks. Nobody likes it, and when you’ve woken up to the path of FI credit card debt can feel like a giant shackle around your ankle, chaining you to a lifestyle you no longer identify with. No matter what got you into credit card debt, whether it was common lifestyle inflation or a few unfortunate events. There are ways to make the most of your credit card … Read more

The Chase Freedom Unlimited card is a straight-forward, no annual fee, cash back credit card. If you’re a fan of Chase’s other credit cards, but want one for everyday use, the Chase Freedom Unlimited credit card is the one for you. Here’s a quick overview of what the Chase Freedom Unlimited offers: 3% cash back on all purchases during the first year you have the card, up to $20,000 in spending … Read more

The Chase Sapphire Reserve is an incredible travel rewards credit card that any frequent traveler should have in their wallet. Here’s a quick overview of what the Chase Sapphire Reserve offers: You can earn 50,000 bonus points after spending $4,000 in the first three months of having your card $300 annual travel credit 3X points on travel 3X points on dining One point per dollar on all other purchases Chase Sapphire … Read more

I love using my credit cards to earn miles, points, and cash back. But when you travel internationally, places you visit won’t always accept credit cards. This is why you need to have cash available while traveling. But how do you avoid fees when getting cash on international vacations? While traveling, the best option is to use your rewards credit card to pay for purchases. This will ensure you get … Read more

Credit cards are an awesome way to earn bunches of airline miles and hotel points. But what happens if your credit card application is declined? It can be frustrating, embarrassing, and lead you to question your credit score. Just because you have been declined, it doesn’t mean that you should give up. Here’s what you should you do if your credit card application is declined. Understand The Bank Rules Banks … Read more

Vacations are supposed to be an escape from the daily grind and all of your worries. But what happens when life’s troubles decide to tag along for the ride? Here are six types of travel insurance that will protect your vacation and save you money. 6 Types Of Travel Insurance That Will Save You Money Travel insurance can come in many forms, some of which you may not be thinking … Read more

Travel credit cards are a no-brainer the first year. Who could resist the swan song of a sign-up bonus that is worth $500 or more? But what happens after the first year and the annual fee needs to be paid? There are a lot of considerations that go into deciding whether or not you want to pay that annual fee. Here’s some tips to weigh the benefits–or not–in renewing your … Read more