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The Transtheoretical Model of Change | Roundup with Ginger | Ep 434

In this episode: travel wins, the transtheoretical model of change, community emails, and the economy conference.

There can be points on the journey to FI where you feel that you may not be able to accomplish your goals, or even take advantage of some of the hacks we talk about on the show. But sometimes all it requires is for you not to limit yourself and just think outside the box. This week we are re-joined by friend of the podcast Ginger to discuss how the transtheoretical model of change can apply to those on the path to FI, as well as read your emails and answer some of your questions on this installment of Round-Up. Oftentimes, we forget how flexible and capable of change we really are, and its life’s curve balls that make this journey different for everyone. While setbacks can put you off from pursuing your goals, or make you feel as if you don’t belong on this path, they shouldn’t deter you from attacking your goals.  When you can accept that changing and adapting does not equal failure, you not only open yourself up to new options and possibilities, but exceed your own expectations while on the path to FI!


  • 0:48 – Introduction/Economy Conference
  • 9:43 – Travel Wins
  • 21:23 – Ancillary Travel Rewards Benefits
  • 26:20 – Bold Move Update And The Transtheoretical Model of Change
  • 40:58 – Determining Your FI Number
  • 51:22 – The FI Pre-College Approach
  • 58:11 – Savings Account Interest Rates And Community Win
  • 63:11 – Conclusion

Resources Mentioned In Today’s Episode:

M1 Finance

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