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The Invisible Nature of Spending | Ginger Roundup | Ep 443

In this episode: travel rewards, credit cards, the true cost of buying a car, health, retirement, and community wins.

This week we are re-joined by Ginger for another Round-Up episode where we will briefly discuss travel rewards, updates on Ginger’s credit card journey, the value of implementing new habits, and dip into the listener mailbag! Over the course of this podcast, we often discuss the importance of taking action and making changes in your life to not only achieve FI but also improve your life overall. While we know changes don’t happen overnight, (just as no one can reach their FI goal overnight) it’s important to remember that sometimes the best thing you can do is take action little by little. Sometimes this means budgeting, and other times it can mean breaking free from an unhealthy frugal mindset in order to improve your quality of life! Whatever the changes you wish to make or habits you want to create are, remember it’s never too late to begin! 


  • 0:10 – Introduction
  • 0:29 – Travel Rewards
  • 6:52 – Global Entry/Credit Cards
  • 16:30 – The True Cost Of Buying A Car
  • 25:49 – Health, Fitness, and Habits
  • 39:44 – Pensions and Retirement Numbers
  • 48:22 – Community Wins
  • 54:34 – Conclusion

Resources Mentioned In Today’s Episode:

Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a ChooseFI advertiser. Disclosures.
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