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100 Ways To Get 1% Better With Your Finances

Shaving 10 to 20 years off of your retirement date is one of those eye-opening ideas that might keep you up at night. It’s just so exciting! In fact, it’s so exciting, that trying to get 1% better with your finances may sound like a rather boring goal. But anybody on the path to FI …

How to Factor My Mortgage into My FI Number | Live Stereo Q&A | EP 307

Watch Listen Read What You’ll Get Out Of Today’s Show After four weeks of hosting the live weekly show via Stereo, Brad and Jonathan continue to refine the format and come up with ideas for improving the experience. Jonathan needs some specialized dental work performed and the dentist he found is out-of-network. Insurance isn’t going …

How To Calculate Your Savings Rate

When starting your Financial Independence (or “FI”) journey, one of the first concepts you’ll come across is “savings rate.” You may be wondering what that is and how to calculate your own. However, there is no black and white way to do it. While it’s an easy concept on the surface, once you dig into …

Get The BEST Price On Life Insurance With Policygenius

Want to get the best price on life insurance? Want to ensure your family is financially protected? Understandably, this time of crisis has made a lot of members of our community think more deeply about emergencies and how to protect our families. One of the biggest emergencies a family can face is the death of …

M1 Finance Review: Completely Free Automated Investing

It’s no secret that investing can be complicated. So, when something comes along that both demystifies and simplifies it, as well as making it financially accessible to nearly everyone, people tend to get pretty excited. That’s why there’s been a lot of hype about M1 Finance – a completely free investing robo-advisor brokerage hybrid. The …

Myths and Misconceptions | Diania Merriam | EP 306

Watch Listen Read Diania Merriam Website:  EconoMe Conference Podcast: Optimal Finance Daily What You’ll Get Out Of Today’s Show Diania Merriam is the Chief Economeist behind the EconoMe conference, a two-day event at the University of Cincinnati whose roots are in the FIRE movement. In 2019, Diania was preparing for the launch of EconoMe in …

Finding Your Locus of Control | Stereo Live Q&A | EP 305

Watch Clip: Long Term Investing Advice to a 7-year-old The Full Episode Listen Read What You’ll Get Out Of Today’s Show It’s the third edition of ChooseFI’s live and interactive show via Stereo. You can submit a question, feedback, or comment, and find out how to join us for the live event by visiting ChooseFI.com/live. …

How And Why To Set Up A Roth IRA Conversion Ladder

One problem with retiring early is that you can’t access your tax-sheltered retirement accounts until 59 1/2 without taxes and penalties. Luckily the Roth IRA conversion ladder can help solve this problem. Hello, early retirement! The Basics Of Roth IRAs Before we go any further, let’s take a quick look at Roth IRAs and how they …

Mapping Out Your FI Number | Households of FI with Corinne | EP 304

Watch Listen Read Corinne with Jonathan What You’ll Get Out Of Today’s Show Jonathan checks back in with Corinne from the Households of FI series to look at her numbers, goals, and map out a FI plan. Financial independence is not about having the most money. In the pursuit of FI, the math is simple, …

Structuring Your Emergency Fund | Stereo Live Q&A | EP 303

Watch Listen Read What You’ll Get Out Of Today’s Show In the second episode of our series taking the show online via the Stereo app, listeners ask questions and interact during a replay of this live podcast from Tuesday evening. Experimenting with this new show format, Brad and Jonathan are adding to their talent stack …