How To Create An Investment Policy Statement

How To Create An Investment Policy Statement

As members of the FI community, our goals are all similar enough in theory. In order to retire early, we need to have 25x our annual expenses in diversified investments and savings to achieve this. But how, and when, each one of us achieves it may be completely different based on our individual scenarios, which is where having an Investment Policy Statement comes in handy. What Is An Investment Policy … Read more

How To Prepare For Drawdown During Early Retirement

How To Prepare For Drawdown During Early Retirement

We all know that we are great at building up our portfolio income in preparation for early retirement. But, most of us are so busy with our eye on the prize of a great retirement that we don’t really know what to do with it when it is finally here. Once we are at the point of early retirement, how do we ensure that we are using our portfolio income … Read more

003 | Let’s Talk About Fees | Why Investment Fees Are Evil and How to Avoid Them

only-use-index-funds

Learn how devastating Fees can be to you net worth and how to avoid them How to invest your 401k?  Nobody knows! Index funds and low cost ETFs are the way to go Readings that changed our investing trajectory Who outperforms the market?  Nobody.  Hold the course and buy the entire US market. You aren’t going to find a brilliant financial advisor who can outperform the market Running an investment … Read more