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113R | Making your Retirement Plan Bullet Proof | Tanja Hester

Tanja Hester retired early 15 months ago and joins the show to share her experience of being work optional, Brad makes a decision about solar panels, and a review of Monday’s episode with Grant Sabatier. Brad shares some updates with his car malfunctions and follows up about his solar panel cost analysis. Brad anticipates a …

Starting Late But Retiring Rich: The Story Of Stephen And Becky

Becky and Stephen were latecomers to the ChooseFI way of life. Their situation is pretty rosy now with Stephen getting ready to retire at the end of December this year at the age of 63. At that time, he and wife Becky, 62, will uproot from their home in Houston, Texas to be closer to …

090R | Longest Vacation Ever

Brad gets back from vacation, Jonathan talks about bringing vegetarianism into his diet, and voicemails from the community highlighting CLEP tests and a 401k win. Brad is back from a month-long vacation in the U.K. Is this Brad’s first experience with “slow travel”? Where will Brad’s family go next? If you can optimize small things, …

What Does Retirement Really Mean?

Ah, early retirement! Pitch your hammock right now, because you’re not going back to the cubicle like everyone else! That sounds amazing, doesn’t it? FIRE Walkers Many aspiring FIRE (Financial Independence–Retire Early) walkers latch on to the idea of retiring early with glowing fervor because it would be so absolutely nice to kick our feet …

079 | Embracing Retirement | Amy And Tim Rutherford

Tim & Amy Rutherford talk about early retirement, living with lower expenses and a busier schedule of fun, free activities, and what life changes they made to get there. What you’ll hear in this episode: How did Amy and Tim meet and what were their spending habits at the time? What did “frugal” look like …

Why You Should Pursue FI Even If You Can’t Retire Early

After pursuing FI for a couple of years, I find myself in a place where I may not actually reach FI any earlier than the traditional age, 65. Life has led me down a road where my savings rate isn’t quite what it used to be. But, I’m okay with it! And, I’ve found so …

Life Lessons, IRAs, And Nursing–My Start To FI

There I was on a slow (nurses never say this s-word out loud but it may be okay to type it) night shift scrolling aimlessly through my Facebook feed. Fortunately, the majority of my posts are from ChooseFI, but occasionally I happened to see a few other non-FI posts permeate my feed. Abruptly, a post …

Social Security Benefits When You’ve Retired Early

Does Social Security play any part in your calculations of projected retirement income? If you’ve included social security benefits, have you accurately estimated what those benefits will be? Especially if you plan on retiring from work early? For Americans, social security should probably be included in their calculations. But potentially at a lower amount than …

When To Claim Social Security

Are you afraid that you won’t be able to “get yours” when it comes to social security and therefore plan to take it early? Or do you procrastinate so bad that you don’t think you’ll claim social security until 70? Well, there’s some planning you can do that could significantly change the lifetime benefits you …

Planning For Healthcare In Early Retirement

If there’s a fly in the early retirement ointment–other than accumulating the portfolio needed to make it happen–it’s planning for healthcare. While you’re an employee, you can take advantage of employer-sponsored health insurance. Since it’s a group plan, and usually subsidized by the employer, it’s less expensive than coverage you can buy on your own. …

057 | The Golden Albatross | Grumpus Maximus

Grumpus Maximus shares his military background, his blog about understanding pensions, and his path to FI. In this episode we cover: Interview with Grumpus Maximus about pensions and the military Where the name Grumpus Maximus comes from The Golden Albatross Grumpus Maximus’ backstory How he discovered the FI movement How he wanted to quit the …

046 | Our Next Life | The Reveal | Are you Ready For Early Retirement?

In today’s podcast we have a wide-ranging conversation with Ms. ONL from Our Next Life on her decision to stop being anonymous on the blog to what their journey looked like to FI plus what they expect life to be like after FI and much more. Podcast Episode Summary A financial independence discussion with Ms. …