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What To Do When The Paycheck Stops With Fritz Gilbert Part 2 | Ep 209

In Today’s Episode Fritz Gilbert Discusses Investing During Retirement The Retirement Manifesto What You’ll Get Out Of Today’s Show How to use the bucket strategy to go from accumulation to withdrawal in retirement. How to handle large expenses, such as buying a car, during retirement. Asset allocation and rebalancing strategy as you approach retirement. Avoiding …

What Happens When The Paycheck Stops? – Keys To A Successful Retirement With Fritz Gilbert (Part 1) | Ep 206

In Today’s Episode Fritz Gilbert From Retirement Manifesto Website:  The Retirement Manifesto What You’ll Get Out Of Today’s Show How to have a successful retirement. Why planning for retirement is about more than just money. How to make the transition to retirement. The 10 commandments of retirement. Why curiosity is the key to being happy …

Beyond 4%: The Argument For Flexible Spending Rules In Retirement

Michael Kitces recently conducted a study of the 4% rule to see if it holds true for longer time horizons. The William Bengen study that the 4% rule is based on didn’t test the 4% withdrawal rate on retirement periods of longer than 33 years. Yet many FIRE retirees may be in retirement for 40-50 years. We need to address flexible spending …

Flexible Spending Rules For Early Retirees | Ep 176

Micheal Kitces joins the show to share his research on flexible spending rules as they apply to Financial Independence. His call for flexibility could impact your path to FI by several years. Micheal has worked with countless retirees to build plans that allow them to spend their nest egg without running out of funding. In …

169| A Purple Life | Early Retiree Case Study

The anonymous blogger behind, A Purple Life, shares her journey to Financial Independence. With the helpfulness of anonymity, she shares exact numbers including her income, salary negotiations, expenses, and more. A Purple Life opens up about the exact finances on her journey to FI. She set an ambitious goal to retire in 2020. That dream …

156 | Retire Before Mom And Dad | Rob Berger

Rob Berger, founder of Dough Roller and Retire Before Mom and Dad, talks about the simple math of early retirement and more essential FI lessons that are important to talk about. Rob’s Personal Finance Story Before a total transformation, Rob thought about money in a similar way to his law partners. Rob had spent eight …

152R | Can I Retire Yet?

Big ERN comes on the show today to break down the numbers of Becky’s retirement plan. He works through their real numbers to determine how solid their retirement plan is. Taking Stock A lot of retirees have this fear of touching their principal and part of it is justified. But there is also part of …

Why You Should Look At Retirement As An Expense

Recently, the ChooseFI team received an email from Anders Skagerberg, a fee-only financial planner based in Salt Lake City. Anders describes himself as a “ChooseFI faithful” and says that he and his business partner, Brett, are always trying to motivate young people to get excited about financial independence. One of the strategies that Anders uses …

134 | Early Retirement Case Study With Route To Retire

Brad and Jonathan talk with Jim from Route To Retire about life after retirement and geo-arbitrage. The Path To Early Retirement Focusing on the nuts and bolts of becoming Financially Independent can easily consume your field of vision. However, many of us forget to think about what happens when you actually “RE.” Many of us …

124 | Dirtbag Millionaire With Chris Mamula

Chris Mamula, the “Dirtbag Millionaire,” describes the mistakes he made on the way to FIRE, the challenges he facing in his early retirement and the origin story of a book that will outline a Blueprint to Financial Independence based on the information shared by members of the ChooseFI community. You may know may Chris from …

Asset Allocation When You Plan To Retire Early

Asset allocation is fundamental to successful investing. We can think of it as being an essential part of Investing 101. But is asset allocation different for those on the path to early retirement? Absolutely. The retire early crowd (FIRE) has two primary objectives that the traditional retirement crowd doesn’t: Accumulate a large retirement portfolio as …

How To Prepare For Drawdown During Early Retirement

We all know that we are great at building up our portfolio income in preparation for early retirement. But, most of us are so busy with our eye on the prize of a great retirement that we don’t really know what to do with it when it is finally here. Once we are at the …