136 | How To Fund Your Child’s Roth IRA And Other Tax Optimizations With The FI Tax Guy

136 | How To Fund Your Child's Roth IRA with the FI Tax Guy

A dive into taxes with Sean Mullaney, the FI Tax Guy. Sean’s Career In Accounting When Sean started out as a rookie accountant, he had a plan to become a partner in an accounting firm in his home state. However, he learned that it is difficult to move up the ranks in large firms so he started looking for other options. As he looked around, he saw many exciting opportunities … Read more

135R | The Plot Thickens

135R | The Plot Thickens

Jonathan and Brad discuss life hacks and take another look at whether you should pay off your mortgage or invest. Spam Caller Life Hack Jonathan gave a quick shout out to an Andriod life hack that blocks spam callers. Basically, Google has the option for a call screening service. When you see a call, you have the option to screen the call. An automated Google voice will ask the caller … Read more

135 | How To Leverage A Modest Income With Joel From How To Money

135 Joel Larsgaard How to Money

Brad and Jonathan talk to Joel from How to Money about his path to Financial Independence. Joel has pursued FI on a relatively low income and has used pure hustle to fill in the gaps. Joel’s Story In the beginning, the first thing that made Joel think about money was his parents’ bankruptcy. After years of spending at the upper limit of what they could afford, disaster struck and pushed … Read more

134R | Quit Like A Millionaire

Quit Like A Millionaire

Brad and Jonathan give updates on solar panels and . Plus, Kristy Shen and Bryce Leung from Millennial Revolution talk about their new book. Solar Update Currently, Brad is having solar panels installed on his house. Although it is a large upfront cash outlay of around $20,000, Brad thinks that the return will be around 9 or 10%. If the solar panels produce around $1,800 to $2,000 of electricity each … Read more

134 | Early Retirement Case Study With Route To Retire

134 | Early Retirement Case Study With Route To Retire

Brad and Jonathan talk with Jim from Route To Retire about life after retirement and geo-arbitrage. The Path To Early Retirement Focusing on the nuts and bolts of becoming Financially Independent can easily consume your field of vision. However, many of us forget to think about what happens when you actually “RE.” Many of us lose sight of the fact that the path to Financial Independence for most,  for the … Read more

133R | Should You Invest Or Pay Off Your Mortgage?

pay off mortgage or invest

Brad and Jonathan discuss a burning question in the FI community, a new budget experiment, and an update on Playing with FIRE.  You Need A Budget Experiment Jonathan and his wife have decided to give You Need A Budget a try. Although they have no consumer debt and maintain an aggressive savings rate, the luxury of not living paycheck to paycheck means that the low-level lifestyle inflation happens. As a … Read more

133 | How To Get Started Making Money With Airbnb with Zeona McIntyre

How To Get Started Making Money With Airbnb | Zeona McIntyre

Today Jonathan and Brad discuss Airbnb business building with Zeona McIntyre. Zeona’s Story Unlike many, Zeona does not allow paralysis by analysis to rule her life. With almost no real estate experience, she dove headfirst into an Airbnb business that has allowed her to build a life with options. Zeona has built a successful business and shares her best strategies today. The Beginning As a young woman, Zeona always enjoyed … Read more

132R Insurance | A Framework

132R| Understanding and Examining Your Insurance Needs

Brad and Jonathan discuss community, takeaways from Lisa Duke, and insurance policies. Community Recently, Jonathan moved into a new home in a neighborhood near Brad’s. In a short amount of time, he has already met several of the neighbors. Many just came to his door to introduce themselves and welcome him to the neighborhood. The feeling of community is already strong but Jonathan wants to keep it growing. What are … Read more

132 | Downsizing Your Life And Financial Coaching With Lisa Duke

Jonathan and Brad talk to Lisa Duke about her mindset shift and turning liabilities to assets. Where Lisa Started Lisa and her husband owned their own IT consulting business. The business was doing well, but it felt like something was missing. No matter how much they were able to spend, it did not really bring them lasting pleasure. We were sort of on that “hedonic treadmill” where you buy something … Read more

131R | Building a Brick in Your Wall

131R | Building a Brick in Your Wall

Brad and Jonathan recap their conversation with Mr. Money Mustache and Mr. 1500. Plus, they answer listener questions about compounding interest and drawdowns during retirement. Community Building Jonathan recently moved closer to Brad’s home. Now they are only around five minutes apart. The move has already led to some positive movements in their life. One nice thing is having a workout buddy for mornings three days a week. At the … Read more