105 | You can Afford Anything but not Everything | Paula Pant

105 | You can Afford Anything but not Everything | Paula Pant

Paula Pant, creator of Afford Anything podcast and blog, dives into her love for travel, her rejection of the traditional 9-5, and how she built an income to match her lifestyle. Paula moved to the U.S. as a baby, just after being born in Nepal. Her only travel growing up was between Ohio and Nepal. Travel has become a large part of Paula’s life, but her desire to travel only … Read more

104R | Travel Rewards | End of Year Planning

104R | Travel Rewards | End of Year Planning

An update from Marla Taner on 2018’s best travel reward options, a hack for keeping your bills low, a review of Monday’s episode with Doc G. Jonathan tries out a new service to ensure that his bills are staying low. Billfixers.com says they will call your service providers for you and negotiate lower rates. You pay them 1/2 of what they save you the first year. Jonathan will report back how it … Read more

104 | Advice to My Younger Self | DiverseFI

104 Advice to My Younger Self DiverseFI

Doc G, writer at DiverseFI.com, shares his experience and mindset as he considers stepping away from his career as a doctor, and highlights the value of building purpose, identity and connection. Doc G feels conflict between a desire to stop working and a desire to carry on the good work of being a doctor. How did Doc G find financial independence? Having read The White Coat Investor’s book, Doc G’s … Read more

103R | The Apprentice

103R | The Apprentice

Captain DIY returns to recommend some accessible projects for the beginning DIYer, Jonathan highlights two recipe and meal organization apps, and several messages from the ChooseFI community. Brad made the best of Black Friday and his local community to pick up a ping pong table for his family. ChooseFI community member Olga recommends the Paprika app, which is helping Jonathan to plan his recipes, groceries and track his calorie consumption. … Read more

103 | The Trades Path to FI – Captain DIY

103 Captain DIY

Tinian Crawford, blogger at DIY2FI and licensed electrician, talks about his path to licensure, the advantages of trade jobs and his transition to pursuing financial independence. What jobs are represented in the FI community? Base salary for an electrician is $70 minimum. Many people go to trade school in high school or immediately after, so there’s very little financial education in the trade-work community. Tinian’s father built his childhood house, … Read more

102R | The Triple Tax Savings of Health Savings Account

102r triple tax savings

Brad and Jonathan explain the long-term tax benefits of using a Health Savings Account to pay for medical expenses, discuss the benefits of new index fund investing options, review Monday’s episode with Timika Downes. Brad and Jonathan are getting back to traditional health insurance, and excited about the Health Savings Account (HSA). Most companies offer health insurance options, typically including: Low monthly premium + high deductible High(er) monthly premium + … Read more

102 | From 90K of Debt to 6-figure Side Hustle | Timika

Timika Downes House of FI

Blogger and podcaster Tamika Downes reveals how she went from $94K of debt to owning a six-figure income-earning side hustle while continuing her job as a school nurse and raising three children. Timika’s early financial experiences came through immigrant parents, from Barbados, hustling and saving. Having a side hustle was common place in Timika’s family. Despite her family’s habit of saving, Timika finished her education with $94K of debt. After … Read more

101R | Side Hustle Coaching Series Part 4

101R _Blog_ Side Hustle Coaching

Brad and Jonathan talk about their experiences with W2 jobs and building side hustles, Jose shares his own side hustle tip, and Alan and Tallis wrap up the 4-part Side Hustle Coaching Series. Brad and Jonathan are jumping into planned spontaneity. Do your actions align with your values? Brad recounts how the accounting firm he worked for right after college, one of the biggest in the U.S. at the time, … Read more

101 | Finding your Side Hustle Idea | Nick Loper

101. Nick Loper. Side Hustle Show

Nick Loper, founder of Side Hustle Nation, talks about the benefits of developing a side hustle, and methods to actually develop a good side hustle idea. You can only cut so much from your expenses; a side hustle helps you expand your earning potential. Nick thinks working just a 9-5 job is risky – what happens if you get fired? Nick advocates several methods for developing side hustle ideas. Method … Read more

100R | Know the Rules

100R Know the Rules

Brad and Jonathan explain how simply knowing the rules can save you thousands on taxes and college financing, Brad talks through the IRA Conversion Ladder and Capital Gains Harvesting, and a few updates from the community. The financial independence movement is growing, and seeing a lot more press coverage. Messaging matters: The Wall Street Journal published one article with two different headlines. Pursuing financial independence isn’t about buying brown bananas, … Read more