140R | The Real Cost Of A Financial Advisor

The Real Cost Of A Financial Advisor

Brad and Jonathan dive into the costs of a financial advisor and college hacking. Financial Advisors Jonathan recently recorded an episode with Pete Matthews from Meaningful Money. Pete mentioned that he had been at a financial planning conference where they told the audience that financial advisors need to be prepared to talk to people about reaching Financial Independence. FI is a framework on life. That’s what people are looking for. … Read more

139R | Time Is On Your Side

139R Time is On Your Side

Jonathan and Brad discuss saving time and the secondary good market as a potential side hustle opportunity. Reclaim Your Time Last week, Jonathan ended up at the DMV on a Friday afternoon with a crazy wait time. What should have been a quick trip turned into an ordeal worth avoiding. After the painful trip, Jonathan did some research into when you should go to the DMV. You should avoid the … Read more

138R | My Daughter’s Mindset

138 | How To Get Paid To Go To College

Jonathan talks to Brad’s daughter Anna about her can-do mindset and review Monday’s episode with Anthony. Equifax Data Breach Johnathan and his wife made $250 for less than 10 minutes of work. The Equifax data breach affected over 140 million people. Each of those affected people is entitled to a settlement. It is worth taking the five minutes to check it out! df You can find out if you were … Read more

137R | An Evening Of Financial Independence

An evening of Financial Independence

Brad and Jonathan discuss an evening of FI and how to be a storyteller. Richmond Screening Of Playing With FIRE The June 19th showing of Playing with FIRE was a hit. Over 500 people turned out for an evening of Financial Independence. It just made me realize the scale of what the movement is. That was to me the biggest takeaway. The volunteers behind the screens really made this event … Read more

136R | Silver Spoon Or Skills

136R | Silver Spoon or Skills

Here’s a case study on funding a child’s Roth IRA and listen to feedback from the community. Solar Panels Are Installed It’s official! The solar panels are installed on Brad’s roof and they are producing power. He is using the SolarEdge app to track their production over time. Trading In Gas For Battery-Powered Lawnmower Since the move to a smaller lot, Jonathan decided that he no longer needed the riding … Read more

135R | The Plot Thickens

135R | The Plot Thickens

Jonathan and Brad discuss life hacks and take another look at whether you should pay off your mortgage or invest. Spam Caller Life Hack Jonathan gave a quick shout out to an Andriod life hack that blocks spam callers. Basically, Google has the option for a call screening service. When you see a call, you have the option to screen the call. An automated Google voice will ask the caller … Read more

134R | Quit Like A Millionaire

Quit Like A Millionaire

Brad and Jonathan give updates on solar panels and . Plus, Kristy Shen and Bryce Leung from Millennial Revolution talk about their new book. Solar Update Currently, Brad is having solar panels installed on his house. Although it is a large upfront cash outlay of around $20,000, Brad thinks that the return will be around 9 or 10%. If the solar panels produce around $1,800 to $2,000 of electricity each … Read more

133R | Should You Invest Or Pay Off Your Mortgage?

pay off mortgage or invest

Brad and Jonathan discuss a burning question in the FI community, a new budget experiment, and an update on Playing with FIRE.  You Need A Budget Experiment Jonathan and his wife have decided to give You Need A Budget a try. Although they have no consumer debt and maintain an aggressive savings rate, the luxury of not living paycheck to paycheck means that the low-level lifestyle inflation happens. As a … Read more

132R Insurance | A Framework

132R| Understanding and Examining Your Insurance Needs

Brad and Jonathan discuss community, takeaways from Lisa Duke, and insurance policies. Community Recently, Jonathan moved into a new home in a neighborhood near Brad’s. In a short amount of time, he has already met several of the neighbors. Many just came to his door to introduce themselves and welcome him to the neighborhood. The feeling of community is already strong but Jonathan wants to keep it growing. What are … Read more

131R | Building a Brick in Your Wall

131R | Building a Brick in Your Wall

Brad and Jonathan recap their conversation with Mr. Money Mustache and Mr. 1500. Plus, they answer listener questions about compounding interest and drawdowns during retirement. Community Building Jonathan recently moved closer to Brad’s home. Now they are only around five minutes apart. The move has already led to some positive movements in their life. One nice thing is having a workout buddy for mornings three days a week. At the … Read more