Confessions Of A Diet Coke Addict

I am a recovering Diet Coke addict. You may think Diet Coke addiction is not a real thing, but I can assure you my addiction met all of the medical definitions of an addiction. I started drinking Diet Coke in high school, around the time it was reaching peak popularity. In college and all through medical school, Diet Coke served as my main form of caffeine. By the time I … Read more

5 Questions To Ask Yourself When Deciding To Pursue A Master’s Degree

Should you get a Masters Degree?  The short answer is: it depends. This isn’t the sort of question where sweeping generalizations can be made. I can’t say “Everyone must have an advanced degree!” or, the opposite, “Universities are evil and you may as well light your money on fire!” The fact of the matter is there are lots of reasons why it might be a good idea for you, and plenty … Read more

Get Off The Hamster Wheel And Pay Off Your Student Loans Fast

Get Off The Hamster Wheel And Pay Off Your Student Loans Fast

The Financial Freedom Clock and the Countdown to FI begins once you have paid off your consumer debt. Now for the first time your savings rate is being redirected from debt repayment to buying your “perpetual money making machine” (FI). Sounds so simple, but the sad reality is that paying down that debt has become increasingly difficult. Digging A Hole Our culture has accepted that massive student loans are acceptable … Read more

A Diploma May Land You A Job, But It Won’t Guarantee Your Success

Obviously, I am a big supporter of the skilled trades as a career path. It is the path I have chosen, even after I spent four years getting a bachelor’s degree in General Business Management. My college education did get me a job working for a fortune 500 company, making around $42k/year. This is somewhere around the average income for the U.S. But in order to achieve the level of wealth … Read more

When You Eat Matters

When You Eat Matters

You’ve probably heard a lot of conflicting advice out there about when you should eat. I’ve heard everything from eating five small meals a day to eating one large meal to fasting for days. The key is understanding how the body works, and using that information to your advantage. The good news is–this is fairly simple. Getting out of storage mode When you eat, your insulin levels rise. Certain foods … Read more

Why Do We Gain Weight?

The science behind weight gain and how to use it to your advantage.

People want to lose weight, but they struggle to do so. That’s why weight loss is the number one New Year’s resolution. Why is weight loss so hard? The first step is to understand why we gain weight. The medical community, media, and health experts have been telling us for years that the way to lose weight is to eat less and exercise more. This method works on the premise … Read more

Why Skilled Trades Can Help You Become Financially Independent

Why Skilled Trades Can Help You Become Financially Independent

My name is Cory Kleinfeldt. I am 31, married with three kids, and I believe that you can reach early financial independence without being in IT, in engineering, or going to college. Say what? Likely not words you hear from someone in their 30s, but that’s what we’re here to talk about. Skilled Trades And Financial Independence I don’t think our society gives the trades the tip of the cap that … Read more

Hacking College With Zero Debt

College Hacking

A recent opinion-piece in the New York Times caught my eye. The column was applauding a college cost calculator published by several top-ranked private universities. I gave it a shot and liked the calculator well enough. It was simple, needing only 7 sets of information, required no personal information, and gave enough information to be useful. Here’s the link if you want to check it out. While several universities participated … Read more

How my son saved 2 years and $18,258 in college tuition

College Hacking Dual Enrollment

One of the most difficult things that will slow down your path to FIRE is debt. And one of the most common sources of debt is the student loan. It sets your financial independence timeline back by years, and even worse, you gotta pay it off using post-tax dollars. Smarter people than me have figured out ways to optimize for financial aid and scholarships. Those tips are awesome, and we’ll … Read more