How I Bought My Dream Car While Still Pursuing FI

How I Bought My Dream Car While Still Pursuing FI

When you think about chasing financial independence (FI), one of the first areas most people often look to save money is with their cars. FI’ers often sacrifice what they might like to have for the practical and cost-saving aspect to whatever they drive. Meanwhile, it would seem most Americans are driving larger vehicles that get worse gas mileage. Luxury automobiles, such as BMWs and Teslas, seem more common today than … Read more

Best Money Books For The FI Journey

Best Money Books For The FI Journey

These days, so many of us get the bulk of our worldview from snippets we read online. We’re more informed than ever, but often lacking in the depth of perspective that comes with long-form writing. That is unless you’re an avid reader of books. I write articles for a living but sometimes you need a good book to truly understand a philosophy or method. When an author has the space … Read more

15 Places You Can Get A Free Credit Score

15 Places You Can Get A Free Credit Score

Even though you’re working toward financial independence, it’s important to stay aware of your credit score. Depending on where you are on your FI journey, you may still need access to loans to make a large purchase such as buying a home. You can also use your stellar credit to earn hundreds or thousands of dollars in credit card rewards each year. While you can pay to monitor your credit scores, … Read more

How To Stay Motivated For The Long Term

How To Stay Motivated For The Long Term

There’s been much conversation in the last few years about the sorry state of American retirement planning. As baby boomers begin to reach retirement age en masse, financial experts have been tripping over themselves to offer an explanation for paltry savings rates and scrawny nest eggs. But there’s a much simpler reason for this epidemic–working towards a long-term goal is difficult, frustrating and just plain boring. Saving for retirement offers … Read more

6 Life Optimization Hacks To Be Happy Now

6 Life Optimization Hacks To Be Happy Now

In the FI community, we are constantly looking for ways to optimize and make changes for the better. It’s a given that most of our community members are constantly finding life hacks to improve life, to be happier, healthier, and more in tune with what matters most. If you’re looking for ideas to be happier now, we have some life hacks you can experiment with to help move the needle for … Read more

How To Get The Most Out Of Your Hobbies

How To Get The Most Out Of Your Hobbies

Having fun is fun. But, for many in mainstream America, hobbies are costly ventures that suck us into continually buying new stuff. Stuff we use to pass the time before we return to our day jobs. Where we earn money to buy more stuff for our hobbies. Yikes. Anyone that’s set foot into a Cabela’s or a Hobby Lobby knows how expensive an interest in fishing or scrapbooking can become … Read more

How Getting More Sleep Will Improve Your Finances

How Getting More Sleep Will Improve Your Finances

Burning the candle at both ends is more than a way of life–it’s an American past time. In a country that values productivity, success and the “hustle” mentality above all else, it’s no surprise that most people fail to meet the standard for a healthy sleep habit. But as research is beginning to show, you can’t cheat the Sandman. Productivity and sleep are closely linked, and people who skip out … Read more

Frugal Fitness Hacks For 2019

Frugal Fitness Hacks For The New Year

One of the most common New Year’s resolutions is to get in shape, and FI’ers are not excluded. But we look to do so in the most FI-optimized ways possible. Brad and Jonathan have discussed the benefits of home gyms versus paying for classes, but no matter what route you take, here are some tips to get started with a frugal fitness routine. The key is to experiment and optimize! … Read more

Applying To Colleges? Why You Should Consider Small Private Schools

Talk to almost anyone in the financial independence community about higher education and you will hear the same theme. Go to a community college, take as many AP tests as you can, only consider large public universities–this is the mainstream wisdom that seldom gets challenged. On the surface, all of this makes perfect sense–the tuition is cheaper at a state university and AP credits and college courses taken while you … Read more

Fat Is Not The Enemy–You Can Eat Bacon And Still Lose Weight

Picture an unhealthy food in your mind. If you are like most people, you probably pictured a hamburger and fries or some other fatty meal. We have been programmed to fear fat. In many cases this is true–fast food IS bad for you. Unfortunately, those great tasting fries are terrible for your body–but do we really understand why? Some fat is bad, and some fat is actually very good for … Read more