122R | Learn More About Dividend Investing

122R | Dividend Deep Dive

Brad and Jonathan are joined by Brian Feroldi and Karsten from Early Retirement Now. With the goal of gaining a deeper understanding of dividend investing, Brad and Jonathan ask the hard questions. As the devil’s advocate, they uncover more information about dividend stocks from passionate investors. If you are ready to learn more about dividend investing, then let’s dive in. What Is A Dividend? The first thing we need to … Read more

The Advantages Of The Individual Investor: Why You Can Beat Professional Money Managers

The Advantages Of The Individual Investor: Why You Can Beat Professional Money Managers

Many folks believe it’s difficult–or completely impossible–to beat the market without help from a professional. Well, if you tuned into episode 75 of the Choose FI podcast, you’d know that’s completely wrong. Brian Feroldi–a writer at Motley Fool–posits that individual investors can far surpass professional money managers. If you have the know-how, being an individual investor is far more advantageous than using a professional. Here are the advantages of being … Read more

122 | Intro To Dividend Investing

Intro To Dividend Investing

Dividend investing has been a hotly debated topic in the FI community. Brad and Jonathan dive into the details of dividend investing with Craig from Retire Before Dad. Craig’s Story Craig’s interest in the stock market started back when he was just eight years old. Back then, he would follow mutual funds in the paper. That interest led him to initially pursue a degree in finance with the intention of … Read more

Asset Allocation When You Plan To Retire Early

Asset Allocation When You Plan To Retire Early

Asset allocation is fundamental to successful investing. We can think of it as being an essential part of Investing 101. But is asset allocation different for the retire early crowd? Absolutely. The retire early crowd has two primary objectives that the traditional retirement crowd doesn’t: Accumulate a large retirement portfolio as quickly as possible, and make it last for many decades. That’s what we’re going to discuss in this article, … Read more

5 Retire Early Calculators To Get You On Track For FI

The right side of your brain just won’t quit! You’ve done your calculations. You’ve poured over projections. You’ve mastered your Excel spreadsheets with the magical stealth of Gandalf the Grey, but you’re still not absolutely sure you’ve done the math right. How do you know the numbers add up for early retirement? Helpful Retire Early Calculators Fortunately, if your spreadsheet is leaving you a bit nervous, there are plenty of … Read more

Is Getting The Lowest Fee The Most Important Part Of Choosing An Index Fund?

Is Getting The Lowest Fee The Most Important Part Of Choosing An Index Fund?

Index funds have not only made investing low-cost, but they’ve also made it incredibly simple. You don’t have to select individual stocks or do any kind of research on companies. And you can be guaranteed that your investment at least won’t underperform the market (though it won’t outperform it either!). And since you’re investing in entire markets, it makes asset allocation easier than ever before. All you need to do … Read more

How To Prepare For Drawdown During Early Retirement

How To Prepare For Drawdown During Early Retirement

We all know that we are great at building up our portfolio income in preparation for early retirement. But, most of us are so busy with our eye on the prize of a great retirement that we don’t really know what to do with it when it is finally here. Once we are at the point of early retirement, how do we ensure that we are using our portfolio income … Read more

Vanguard Vs. Fidelity–Which Company Is The Right Choice For You?

Vanguard Vs. Fidelity--Which Company Is The Right Choice For You?

Vanguard and Fidelity are the two of the largest, and most well-known investment management companies around. Both offer the low-cost broad-based index funds we love here at ChooseFI. But why choose one over the other? That’s exactly what we’ll be talking about today. What Is Vanguard? Vanguard is an investment management company that offers low-cost mutual funds and ETFs. John Bogel–the founder of Vanguard and mutual funds themselves, wanted Vanguard … Read more

How To Move Money From A Financial Advisor To Vanguard

How To Move Money From A Financial Advisor To Vanguard

If you’ve been educating yourself about how to achieve financial independence (FI), you’ve probably learned a lot about investing on your journey to reach your FI number. You’ve probably also learned that fees can eat up a huge portion of your investment return over time, especially as the losses–due to fees, compound. Let me give you an example of how fees will eat into your nest egg. In 2019, you … Read more

When And Why Your Child Should Open A Roth IRA

When And Why Your Child Should Open A Roth IRA

As someone interested in financial independence (FI), you’re likely very familiar with the concept of compounding returns. The concept of compounding returns is one of the most powerful forces in the financial world. In general, the longer you leave your money invested, the more your initial investment will grow. For example, $10,000 earning a 10% return for 10 years will be worth about $27,000. Give it another 10 years of … Read more