Invest Smarter

Spending less and earning more are both important to create savings, but your work isn’t done. The whole reason we want to widen the gap between our spending and income is to increase the amount of money available to invest.  The goal is to let your money work for you. 

The key is to balance your risk vs reward in a simplified way. You can do this by investing in stocks and bonds without having to be an expert or picking a winner and “gambling” on the performance of a specific company. 

Resources to Read

How to Invest in Index Funds in 2020

How to Invest in Index Funds in 2020

Investing your money in the stock market doesn’t have to be difficult or stressful and you certainly don’t have to spend dozens of hours researching to succeed for the long-term. In fact, I would argue that the most effective long-term wealth building strategy for the stock market also happens to be the simplest. We love the Total US Stock Market Index Fund (VTSAX) or S&P 500 Index Fund from Vanguard,

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The Triple Tax Benefits Of The HSA

In the land of opportunity, one major question remains for those who seek to retire early: How will I pay for healthcare? The fate of the US healthcare system is always up in the air and it’s not clear what the future holds for those who retire before they’re eligible for Medicare. Some FIRE devotees have decades to wait before they qualify, which means decades to decide how to fund

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When 2% Costs Everything: How Investment Fees Cost You Your Freedom

When 2% Costs Everything: How Investment Fees Cost You Your Freedom

One of the greatest appeals for having a financial advisor is the comfort we feel in having an “expert” do our investing for us. We fear that we don’t know what we’re doing with our own money. Most of us didn’t go to school for finance and we figure that a seasoned professional knows how to invest our money better than we do. They must have years of experience, training,

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Resources to Listen To

JL Collins from jlcollinsnh | The Stock Series

019 | JL Collins from jlcollinsnh | The Stock Series | Part 1

In Today’s Podcast JL collins from jlcollinsnh joins Jonathan & Brad on the podcast to bring the Stock Series to life. The Power of Index Investing is one of life's greatest secrets & JL Collins is the ultimate travel guide. This multi part series turns the stock series into an interactive audio companion and this first part is sure to compel you to stick around for each additional entry The

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034.The Stock Series Part 2

034 | The Stock Series Part 2 | JL Collins

This podcast is Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we discuss the Great Depression and the mindset you need to be a successful long-term investor, plus how to allocate between equities and bonds. In Today’s Podcast we cover: Part 2 of the Stock Series conversation with Jim Collins If you have not yet listened to

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Friday Roundup 035R

035R | The 4% Rule | Friday Roundup

In today's podcast we discuss our takeaways from Episode 35 with Big Ern from Early Retirement Now, plus paying off mortgages and student loans early and frugal wins of the week from the community. In Today’s Podcast we cover: The Friday Roundup after Episode 35 with Big Ern from Early Retirement Now This episode was long awaited, but was necessary to wait for until we provided the background of FI

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Looking for additional Resources?

We have plenty of additional resources including how to start a blog, travel rewards and more!