ChooseFI Logo

Is A Tiny House The Way To Go? Here’s What To Consider

Tiny house living has moved from a fringe movement to a trend. It meets the concerns for many who want to simplify their lives, experience homeownership without a mortgage, or take on a new adventure. And with several television shows, magazine covers, and social media glamorizing the lifestyle, taking the plunge might be hard to …

How To Get Free And Discounted Gift Cards

Who doesn’t love free money? When you get a gift card, it feels like free money you can spend on whatever you want. You can treat yourself to a massage, grab lunch, or even shop at your favorite store when you have the right gift card in hand. You may get some gift cards for …

Zero Impact Savings: Save More Money Without Changing Your Life

If you want to save more money but don’t want to make any more changes to your lifestyle, consider zero impact savings. With a little bit of thought, you can find ways to save money that take no effort and require no sacrifices. Table Of Contents The Idea Of Zero Impact Savings Take Advantage Of …

The 7 Best Cash Back Sites In 2021

One great way to optimize your spending is to use cash back sites. When used to make purchases that you already plan on making, they can be a useful tool. Best of all, these sites often require limited effort on your part. If you are pursuing Financial Independence, it is important to remember that small …

DIY Home Security For The Frugal Homeowner

According to 2018 FBI Crime Statistics, all forms of property crime declined across the United States between 2017 and 2018. However, homes without an alarm system are 300% more likely to be burglarized. So, let’s look at some DIY home security systems with no monthly fee. So, while crime rates are down across the country, …

7 Cheap Date Ideas Out On The Town (Because They Can’t All Be At-Home Date Nights)

Has date night gotten lost somewhere between saving towards your early financial independence dreams and the realities of your cost of living? Want to know some cheap date ideas? If you’re anything like my husband and me, you go on a lot of at-home date nights. We’ve had some pretty off-the-hook ones over the last …

Frugal Valentine’s Day Ideas

Valentine’s Day. You either love it or you hate it. If you’re FI-minded, veering away from mindless and compulsory consumption can lead to creativity and personalizing an expression of your affection. Thus, making Valentine’s both special and FI-friendly. Get Creative, Not Consumerist Are there things the two of you haven’t done since you first started …

How To Save Money On Laundry

If you’re working towards FI, you know how important it is to save money on every expense you have. You can save money on virtually everything with just a little work–and that includes how to save money on laundry. When I first started budgeting and working on saving money, I knew how important it was …

Practical Tips for Negotiating Medical Bills

If sudden and crippling medical debt can happen to Clayton Bruce, it can happen to you. In the fall of 2016, Clayton and her husband John were on their way to FI. They had paid off nearly $100,000 in debt, and the only debt they had left was their mortgage. Additionally, they had banked $5,000 …

Live On Half Your Income And Change Your Finances Forever

If you would like to live on half your income, you will need to make some adjustments to how you live, work and stay entertained. I won’t sugarcoat it, living on half of your income will challenge everything about your life, but it will be so worth it. Because living on half your income means …

9 Consignment Shops Near You To Buy And Sell Clothes

For a couple of months now, I’ve wanted to go shopping for new clothes. I’ve been in a mall several times and stopped into stores, but I haven’t pulled the trigger. But, I am aware of all the consignment shops near me.  Why? I’m waiting to visit my favorite consignment store, which is a little …

9 Best Places To Buy Textbooks

Many things contribute to the overall cost of college. But textbooks can really put a dent in your wallet if you don’t know where to look. Finding the best places to buy textbooks is an important part of keeping college costs low. Since textbooks are required for most classes, purchasing them isn’t really an option. …