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5 Benefits Of Spending Less–And How To Start Right Now

When you get down to it, there are two ways to accumulate more wealth. One is by spending less money and the other is by earning more money. We think that most people should consider starting with spending less. In a recent video, Jonathan outlined five benefits of spending less as your first step rather …

How To Own Cheap Low Maintenance Pets

A study on the cost of owning a dog found that you can expect to spend about $15,000 on the dog over the course of its lifetime. And that doesn’t even include the purchase of the dog itself! So let’s take a look at cheap, low maintenance pets. So if you’re watching every dollar can …

Introducing Casual Wednesdays | Ep 197

Why online grocery shopping is actually saving Brad and Jonathan money, how to approach working from home with your boss after things return to normal, and how to claim any unclaimed property. Brad and Laura have been using online grocery delivery since the beginning of the lockdown and haven’t been to a grocery store in …

The Best Value Cell Phone Plans For 2021

There are a ton of other MVNOs (wireless communications services providers) out there that also offer good deals. What makes each discount cell service provider different? Most people go straight to the rates they pay to compare different MVNOs. Doing that won’t give you the full story, though. We are going to dive into the …

Your Questions Answered (Round 2)

Season 2 is all about how to be good with money. Jillian takes the time to answer five reader questions about money management. Q1: How Can You Become A Good Saver Vs. Spender? This question comes from listener Sunny. She says, I have a basic budget in place. I pay my bills on time and …

Pay Less For TV: The 6 Best Cable Alternatives

In 2019, the average monthly cable bill in America was a whopping $217.00 per month. You don’t have to be a financial whiz to do the math and realize this equals more than $2,600 a year. This is a huge amount of money to spend just to flip through channels, browsing for something to watch. …

The Ultimate Guide To College Hacking

According to the most recent statistics, the average Bachelor’s degree recipient will leave college with nearly $30,000 in student debt. But that figure doesn’t include parent debt. Among parents who borrowed to help pay for their child’s education, the average debt load was over $37,000. And that’s per Bachelor’s degree graduate, so parents with multiple …

How To Start Buying Your Groceries Online

Grocery shopping–some people love it, some people hate it; either way, it’s something we all need to do. And these days when you can’t leave your house, it’s important to have a way to get your groceries that doesn’t require putting yourself in danger. So, let’s take a look at online grocery shopping. Here are …

What To Do When You Get Laid Off

Getting laid off is never fun. As someone who has experienced this three times, it can be disorienting. Your self-esteem may take a hit when your employer decides it’s time to part ways. Once you have these things mastered, you’ll feel in control again and ready to take on the job market. Table of Contents …

Stuck Inside? How To Get–And Stay–Healthy At Home

When people are looking to trim the excess from their household budgets, often the first thing to go is money spent on physical fitness. We cut out the gym membership, the subscription to healthy eating magazines, or the diet food delivery service. We believe we can get healthy at home without those tools, but where …

Fun Things To Do At Home When You’re Stuck Inside

When you choose to pursue Financial Independence, that path inevitably leads to cutting back and saving as much as you can. But that doesn’t have to mean that we sit inside and wallow or cut out all the fun. We still need to take care of ourselves and find things that bring us joy. We can …

Dual Enrollment: The Pros And Cons You Need To Know

Each year, college costs rise a little higher. According to the College Board, the average tuition price for full-time in-state students rose by 2.3% in 2019-2020 to $10,440. And the increase was even higher at private institutions, rising by 3.4% to $36,880 per year. As costs continue to climb, so does student debt–now over $1.6 …