How To Have A FI Holiday: 6 Gift-Giving Ideas That Will Keep You on Budget

How To Have An FI Holiday: 6 Gift-Giving Ideas That Will Keep You on Budget

Giving gifts is one of the biggest stressors of the holiday season. The key is planning carefully for your seasonal spending. If you don’t plan, you can easily watch your spending skyrocket in December. It’s easy to get lost in the commercialism and hard to reign in the buying. It’s even more difficult to help your friends and family understand why you aren’t willing to drop $100 each on a … Read more

What To Do When You Get Laid Off

What To Do When You Get Laid Off

Getting laid off is never fun. As someone who has experienced this three times, it can be disorienting. Your self-esteem may take a hit when your employer decides it’s time to part ways. You are also not alone. According to the most recent data, 212,000 people filed for unemployment in September 2019, which is the lowest number in more than 30 years. Before you start the pity party, it’s important … Read more

What Are The Best Types Of Student Loans?

What Are The Best Types Of Student Loans?

So you’ve done everything you can possibly do to save on college costs. You’ve searched for available scholarships and grants, you’ve applied for federal aid, and you’ve tried to pick an affordable school. And you still have a college funding gap. If I just described your situation, you’re not alone. In fact, over 45 million people (and counting) have had to take out student loans to help pay for college. … Read more

How To Save $1,000 In 30 Days!

How To Save $1,000 In 30 Days!

Increasing your savings is a pillar of pursuing Financial Independence. If you are just starting your journey, saving that first $1,000 is a big step! Through a combination of small sacrifices and lifestyle changes, you could see a four-figure balance in your bank account by this time next month.  Make A Budget If you don’t already have a budget, you need one. To see where you are going financially, you … Read more

How To Avoid Overspending This Holiday Season

How To Avoid Overspending This Holiday Season

The holidays are a time of indulgence, but that doesn’t mean that your finances have to pay the price. If you start planning early, you will have more time to enjoy the things that really matter to you. Check out our guide to avoid holiday spending and get ready to save money, time, and stress. Get Started Early One of the best ways to avoid overspending this holiday season is … Read more

30 DIY Christmas Gifts That You Just Might Keep For Yourself

30 DIY Christmas Gifts That You Just Might Keep For Yourself

Christmas is almost upon us and for many, this means that it is time to start shopping. But instead of spending your money at a store, why not try making homemade gifts this holiday season? DIY Christmas gifts offer more room for personalization than store-bought and ensure that your gifts are as unique as your loved ones. Check out our top thirty DIY picks for everyone in your life! Gifts … Read more

Get A More Unique Ring For Less: Engagement Ring Alternatives

Get A More Unique Ring For Less: Engagement Ring Alternatives

Getting married should be a joyous time, when all you want to do is celebrate your love with those closest to you. But nowadays, it’s become a financial matter. It’s not just about if you should invite old high school friends to the wedding, it’s about if you can afford to do so. And it all starts with the engagement ring. According to wedding website The Knot, the average cost … Read more

Choosing Your Health Insurance: A Guide For Open Enrollment

Choosing Your Health Insurance: A Guide For Open Enrollment

If you depend on the Health Insurance Marketplace for health coverage, open enrollment is an important time. First, it’s an opportunity for you to preview any planned changes to your coverage or premium. And if you’re unhappy with your current health insurance policy, open enrollment is your chance to shop around for a better deal. Even if you currently have private health insurance, it’s a smart idea to check during … Read more

Attention Students! 33 Discounts Just For You

Attention Students! 33 Discounts Just For You

If you’re a student pursuing FI, you know how important saving money is. And you definitely don’t want to miss out on the savings that student discounts can provide you. Many businesses offer varying reductions in price, with some even offering freebies! Sometimes small discounts don’t seem worth it, but they can add up fast and keep your budget on track. From food to technology, here is our list of … Read more