Frugal Valentine’s Day Ideas For 2019

Frugal Valentine's Day Ideas

Valentine’s Day. You either love it or you hate it. If you’re FI-minded, veering away from mindless and compulsory consumption can lead to creativity and personalizing an expression of your affection. Thus, making Valentine’s both special and FI-friendly. Get Creative, Not Consumerist Are there things the two of you haven’t done since you first started dating? Perhaps a special memory could be replicated. Or maybe it’s getting out and doing … Read more

How To Find Free Things To Do In Your City

When thinking of things to do, we tend to dream of far-off destinations or go to places that require us to pull out our wallets. It doesn’t have to be that way. There are awesome places to explore in your own backyard and free things to do in your community. You just need to know where to look. Here are some great resources that you can use to find something … Read more

How To Sell Unwanted Gift Cards

How To Sell Unwanted Gift Cards

Gift cards are a great way to give a practical gift! They are a bit more personal than cash, but they also run the risk of not being useful whatsoever. Most of us have a few gift cards sitting around that we know we aren’t going to use and have simply ended up in junk drawers to languish, unused. According to MarketWatch, we spend over $130 billion on gift cards … Read more

Get Free Health Insurance Quotes Through Policygenius

Get Free Health Insurance Quotes Through Policygenius

As someone currently shopping for a new healthcare plan, I can tell you it’s not fun. At all. Plus, it’s not very easy either. That’s why I was pleasantly surprised when I got to write about Policygenius. They offer an easy way to shop for health insurance. Really easy, in fact. What is Policygenius? Policygenius is a free insurance comparison tool that lets you compare rates for: Health insurance Life … Read more

How To Find And Cut Your Recurring Expenses

How To Find And Cut Your Recurring Expenses

Achieving financial independence (FI) is a long-term goal. Whether you’re just getting started on your FI journey or you’ve been working toward FI for years, you should always be looking for ways to improve your finances. After all, improving your finances by just 1% offers an awesome opportunity to grow wealth when you compound that improvement over years or decades. One way to work toward improving your finances by 1% … Read more

Debt Snowball Vs Debt Avalanche–Does It Really Matter?

Debt Snowball Vs Debt Avalanche--Does It Really Matter

If you’re planning how to pay off your debt, you’ve probably come across the debt snowball and debt avalanche. These are methodologies of paying off debt. Each method has its benefits and drawbacks. While the method you choose can make a small difference, the reality is it won’t make a huge difference except in a small percentage of cases. We’ll cover how each method works and how to tell if … Read more

Are Solar Panels Worth The Investment?

Are Solar Panels Worth The Investment

You’ve likely noticed that solar panels have been popping up on scores of homes and businesses in recent years. The rising popularity has been driven by the fact that the costs to get started with solar have plunged in recent decades to the point that they have finally become cost competitive with fossil fuels. In fact, in many cases choosing solar can save literally save homeowners thousands of dollars over … Read more

How To Save Time And Money With A Capsule Wardrobe

How To Save Time And Money With A Capsule Wardrobe

Having a capsule or minimalist wardrobe can be a great way to save time and money. Especially, if you don’t find a lot of value in pawing through a closet full of clothes to get dressed in the morning. If choosing what to wear is the highlight of your day, you can still benefit from being intentional about what’s hanging in your closet. Such benefits are cutting down on the indecision … Read more

How To Have A FI Christmas: 5 Gift Giving Ideas That Will Change Your Holiday

Working towards FI can be a strain on relationships, especially when your financial goals don’t align with the people you care about most. It’s difficult to turn down invitations and defend your decisions, and some people just can’t understand why a person would sacrifice so much. But while that strain is manageable throughout the year, the holidays tend to aggravate the issue. When the majority of people are comfortable overspending … Read more

Frugal Vs Cheap–Where do you draw the line?

Frugal Vs Cheap--Where do you draw the line?

Cutting expenses is one of the fastest ways to immediately accelerate your journey to financial independence (FI). While increasing income typically offers more potential to achieve FI faster, cutting your expenses benefits your path to FI in two ways. First, it allows you to save more of your income now. Second, it reduces your FI number because you have fewer annual expenses for your investments to cover when you do … Read more