Best Credit Cards For Buying Groceries: Earn More Miles, Points, And Cash Back

Best Credit Cards For Groceries

According to the United States Department of Agriculture, the average young family spends $900 per month on groceries. However, not all credit cards are created equal. And the credit card that works for your neighbor or favorite blogger may not be the right credit card for you. Think about what is most important to you. Do you want cash back, airline miles, or hotel points as a reward for your … Read more

Save Money On Car Insurance With A Pay-Per-Mile Policy: Metromile Review

Save Money On Car Insurance With A Pay-Per-Mile Policy: Metromile Review

If you don’t drive very much you might be able to lower your car insurance bill with . Maybe you bike to work, work from home, travel a lot, or you’ve retired and just don’t drive that much anymore. About Metromile Metromile was founded in Redwood City, CA by David Friedberg and Steve Pretre in 2011. They were tired of watching low mileage drivers throw away money on costly insurance … Read more

Quirky Frugal Habits: Level Up Your Frugality

Quirky Frugal Habits: Level Up Your Frugality

We gathered ideas for pinching pennies from our Facebook group that truly show the power of mindset. (You can see the whole thread here.) Taking control of the little financial choices that are presented to you daily will result in a frugal mindset will no doubt spill into the whole of your life. Coupling this with making stellar big-ticket decisions will lead you to Financial Independence. Some of these tips … Read more

125R | Optimize Your Online Grocery Shopping

125R | Grocery Store Wars

Jonathan and Brad discuss ways to optimize your grocery shopping, the family emergency binder, and share stories from the community. How To Optimize Online Grocery Shopping Recently, Jonathan decided to give online grocery shopping a try. Although he sometimes enjoys going to the grocery store, he has realized that it may not be the most effective way to spend his time. The more time you spend in a grocery store, … Read more

Join The Compare.com Challenge And Enter To Win $500!

Join the compare.com challenge

The FI community is always looking to slash expenses and bump up savings rates. That’s why we know we should get competitive quotes for the services we pay for as often as we can. Doing it in real life, however, can be a chore. Most times, we get two or three quotes, pick the cheapest, and call it good. Compare.com–which brokers auto insurance policies–rightly believes most people leave savings on … Read more

Longest Lasting Cars On The Road Today

Longest Lasting Cars On The Road Today

When it comes to buying a car, most consumers focus on things like brand, model, color, size, and possibly even eco-friendliness. Of course, here at ChooseFI, we think this tiny factor called price is kind of important too. Which is why we’re big advocates of buying used over new. But there’s another factor that can tend to be overlooked but is critical to getting the most bang for your buck … Read more

How To Lower Your Electric Bill

How To Lower Your Electric Bill

If you’re working toward financial independence (FI), chances are you’re looking to optimize your expenses. By reducing the amount of money you spend each year, you reduce the amount of money you need in your nest egg to reach financial independence. The average household spends over $1,300 in energy a year, usually on heating and cooling. However, your energy bill is highly dependent on your personal habits, your particular home, … Read more

Republic Wireless Vs. Other Cheap Cell Phone Plans

cheap cell phone plans

Republic Wireless is a cell service provider that offers cheap cell phone plans. It is one of many such services, which are called mobile virtual network operators (MVNOs). Essentially, this means that these smaller cell phone service companies rent from a major cell service provider the ability to use their network. Because these companies don’t have to invest massive amounts of money in infrastructure and only have to rent the … Read more

12 Cheap Summer Activities For Kids

12 Cheap Summer Activities For Kids

Summer is an awesome time of year for families. Kids are out of school and many families head out on vacation. Unfortunately, vacations can get expensive. Thankfully, there are plenty of free or cheap summer activities for kids. Explore Nature Near You Nature is awesome. There are so many fun and free things you can do outside. Check out your local community for things like nature trails, lakes, swimming holes, … Read more

How To Apply For Scholarships And Win

How To Apply For Scholarships And Win

As everyone is aware, college is getting more and more expensive every year. That said, scholarships are amazing and can be a huge help. If you or your child applies for scholarships and ends up winning a scholarship, you get free money to help pay for college. How To Apply For Scholarships Applying for scholarships is fairly easy, but they do require some time and effort. First, find scholarships you … Read more