9 Consignment Shops Near You To Buy And Sell Clothes

9 Consignment Shops Near You To Buy And Sell Clothes

For a couple of months now, I’ve wanted to go shopping for new clothes. I’ve been in a mall several times and stopped into stores, but I haven’t pulled the trigger. Why? I’m waiting to visit my favorite consignment store, which is a little out of my way. I love this consignment store. They always carry plenty of things in my size, and the prices are amazing. Last time, I … Read more

9 Best Places To Buy Textbooks

9 Places To Find Cheap Textbooks

Many things contribute to the overall cost of college. But textbooks can really put a dent in your wallet if you don’t know where to look. Finding the best places to buy textbooks is an important part of keeping college costs low. Since textbooks are required for most classes, purchasing them isn’t really an option. But, there are plenty of alternative places to seek them out besides your campus bookstore. … Read more

Income-Based Repayment Plans: Are They Worth It?

Income-Based Repayment Plans: Are They Worth It?

One of the unique benefits of federal student loans is the ability to choose one of four income-based repayment plans. The beauty of income-based repayment is that your payment scales up and down with your income. But, as with any federal program, understanding the various income-based repayment plans and their accompanies rules can be a complicated and confusing task. Don’t worry. We’ve done all the research for you. In this … Read more

A Gift Giving Guide To Free Christmas Gifts

A Gift Giving Guide To Free Christmas Gifts

It’s supposed to be the most wonderful time of the year. But when you are watching your spending, it can quickly become the most financially challenging time of the year. Giving free or close to free Christmas gifts can make all the difference. The struggle is real: How do you get a gift for everyone on your list and not break the bank? And if you have children, the problem … Read more

How To Have A FI Holiday: 6 Gift-Giving Ideas That Will Keep You on Budget

How To Have An FI Holiday: 6 Gift-Giving Ideas That Will Keep You on Budget

Giving gifts is one of the biggest stressors of the holiday season. The key is planning carefully for your seasonal spending. If you don’t plan, you can easily watch your spending skyrocket in December. It’s easy to get lost in the commercialism and hard to reign in the buying. It’s even more difficult to help your friends and family understand why you aren’t willing to drop $100 each on a … Read more

What To Do When You Get Laid Off

What To Do When You Get Laid Off

Getting laid off is never fun. As someone who has experienced this three times, it can be disorienting. Your self-esteem may take a hit when your employer decides it’s time to part ways. You are also not alone. According to the most recent data, 212,000 people filed for unemployment in September 2019, which is the lowest number in more than 30 years. Before you start the pity party, it’s important … Read more

What Are The Best Types Of Student Loans?

What Are The Best Types Of Student Loans?

So you’ve done everything you can possibly do to save on college costs. You’ve searched for available scholarships and grants, you’ve applied for federal aid, and you’ve tried to pick an affordable school. And you still have a college funding gap. If I just described your situation, you’re not alone. In fact, over 45 million people (and counting) have had to take out student loans to help pay for college. … Read more

How To Save $1,000 In 30 Days!

How To Save $1,000 In 30 Days!

Increasing your savings is a pillar of pursuing Financial Independence. If you are just starting your journey, saving that first $1,000 is a big step! Through a combination of small sacrifices and lifestyle changes, you could see a four-figure balance in your bank account by this time next month.  Make A Budget If you don’t already have a budget, you need one. To see where you are going financially, you … Read more

How To Avoid Overspending This Holiday Season

How To Avoid Overspending This Holiday Season

The holidays are a time of indulgence, but that doesn’t mean that your finances have to pay the price. If you start planning early, you will have more time to enjoy the things that really matter to you. Check out our guide to avoid holiday spending and get ready to save money, time, and stress. Get Started Early One of the best ways to avoid overspending this holiday season is … Read more