Frugal Parenting: Keeping Costs Down When You Have Kids

Frugal Parenting: Keeping Costs Down When You Have Kids

It’s a natural instinct to want to provide the best for your child. However, the mainstream messages usually tell us that the best is the newest, shiniest, and most expensive things. Fortunately for us, the FI community has shared their collective wisdom from raising their own kids and we have a lot to glean. Keeping costs down when you have kids takes a bit of planning but it absolutely can … Read more

5 Ways To Save Money On College Tuition

5 Ways To Save Money On College Tuition

It’s no secret that college can be very expensive. Thankfully, there are a few ways to earn college credits and to save money on college tuition. High school students can take AP exams or they can take college classes while still in high school. Students of all ages can take CLEP exams and adult learners can earn college credits for relevant life experiences. Let’s look at these options and see … Read more

6 Grocery Shopping Apps And Recipe Websites That Will Save You Money

6 Grocery Shopping Apps And Recipe Websites That Will Save You Money

It’s easy for food costs to get out of control. I often find my family eats out more when we don’t have a plan for what to cook. The same goes for when we forget to take something out to thaw for dinner. This results in us spending more than planned on food. Between your grocery bill and eating out at restaurants, this category of spending often has quite a … Read more

Preparing For Baby: What Do You Really Need And What Can You Skip

Kids can be expensive. According to the USDA, it would cost the average two-child married family a total of $233,610 to raise a child born in 2015 through age 17. Of course, the average family isn’t a family chasing financial independence (FI). Some of that cost is lifestyle and choice. My wife and I had our first baby just a couple of years ago. As first-time parents, we had no … Read more

20 Household Expenses You Can Cut Today To Save Money

20 Household Expenses You Can Cut Today To Save Money

Reducing your household expenses and increasing your savings rate are important steps on your journey to FI, but sometimes it can be challenging to actually put it into practice. If you’re looking for practical and realistic ways to cut your expenses, there are a lot of possibilities. In this article, we’ll take a look at expenses many of us have that could be significantly lower, or even eliminated altogether. Hopefully, … Read more

How To Save Money By Sharing Subscriptions, Memberships, And Services

How To Save Money By Sharing Subscriptions, Memberships, And Services

There are lots of ways to improve your financial well-being by making small changes. Today, we’re looking at sharing different subscriptions and membership accounts with family and friends. There’s no need for your kid in college to get their own Amazon Prime, Netflix, or HBO accounts or get their own cell phone plans when it would be cheaper for you and them to share. Here’s how different memberships, subscriptions, and services can help … Read more

Dating On FIRE: Finding Love On The Path To FI

Dating On FIRE: Finding Love On The Path To FI

As a recently single person who discovered the “fully funded lifestyle change” crowd during my last relationship, I knew entering the dating pool this go-round would be a bit different. For one, I’m finally financially stable and in my early 30’s, I own a home and have two fur kids to look after. It’s a vastly different experience from the late ’20s of myself–with just one dog and a six-month … Read more

Frugal Valentine’s Day Ideas For 2019

Frugal Valentine's Day Ideas

Valentine’s Day. You either love it or you hate it. If you’re FI-minded, veering away from mindless and compulsory consumption can lead to creativity and personalizing an expression of your affection. Thus, making Valentine’s both special and FI-friendly. Get Creative, Not Consumerist Are there things the two of you haven’t done since you first started dating? Perhaps a special memory could be replicated. Or maybe it’s getting out and doing … Read more

How To Find Free Things To Do In Your City

When thinking of things to do, we tend to dream of far-off destinations or go to places that require us to pull out our wallets. It doesn’t have to be that way. There are awesome places to explore in your own backyard and free things to do in your community. You just need to know where to look. Here are some great resources that you can use to find something … Read more