OnTrajectory Review: The Site For Financial Independence Calculators

OnTrajectory-Review

Everyone’s journey to FI is different. It’s important to know what YOUR journey looks like. You can’t know if you are on track unless you run your specific numbers. Comparing your journey to someone else’s won’t help you. Doing better or worse than someone else doesn’t mean anything to your own journey. Enter OnTrajectory. The detail of the scenarios the app helps you create is astonishing. You really can personalize … Read more

166 | Modern FImily With Court

Modern FImily With Court

Court joins the show to share how she and her wife tackled six figures of student loan debt and achieved Financial Independence in their early 30s with a family. Achieving Financial Independence Although they only spend around $25,000 each year, the family doesn’t feel deprived at all. They have eliminated all of the fluff from their budget and the bulk of the spending is due to their fixed living costs. … Read more

165 | Do You Need A Budget? | YNAB

165 You Need a Budget YNAB

The founder of YNAB, Jesse, joins Brad and Jonathan to share his story. YNAB or You Need A Budget, was founded in 2004 and currently has over 100 employees. Jesse’s Story The need to budget became a reality when he got engaged to his wife Julie. Based on their incomes, they knew that they needed to be careful with money in order to survive. Jesse is a self-proclaimed recovering accountant, … Read more

How To Create A FI Plan You Can Feel Good About

How To Create A FI Plan You Can Feel Good About

At one point or another, you’ve probably wondered: “I’m saving X percent of my income. I want to move/change jobs/have a baby and I don’t know if I should.” When you find yourself facing this situation, ask yourself another important question: “How will this delay my FI journey and am I ok with that?”  If you can’t answer this question, it’s likely because you don’t have a set FI plan, … Read more

FI Community Events To Check Out In 2020

FI Community Events To Check Out

Financial Independence can be lonely sometimes. But there is actually a huge community of others on this journey. Being part of the FI community can make a major impact on your finances. Not only do FI friends help you stay motivated over the long term but they can also give you great financial advice. Or at least give you a different perspective on your situation. It can be great having … Read more

Top 10 Best Cities For Financial Independence

Top 10 Best Cities For Financial Independence

Here at ChooseFI, we truly believe that Financial Independence (FI) is for everyone. But let’s face facts, some places are just more “FI friendly” than others.  We reached out to our community and put together a list of the cities we like best for reaching FI. While compiling this list we considered factors such as: Cost of living State and local taxes Median household income Access to free community events … Read more

161R | Reignite

Reignite

The announcement of the new FI101 course! Plus a discussion of the power of community and the impact it can have on your finances. Everyday Courage Everyday Courage launched earlier this year. It is off to a great start! It is already in the top 200 in all podcasts and top 5 in the iTunes self-improvement category. Thank you to everyone that listened! If you haven’t listened, take a minute … Read more

161 | Money Letters To My Daughter with Jackie Cummings Koski

Money Letters To My Daughter with Jackie Cummings Koski

Jackie Cummings Koski shares her story as a single mom that made FIRE a reality. She proves that there is no “one way” to achieve FI. The goal can be accomplished by people from all walks of life and Jackie offers a unique perspective of FI. Jackie’s Story Jackie grew up in the rural south with five siblings and a single father. Her dad worked extremely hard to provide for … Read more

10 Money Hacks For 2020

10 Money Hacks

The start of anything is an exciting place to be. Whether it’s a fresh new year, new city, or starting any new chapter of your life, it can be refreshing to turn the page. No matter how far along or fresh your journey to FI may feel, there are plenty of money hacks to help you supercharge your progress, grow your savings rate, and be happier with your optimizations along … Read more

158 | Real Hourly Wage | The Frugal Engineers

158 | Real Hourly Wage | The Frugal Engineers

Kim from The Frugal Engineers shares her journey and the importance of determining your real hourly wage. Kim’s Story Kim’s story starts as a 15-year-old in Myrtle Beach, South Carolina. While growing up in South Carolina, she realized the employment opportunities in that tourist town were limited, especially for young women. With limited employment opportunities, the emphasis on education in public schools was not really there. You could see the … Read more