Life Lessons, IRAs, And Nursing–My Start To FI

There I was on a slow (nurses never say this s-word out loud but it may be okay to type it) night shift scrolling aimlessly through my Facebook feed. Fortunately, the majority of my posts are from ChooseFI, but occasionally I happened to see a few other non-FI posts permeate my feed. Abruptly, a post caught my attention. This individual’s post was bragging about their job. Naturally, I perk up … Read more

How I Convinced My Spouse To Join The FI Journey (And You Can Too)

I have been on the FI train for a long time now and it seemed like my wife has just tolerated it. She has always been a good saver for short-term goals like travel or a home purchase. But she also had career aspirations and didn’t see the point of leaving work behind to pursue other endeavors. Lately, she has gotten much more interested in Financial Independence. Did I do … Read more

My Late Journey To FI

With some serious career hacking in 2017, I get to start out 2018 debt free! You need to understand the gravity of that first statement–I own my entire income. I get to choose where my paycheck goes and I choose FI! I have pretty much been in debt from the age of 18, when I bought my first new car, until now, age 45, minus a short stint when I was living … Read more

Finding My “Why Of FI”

Finding my why of fi

It’s a marathon, not a sprint. When I passed the distance marker and read, “1 Km”, I knew that I was in trouble. After all of my training doing hills, cross training, long runs, short runs–I was finally taking on my first marathon. But as my knee began to twinge and a recurring back injury started to whisper to me, I knew that this was going to be a long, … Read more

Vitamin FI–Cures All Your Financial Anxiety

Shortness of breath, chest pain, numbness or tingling, nausea and cramping. These aren’t just a list of symptoms on the latest drug infomercial. These are also the symptoms of logging into your online bank account. This is likely how you feel when that credit card statement arrives, or when you check the remaining balance on your student loan debt. So what do you do when financial anxiety hits? Check with … Read more

Pursuing FI From The Other Side Of The World

Holy crap. What the heck am I doing? I was having a slight freak out moment. Actually, it wasn’t slight, and my internal monologue was a little more colorful than “crap” and “heck”. It was August 28, 2008, and I just landed at Incheon International Airport. Looking out the window of the plane, I couldn’t understand any of the building signs. I was 26 and seemingly ruining my resume by … Read more

Why I Pursue Financial Independence

This probably makes me weird, but I was thinking about retiring before I ever got my first real full-time job. I went through college during the healthy economic times of the late 90s. Everything was great! Employers flocked to job fairs to hire young talent. Signing bonuses were commonplace. And a bachelor’s degree–oh yes–this was the ticket to landing a good paying job. As I neared graduation, the promise of … Read more

Why I’m Choosing FI

He who has a why to live for can bear almost any how.–Friedrich Nietzsche To succeed on the path to financial independence and/or early retirement, we can definitely connect with the “bear almost any how” portion of that statement. Some of us take great pleasure in the how, especially the nitty gritty techniques and planning opportunities. However, lately I have been spending a lot more time thinking about the “has … Read more