Redefining The American Dream: MotherFIer’s Story

Redefining The American Dream

After immigrating to the US, MotherFier and FatherFier built a typical American life. They went to college, got good jobs, and found themselves deeply in debt. It wasn’t until they were considering building a 4,000 sq ft custom home that they woke up to discover that their American Dream was really a nightmare. Facing huge payments made them realize that this was not the life they wanted, so they started … Read more

Forget Retiring Early–Go For A Fully Funded Lifestyle Change Instead!

Forget Retiring Early--Go For A Fully Funded Lifestyle Change Instead!

Fully Funded Lifestyle Change is different than FIRE (Financial Independence Retire Early) because it doesn’t require “retiring”. A Fully Funded Lifestyle Change (FFLC) means saving up enough money to make a major change, such as starting a business, moving out of the country, or just simply spending more time with family. If you consider that most people are approaching FIRE with the mentality that they will find something new to … Read more

When A Life-Sucking Job Forces You To Rethink Everything

When A Life-Sucking Job Forces You To Rethink Everything

Ben, now 34, graduated from law school in 2012 with $150,000 in student loans. He had entered law school with the goal of helping people.  But by graduation, his debt and the lure of prestige and money led him into a high paying “Big Law” job in corporate litigation. Ben was miserable in that life so he used a high savings rate and Real Estate investing to fund a lifestyle … Read more

A Prison Cell, A Lost Decade, And Recovering My Life

A Prison Cell, A Lost Decade, And Recovering My Life

I was released from prison after ten years of incarceration in 2012. I walked into prison as a 21-year-old-kid who had made a mistake with drugs. Ten years later, I was a 31-year-old man who felt like ten years had disappeared in a blink of an eye as I walked out into the prison parking lot to see my family again. (This photo was taken of me on the morning … Read more

When Tragedy Changes Your Plans: Felisa’s Story

When Tragedy Changes Your Plans: Felisa's Story

Felisa had been divorced for five years. She and her ex-husband were on good terms and split custody of their 12 and 15-year-olds, alternating weeks. Her dream was to travel the world during the weeks she wasn’t responsible for her children. Her FI number was calculated based on what worked in her given present scenario. As an executive for a non-profit, there were always pressures to do more with less; the … Read more

Starting Late But Retiring Rich: The Story Of Stephen And Becky

Starting Late But Retiring Rich: The Story Of Stephen And Becky

Becky and Stephen were latecomers to the ChooseFI way of life. Their situation is pretty rosy now with Stephen getting ready to retire at the end of December this year at the age of 63. At that time, he and wife Becky, 62, will uproot from their home in Houston, Texas to be closer to their kids in the Colorado/New Mexico area. With high property taxes in Texas, a Geoarbitrage … Read more

I Quit My Job! A Look At What’s Next

I Quit My Job! A Look At What's Next

I did it! I took a huge leap of faith and quit my full-time job. My last day was September 14, 2018. I will remember this date for a very long time. When I gave my two-week notice, my boss and co-workers were genuinely surprised, nobody expected me to leave. After all, I’ve been there for almost 13 years. I quit my job because I wanted more freedom so I … Read more

From Welfare To Wealthy: Sabrina’s Story

From Welfare To Wealthy: Sabrina's Story

It was 2008 when 27-year-old Sabrina found herself a divorced, single mom of twin three-year-old girls and a four-year-old son. Despite working a full-time job and a part-time job, she still qualified for low-income housing, food stamps, and subsidized child care. And despite her struggles and limited time she still managed to go back to school. Soon after graduating, and a few years of experience, she landed a job which … Read more

Fulfilling The Dream Of Becoming An Underwater Filmmaker

Fulfilling The Dream Of Becoming An Underwater Filmmaker

Essentially, the reason we are all on the path to FI is because we want the freedom to have options. Freedom means something different to everyone, but having options is the essence of what all us FIers have in common. We want to get off our own hamster wheels and finally stop trading our time for money. Interestingly, there are some people who don’t ever get ON the hamster wheel. … Read more

Health And Finances–Why They Overlap More Than You Think

Health And Finances Why They Overlap More Than You Think

When soulmates from vastly different backgrounds find one another and decide to become a permanent team, a whole lotta adjustments happen along the way. Jake and Laura are living the dream! They both are Certified Anesthetists making darn good money. They are “livin’ the dream”–well, redefining “the dream” after much realization and compromise. The Early Years: Laura Big city China was all Laura knew as a child. Her parents divorced … Read more