158R | Your Real Hourly Wage and Savings Rate Calculation

Your Real Hourly Wage Calculation

Savings Rate Calculator Looking for the savings rate calculator mentioned in this episode? Click here! Meal Planning Jonathan recently introduced Brad to a new dish, a sweet potato enchilada recipe. The meal is delicious and falls under the two dollars per person per meal guideline. This [has] never been about deprivation. It should not be about deprivation. It’s the fact you can do so much more for so much less … Read more

156R | Coming Back From A Gap Year

Coming Back From A Gap Year

A gap year might seem unthinkable for some but Noah and Becky share exactly how they navigated their gap year. Plus, Brad and Jonathan discuss emergency funds and your risk tolerance. Grab Our Year-End Tax Checklist We created a tax checklist to help ensure that you are ready for tax time! Grab that here. Start With A Goal Earlier this week, Rob Berger joined the podcast to share his journey. … Read more

Bridging The Gap Between Dave Ramsey And The FIRE Community

Bridging The Gap Between Dave Ramsey And The FIRE Community

“You know who Dave Ramsey is?” That simple question can cause a lot of controversy or an instant bonding. The same might occur when the topic of FIRE comes up. For those of us that belong to one of these communities, it is easy to feel as though you found something special. Something that is truly life-changing. But what happens when you discover the other community and aren’t sure where … Read more

Live Your Best Life Now And Later: Tommy’s story

Live Your Best Life Now And Later: Tommy's story

Small changes lead to big wins in the big picture of Financial Independence. With enough small changes, we are choosing to ad margin to our lives and that margin affords us flexibility. It all has to start with an idea. Tommy is an “idea guy.” He has always had a creative side, but like many of us, that creativity takes a backseat to the everyday responsibilities of leading a family. … Read more

How To Overcome Negative Money Beliefs

How To Overcome Negative Money Beliefs

As a child, I was constantly exposed to negative money sayings. I still remember that saying, “Money doesn’t grow on trees” from my childhood. It was used to argue against buying an item. I had created my own world where money was constantly tight. That was just the way life was. But on the other hand, I had another negative belief: to have money is something negative, something to hide. Why? … Read more

Owner Financing To Hack FI: Alexis And Brendan’s Story

Owner Financing To Hack FI

Brendan and Alexis found themselves working 70 hours a week to pay their debt and grow their businesses. On the brink of burn-out they decided they needed to make a change. Selling their businesses allowed them to pay off all their debt and enjoy the fully funded lifestyle change they were hoping for. Student And Business Loans = Over A Million Dollars In Debt Brendan grew up in a small, … Read more

121 | Tread Lightly On The Path To FI

121 | Tread Lightly on the Path to FI

Angela from Tread Lightly Retire Early has been an active member of the ChooseFI community for around two years. She has built a life that combines FIRE with sustainability. Additionally, she is a leader that recognizes the women in the FIRE movement. Brad and Jonathan learn about Angela’s journey and practical sustainability advice that could help the FI community. How To Graduate College In Three Years Angela’s passion for sustainability … Read more

Vacationing Differently: Opening Your Home To Others Opens The World To You

Vacationing Differently: Opening Your Home To Others Opens The World To You

Those of us in traditional jobs earn our precious vacation days slowly, and we spend them wisely. Aideen and her husband Patrick both lost their jobs within a couple months of welcoming their new baby. Patrick set up his own business, and Aideen decided to freelance. This new financial strain forced every dollar to be stretched or sacrificed. When it came to getaways, they needed to find ways to cut … Read more

119 | Everything Is Negotiable

Everything is negotiable

Mr. Refined from Refined by Fire has overcome a staggering amount of debt that accumulated from student loans and medical bills. After finding the FI community, he was able to triple his net worth! Mr. Refined talks openly about his debt, how he negotiated his way out of debt, and why he is pursuing FI. We All Face Challenges Every single one of us has faced obstacles on the journey to … Read more

117R | Creating Your Dream Job

Build a portfolio

Brad and Jonathan discuss “the Kleenex” of low-cost mutual funds, Bradley’s story about choosing to move towards part-time work, and make an announcement about a new voice on the podcast. BBC Shout Out Brad became a BBC superstar this week with a short video that has already been viewed over 2 million times. In fact, it was the most watched video on the BBC website for three days! The video … Read more