166R | It’s A Small World After All

166r it's a small world after all

Find out more about the upcoming ChooseFI documentary series, Andrew and Zach’s experiments in Financial Independence, and community corrections. Andrew shares his experience selling plasma as the first of ChooseFI’s experiments in financial independence. Andrew and Zach will be sharing their experiences on YouTube as they document their attempts to earn money through side hustles such as taking surveys and selling blood. Brad and Jonathan discuss the rising costs of … Read more

166 | Modern FImily With Court

Modern FImily With Court

Court joins the show to share how she and her wife tackled six figures of student loan debt and achieved Financial Independence in their early 30s with a family. Achieving Financial Independence Although they only spend around $25,000 each year, the family doesn’t feel deprived at all. They have eliminated all of the fluff from their budget and the bulk of the spending is due to their fixed living costs. … Read more

165R | Do You Realize What You Are Doing?

Do You Realize What You Are Doing

Answers to several reader questions about investing efficiently for your financial freedom. Learn more about low-cost broad-based index funds or if you should max out your 401k early. Recent market volatility has provided an opportunity to test your investment resolve. Any low-cost broad-based index fund is a solid investment strategy, VTSAX is not the only option. Understanding the difference between Roth vs traditional options can help you plan your tax-efficient … Read more

165 | Do You Need A Budget? | YNAB

165 You Need a Budget YNAB

The founder of YNAB, Jesse, joins Brad and Jonathan to share his story. YNAB or You Need A Budget, was founded in 2004 and currently has over 100 employees. Jesse’s Story The need to budget became a reality when he got engaged to his wife Julie. Based on their incomes, they knew that they needed to be careful with money in order to survive. Jesse is a self-proclaimed recovering accountant, … Read more

164R | What Are The 5 Love Languages?

What are the 5 Love Languages

Learn about the five love languages and how they can help you communicate with your partner better. The five love languages are: words of affirmation, gifts, acts of service, quality time, and physical touch. Use these languages to think about Valentine’s Day through a new lens. Resources The Five Love Languages by Gary Chapman Jonathan’s wife’s voiceover coach Eric’s flower business. Panini maker. Lemon press. Join a local group. Join … Read more

164 | Our Rich Journey

164 |Our Rich Journey | Amon & Christina Browning

Amon and Christina join the show to share their journey to Financial Independence as two federal employees with young children. The couple was able to retire early in just eight years! Finding FIRE Eight years ago, Amon came home with the idea to retire early. The idea was sparked after an eye-opening awards ceremony. After working in the federal government for ten years, he had been given an award for … Read more

163R | Roth IRA Conversion Ladder Case Study

163R | Roth IRA Conversion Ladder Case Study

An updated case study of the Roth IRA conversion ladder and a challenge for the community are some of the topics that Brad and Jonathan tackle. $1,000 Challenge Most personal finance advice starts with building your first $1,000 in savings. However, if you are struggling to get from paycheck to paycheck, you might feel like that isn’t an option for you. After all, if you have options, then you wouldn’t … Read more

163 | Finding FI And Getting A Reluctant Spouse On Board | Liz And Braden

163 | Finding FI | Liz and Braden

Recently, Liz and Braden left a voicemail that detailed how they went from regular people to FI superheroes. They came on the show to share their journey. Listen: Silver Spoon Or Skills Liz And Braden’s Story Liz grew up with a single mom that struggled financially after getting divorced. Due to that, she had to learn how to budget at a very young age. She helped her mom pay off … Read more

162R | There’s Water In The Cup

There's Water In The Cup

Join Brad and Jonathan to discuss credit building, financial intimacy, and travel rewards. Family Life Both Brad and Jonathan had difficult weeks due to some medical issues in their families. Thankfully, everyone is on the mend. But Brad is now waiting for a large hospital bill in the mail. That’s why we pursue FI, when catastrophic issues like this come up, we can weather the storm. After this healthcare scare, … Read more

162 | The Four Tendencies And FI With Gretchen Rubin

The Four Tendencies And FI With Gretchen Rubin

Although finding the path to FI can be exciting, it can be frustrating to have difficulty communicating this vision to your family and friends. Gretchen Rubin, author of The Happiness Project, sheds some light on the Four Tendencies or people and how to communicate with each tendency. Gretchen’s Story Gretchen is an Upholder by nature. She walked away from a Supreme Court clerk position to become a successful writer and … Read more