The Chase Freedom Flex card is a straight-forward, no annual fee, cash back credit card.
If you’re a fan of Chase’s other credit cards, and want one that rewards you you shopping in specific categories, the Chase Freedom Flex credit card is the one for you.
Here’s a quick overview of what the Chase Freedom Flex offers:
- $200 sign up bonus when you spend $500 in the first three months
- Earn 5% cash back on up to $1,500 in combined purchases each quarter on bonus categories you activate.
- Plus, earn 5% back on Chase travel purchased through Ultimate Rewards® 3% on dining and drugstores, and 1% everywhere else.
- No annual fee
- 0% Intro APR for 15 months from account opening on purchases
Chase Freedom Flex Features
The Chase Freedom Flex is the perfect card for anyone who wants a cash back credit card that rewards them for spending in specific categories. Here are the details.
There’s no annual fee for using the Chase Freedom Flex credit card.
The Chase Freedom Flex offers 5% cash back on up to $1,500 in purchases made in rotating categories you activate. Categories rotate each each quarter and helping you to really ramp up your earnings. Even when you don’t max out limit that quarter, the rewards you earn never expire! So save them up for that family vacation you’ve been dying to go on.
Even if while you’re still accumulating rewards to put toward travel, the Chase Freedom Flex earns a whopping 5% on Chase travel purchased through Ultimate Rewards® every day of the year.
It also rewards you for spending in categories you likely already use. Cardholders will earn 3% cash back for spending on dining and drug stores.
For all other spending, the Chase Freedom Flex earns an unlimited 1% cash back.
Best of all, you can also redeem your rewards at any time. There are no minimum rewards required to start redeeming.
Chase Freedom Flex card offers a bonus of $200 if you spend $500 in the first three months of having the card. That’s a fantastic return on $500 in spending!
If you want to check out quickly using your Chase Freedom Flex credit card, you can set up contactless and all you’ll have to do is tap your card at any checkout counter that has the contactless symbol.
Extra features offered by the Chase Freedom Flex
Free credit score
Chase has joined many of the credit card companies that offer you a free credit score, updated weekly. All you have to do is click on the ‘Your Credit Score’ section once you’ve logged into your Chase account.
The Chase Freedom Flex card (and all Chase cards) offer great security features to keep your account safe. They offer the following:
- Fraud protection
- Fraud alerts
- Zero liability protection–meaning you’ll never have to pay for any fraudulent charges made with your card
- Purchase protection–This covers any new purchases for 120 days against damage or theft up to $500 per claim
Redemption option #1–Cash
If you get the Chase Freedom Flex credit card, you likely enjoy the convenience of cash back. So, we’ll start the redemption process by talking about how you can redeem your rewards for straight cash back.
Like other Chase credit cards, the Chase Freedom Flex earns Chase Ultimate Rewards points. Unlike other cards, however, there’s no minimum needed to start redeeming rewards. To get cash back, you can choose to receive a statement credit or do direct deposit into most U.S. banks.
Redemption option #2–Book Travel
While we don’t recommend the Chase Freedom Flex as the best travel rewards credit card, you can redeem your rewards through Chase’s travel portal.
If you looking to earn more travel rewards than the Chase Freedom Flex can offer, check out the Chase Sapphire Preferred or Chase Sapphire Reserve.
If you book through Chase Ultimate Rewards, your points can go towards:
- Hotel stays
- Car rentals
- Vacation rentals
Chase’s portal makes it easy to find flights and lodging, and they’ll tell you next to each flight/hotel/etc. how many points equals a free flight/stay.
You can transfer points to the following airlines:
- British Airways Avios
- Aer Lingus AerClub
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- JetBlue TrueBlue
- United MileagePlus
- Virgin Atlantic Flying Club
- World Of Hyatt
- IHG Rewards Club
- Marriott Rewards
- Flying Blue
- Iberia Plus
If you’d like to learn more about Chase Ultimate Rewards here’s a full explanation.
Redemption option #3–Amazon
If you’re a frequent Amazon shopper, you can use your rewards through Amazon. All you have to do is link your Chase card to Amazon and you can use your points at checkout.
Your points can even count towards shipping and tax.
Redemption option #4–Apple
You can now use your Chase Freedom Flex rewards through Apple to pay for any purchases. Currently, 100 Chase points is equal to $1 at Apple.
Redemption option #5–Gift cards
Finally, if you want a simpler way to use your points, you can get your points credited to your account, or you can buy gift cards.
Why you should use the Chase Freedom Flex credit card
If you’re looking for a card to give give your cash back earning a real boost, the Chase Freedom Flex card is perfect. Activation is required to begin earning 5% in its rotating categories each quarter, but it also earns an unlimited 1% cash back on all non-category purchases. And finally, there’s no annual fee!