The Global Entry Program: What It Is And How To Make It Work For You

The Global Entry Program What It Is And How To Make It Work For You

I don’t know about you, but every time I go to the airport, at least one person in front of me in line at security says the sentence “it never used to be like this.” This, of course, refers to the the hour or two wait we all just had before reaching the front of the line where we’re greeted by scary looking metal detectors and a handful of underpaid, … Read more

Make The Most Of Your Travel Rewards With These 3 International Sweet Spot Destinations

Make The Most Of Your Travel Rewards With These 3 International Sweet Spot Destinations

Once you start to dabble with travel rewards, you’ll see the term “sweet spot” mentioned. That means a particular flight or hotel stay is a really good deal in terms of points and miles. Here’s a short list of great “sweet spot” international award redemptions to show you how you can optimize your points and miles. These are a couple of gems I found through my travels and my research. … Read more

How To Save Money On Travel With The Right Credit Card

How To Save Money On Travel With The Right Credit Card

Earning miles and points from credit cards is one way to save big money on travel. But you’ll need the “right” card for you. I’m going to show you how to save money when you travel by having the right credit card. Also, be sure you aren’t paying unnecessary fees or missing out on benefits. There’s more to life than the Sign-Up Bonus Getting a credit card sign-up bonus is like … Read more

How To Plan Your First Trip With Travel Rewards

How To Plan Your First Trip With Travel Rewards

If you are new to the world of travel rewards, everything might seem a little overwhelming at first. You hear people throwing around words like “redemption”, “sweet spot” and “positioning flight”. The terminology travel rewards enthusiasts use might seem like a foreign language at first. But never fear, you can become a travel rewards expert! Start slowly, take Travel Miles 101 course. The course was created by ChooseFI’s own Brad … Read more

Travel Rewards Vs Cash Back: How To Choose!

Travel Rewards Vs Cash Back: How To Choose!

The FI community isn’t anti-credit cards, they’re anti-credit card debt. If you use credit cards responsibly, the rewards you can gain can earn you free vacations, access to exclusive clubs, or just extra cash. Today, I’ll break down the difference between the two major reward categories: travel rewards and cash back. Travel Rewards Vs. Cash Back What are travel rewards? Travel rewards are rewards you earn from your travel credit … Read more

3 Different Types Of Travel Rewards Credit Cards

3 Different Types Of Travel Rewards Credit Cards

In this article we will discuss three different kinds of points you can earn by signing up and using different types of travel rewards credit cards: Airline points and miles Hotel points Flexible or transferable points such as Chase Ultimate Rewards, American Express Membership rewards and Citi ThankYou points Airline Rewards Credit Cards Many airlines and hotel chains have their own co-branded credit cards, such as Citi AAdvantage Platinum Select … Read more

How Chase Ultimate Rewards Actually Work

How Chase Ultimate Rewards Actually Work feat-min

If you’re new to earning credit card rewards, you may not have a complete understanding of the ins and outs of rewards points. Today, we’re going to focus on the ins and outs of the Chase Ultimate Rewards points rewards program. Here are the major rules you need to understand to make sure you use your points in the best way possible and to avoid letting your points expire. How … Read more

Travel Rewards Credit Cards FAQs

Travel Rewards Credit Cards FAQs

Travel rewards and credit cards can be really confusing topics. If you are new to the world of credit cards read on. Here are a few of the most commonly asked questions about travel rewards credit cards. Q. I don’t have any debt, not even a mortgage, and I have a really good income. Why can’t I get approved for a credit card? Not having any debt is fantastic! You … Read more

See The West Coast In Style–All Aboard The Amtrak Coast Starlight

See the West Coast In Style

When you’ve reached financial independence, time is on your side. People with traditional jobs have limited vacation time, so they need to rush through their trips. Financially independent people can “slow travel” and soak up the experience to their heart’s content. Here is my favorite way to see the West Coast in style. Slow traveling on the Amtrak Coast Starlight from Los Angeles to Seattle. Why Traveling By Train Is … Read more

My Five Biggest Travel Rewards Mistakes And How To Avoid Them

Travel rewards have allowed me opportunities to visit countries that I’ve always thought to be beyond my reach. Traveling has become such an integral part of who I am that I can’t imagine not traveling, not planning my next trip, not working toward the next award. Travel rewards are one of the pillars of FI and the better we get at this whole rewards thing, the better we are at FI. … Read more

How To Save On Travel With Airbnb

How To Save On Travel With Airbnb feat-min

Never stayed in an Airbnb? Let me see if I can convince you of the merits of staying with locals in the new home-sharing economy! As both a regular traveler and an Airbnb host here in San Antonio, Texas–I’ve done my fair share of Airbnbing on both sides. I love that I can still see some of the most expensive cities in the world, but still save for early retirement … Read more

Safety Tips For Traveling With Airbnb

Twenty years ago, if you wanted to cut your lodging costs to see the world, you had two choices–hotels or hostels. Now, with the popularity of Airbnb for affordable and alternative experiences, we have more choices to curate our travel experiences to our budget and our expectations. Much like online dating, staying in a stranger’s house has become far less taboo than it once was. Additionally, it also opens up … Read more

How To Eat Frugally While Traveling

Honestly, part of the best thing about travel is the ability to try new, delicious foods. But, if you’re traveling somewhere that’s not known for its culinary scene, or you’re spending a lot of time (and money) to even get to your dream destination, you’re likely spending a good wad of cash on pretty sub par airport or gas station food just to get where you’re going! If that’s you, and … Read more

Extreme Stacking And Optimizing

Extreme Stacking And Optimizing

If you don’t have enough hotel points with one chain for your whole stay or want to stay at non-chain hotels, one of the best ways to save money is to book your stay on Let’s look at how you can stack discounted gift cards, cashback from shopping portals, and which credit cards you should be using. Buying Discounted Gift Cards Online There are several ways to … Read more

The Chase Sapphire Preferred Card–A Travel Rewards Card Like No Other

The Chase Sapphire Preferred Rewards Card--A Travel Rewards Card Like No Other

Wouldn’t it be nice if you could go on vacation for free? Of course it would! Well, that’s the whole point of travel rewards. If you’re looking to get the best travel rewards card out there, look no further than the Chase Sapphire Preferred Card. Not only do they have one of best rewards programs out there, but there’s a host of other bonuses as well! Here’s a quick snapshot … Read more

4 Ways To Help Hit Minimum Spend On Travel Rewards Cards

If you have ever opened a travel rewards card, then I bet you have worried at some point about hitting minimum spend requirements. After all, you get a huge amount of value from these cards from these initial signup bonuses and reaching those bonus requirements are essential! When my wife and I first started down the road of building our travel rewards portfolio six months ago, hitting these minimum spend … Read more

How A Beginner Went To Paris Using Travel Rewards

How A Beginner Went To Paris Using Travel Rewards

This article was written by a member of our Facebook group, Shannyn Allan. Here’s her story of how she used travel rewards take a dream trip to Paris. The ChooseFI community is a vibrant space that’s full of really smart people who are thinking about their goals differently than most of the mainstream. When I discovered this community, I was inspired by the general attitude that you can approach any … Read more

Award Yourself A Hawaiian Vacation–The Best Award Stays In Hawaii   

Hawaii will always hold a special place in my heart. I fell in love with Hawaii on my first trip to Maui in 2002. We were greeted with leis and I learned how to properly carve and serve a pineapple. By the way, you will never taste a sweeter pineapple than a real Hawaiian pineapple. Both my then boyfriend and I loved Maui so much that, when we got engaged … Read more

Why Even Bother With Travel Rewards?

Why even bother with travel rewards? My friends ask me a version of this question all the time. People think it’s too much work, requires too much organization, too time consuming, etc. etc. For me, the simple answer to this question is: Because I love to travel! Why I care about rewards I like to stay at nice hotels and let’s face it, if you’re going to spend 10 to … Read more

031 | Travel Rewards What Comes After Chase | Travel to Disney World for Free

Free Disney Vacations & Disney Credit Card

Learn how to Travel to Disney for Free. If you focus on these Disney Credit Cards you can put together the family vacation of a lifetime and save upwards of $4000 on travel.   This episode highlights which cards to work on after  you’ve finished with the Chase credit cards plus whether you should focus on one trip or a general strategy. In Today’s Podcast we cover: Part 2 of the travel rewards … Read more

009 | Travel Rewards: How To Travel The World For Free (The Easy Way)

The Ultimate Podcast for Travel Rewards

This is the Ultimate Guide to Travel the World for Nearly Free Why Jonathan started with travel rewards: Wife’s family in Zimbabwe: $6,000 in flights every two years What is this travel rewards strategy all about? Minimum spending requirement defined Options to meet minimum spending requirement Return on investment: instead of 1.5% rewards, you can earn upwards of 33% Impact on credit score and Brad’s personal experience Is this strategy … Read more

Travel Rewards | Part 3 : Sweet Redemption

Congratulations you have now learned how to earn more points in one year than your neighbors or Facebook friends will earn in a lifetime. Now, what the heck do you do with them? Let’s discuss the 3 options for redeeming these Chase Ultimate Rewards points These Chase Ultimate Rewards Points are chilling in your account until you choose to use them. The first and WORST option is to redeem them for … Read more

Travel Rewards | Part 2 : The Chase Gauntlet | Card Opening Strategy

The Chase Gauntlet

It’s no secret that we’re huge fans of Chase credit cards! We find their Ultimate Rewards currency to be the most valuable of all the transferable point currencies. These points are currently transferable to 13 different airline and hotel partners. The four we get the most value out of are: United Hyatt hotels Southwest British Airways It’s important to remember that once they are transferred out of your Chase account … Read more

Travel Rewards | Part 1 :Travel The World for Free An Introduction

My Wife Is From Zimbabwe. Her Family Still Lives There. Anyone that marries someone from another country might appreciate what I am about to share. We try to visit her family every other year, and there are financial implications for that decision. A flight to Zimbabwe cost anywhere from $2500 to $4000 depending on the time of year. And we would need two tickets. That is not something you can … Read more

Early Retirement: 20 Must Read Websites To Retire In 5 Years

Interested in Early Retirement

Early Retirement should be attainable for everyone. Do you want to be financially independent in 5 years. Not sure where to start? These 20 websites will give you all the information you need. for free. This is a living list and will be subject to change as the quality of content available continues to grow.

Read moreEarly Retirement: 20 Must Read Websites To Retire In 5 Years