047R |The Rule of 72

047R |The Rule of 72

In today’s podcast we recap Episode 47 with Bryce and Kristy from Millennial Revolution including talk of home ownership and world travel, but a reader case study and voicemail. In Today’s Podcast we cover: A recap of our main takeaways from Episode 47 with Kristy and Bryce from Millennial Revolution How Brad explained the concept of compound interest to his daughter Anna and it was a lightbulb moment How Brad’s … Read more

043 | Drawdown Strategy | The Retirement Manifesto

043 | Drawdown Strategy | The Retirement Manifesto

In this podcast we have a far-ranging conversation with Fritz from the Retirement Manifesto about retirement drawdown strategies, his ‘buckets’ system, and his upcoming retirement. In Today’s Podcast we cover: Retirement drawdown strategies with Fritz from Retirement Manifesto How Fritz focuses on what life is about after retirement such as how you’re going to spend your time Fritz is 9 months away from retirement himself A background on his story … Read more

039R | Cruise Control

039R | Cruise Control

In today’s podcast we discuss Episode 39 with Gwen from Fiery Millennials, plus a ‘Cruise Control Path to FI’ case study example and voicemails from our community members. In Today’s Podcast we cover: The Friday Roundup after Episode 39 with Gwen from Fiery Millennials A whole new FI world for Brad and Laura after their youngest daughter went to kindergarten They have the opportunity to live more of a FI … Read more

035R | The 4% Rule | Friday Roundup

035R | The 4% Rule | Friday Roundup

In today’s podcast we discuss our takeaways from Episode 35 with Big Ern from Early Retirement Now, plus paying off mortgages and student loans early and frugal wins of the week from the community. In Today’s Podcast we cover: The Friday Roundup after Episode 35 with Big Ern from Early Retirement Now This episode was long awaited, but was necessary to wait for until we provided the background of FI … Read more

035 | Sequence of Return Risk | Early Retirement Now

035 | Sequence of Return Risk | Early Retirement Now

In today’s conversation with Big Ern from Early Retirement Now we discuss safe withdrawal rates, sequence of returns risk and much more. In Today’s Podcast we cover: A wide ranging discussion with Big ERN from Early Retirement Now on sequence of return risk and safe withdrawal rates This is Big Ern’s first podcast! And a thank you to him for helping with Paul’s case study Ern’s thoughts on social security … Read more

034R | What’s Your Risk Tolerance | The Friday Roundup

034R | What’s Your Risk Tolerance | The Friday Roundup

In today’s podcast we discuss our thoughts on Part 2 of the Stock Series conversation with JL Collins, risk tolerance, doomsday scenarios and rebalancing. In Today’s Podcast we cover: The Friday Roundup and the episode Part 2 of our discussion with JL Collins from The Simple Path to Wealth and JLCollinsNH What do you do when there’s a large crash in the stock market? Big takeaway from Jim’s episode You … Read more

034 | The Stock Series Part 2 | JL Collins

034 | The Stock Series Part 2 | JL Collins

This podcast is Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we discuss the Great Depression and the mindset you need to be a successful long-term investor, plus how to allocate between equities and bonds. In Today’s Podcast we cover: Part 2 of the Stock Series conversation with Jim Collins If you have not yet listened to … Read more

021R | Our First Ever Crowd-Sourced Case Study | Paul

021R | Our First Ever Crowd-Sourced Case Study | Paul

In today’s episode of the Friday Roundup we review our discussion of the Pillars of Financial Independence, take questions and comments from the community and go in-depth on Paul’s live case study. In Today’s Podcast we cover: Review of Episode 21, the Pillars of Financial Independence What areas of financial independence did we leave out of the episode? Might have under-discussed savings rate as a pillar of FI Choose FI … Read more

021 | The Pillars of FI

021 | The Pillars of FI

In this episode of the Choose FI Radio Podcast we focus on the essential Pillars of Financial Independence including index investing, affordable housing, the psychology of FI, tax optimization and more.

Read more021 | The Pillars of FI

019R | Index Investing | How to buy VTSAX

019R | Index Investing | How to buy VTSAX

In our Friday roundup Jonathan and Brad discuss the highlights and takeaways from the Monday episode with JL Collins. Then the podcast is opened up and crowd sourced to the community. Find out the specific travel reward perks that are available for active duty military and how to get started with VTSAX if you don’t have $10,000 to invest The Friday Roundup #8: Review of podcast with Jim Collins Jonathan’s … Read more

019 | JL Collins | The Stock Series | Part 1

019 | JL Collins | The Stock Series | Part 1

In Today’s Podcast JL collins from JLcollinsnh.com joins Jonathan & Brad on the podcast to bring the Stock Series to life. The Power of Index Investing is one of life’s greatest secrets & JL Collins is the ultimate travel guide. This multi part series turns the stock series into an interactive audio companion and this first part is sure to compel you to stick around for each additional entry The … Read more

F.I.R.E. Essentials: Low Cost Index Fund Investing

F.I.R.E. Essentials: Low Cost Index Fund Investing

Intro to Low Cost Index Fund Investing   Have you heard of low cost index fund investing? Investing your money in the stock market doesn’t have to be difficult or stressful and you certainly don’t have to spend dozens of hours researching to succeed for the long-term. In fact, I would argue that the most effective long-term wealth building strategy for the stock market also happens to be the simplest. … Read more

003 | Let’s Talk About Fees | Why Investment Fees Are Evil and How to Avoid Them

003 | Let’s Talk About Fees | Why Investment Fees Are Evil and How to Avoid Them

In Today’s Podcast we cover: Avoiding fees when investing How to invest your 401k?  Nobody knows! Index funds and low cost ETFs are the way to go Readings that changed our investing trajectory Who outperforms the market?  Nobody.  Hold the course and buy the entire US market. You aren’t going to find a brilliant financial advisor who can outperform the market Running an investment scenario and seeing the impact of … Read more

Early Retirement: 20 Must Read Websites To Retire In 5 Years

Early Retirement: 20 Must Read Websites To Retire In 5 Years

Interested in Early Retirement

Early Retirement should be attainable for everyone. Do you want to be financially independent in 5 years. Not sure where to start? These 20 websites will give you all the information you need. for free. This is a living list and will be subject to change as the quality of content available continues to grow.

Read moreEarly Retirement: 20 Must Read Websites To Retire In 5 Years

Congratulations! You’re Broke

Congratulations! You’re Broke

Well, maybe things aren’t so bad. As of July 4th, 2016 my retirement accounts matched the remaining balance on my student loans. Neither of those numbers is particularly impressive but it allows me to claim a net worth of $0. Net worth is a snapshot in time, it does not define you or even give you a good idea of where you are going. Instead, we need to look at savings rate and the trend over time

Read moreCongratulations! You’re Broke