No Recipe Soup: The Easy Way To Meal Prep

No Recipe Soup The Easy Way To Meal Prep

Do you like to eat? Yeah, me too. Do you like to slave away in the kitchen every day? Yeah, me neither. This is why I do meal prepping. I cook and prepare all of my meals on the weekend for the upcoming week. Furthermore, I don’t follow recipes. Why? Because it allows me to be creative and use what is on hand. The Advantages of Meal Prepping The advantages … Read more

Love Your Life And Career On The Path To FI

I think it’s no secret that many people in the FIRE (Financial Independence Retire Early) movement have a hankering to quit their 9-5 job. However, there are some of us who want the choices that Financial Independence (FI) will bring but don’t necessarily plan on the RE part. I fall in this latter camp. Whatever your flavor, make sure to love the journey. Life is too short to be miserable … Read more

Five Reasons I Went On The Dave Ramsey Show

Dave Ramsey Show

In the Financial Independence (FI) community, the name Dave Ramsey always stirs up some debate. I get it, but Dave Ramsey was really the first catalyst for me overcoming some limiting beliefs. I am a fan of giving credit where credit is due. Here are five reasons why I chose to share my testimony on the Dave Ramsey Radio show. Gratitude For My Mentors I couldn’t have achieved what I have … Read more

How To Lower Your Healthcare Costs

How To Lower Your Healthcare Costs

After meeting some people at CampFI and talking about what I do for a living, I was encouraged to write an article about ways to be a smart consumer of healthcare. I work for a broker/third-party administrator and we insure a lot of small businesses. I know a lot about health insurance, at least in Ohio. Healthcare Cost According to the National Conference of State Legislators (NCSL), the average annual … Read more

Career Hacking As A FIRE Power

Career hacking As A FIRE Power

I absolutely loved the ChooseFI episode about career hacking with ESI from ESI Money.  I listened to it a couple times and realized this is probably my biggest FIRE power right now. ESI was kind enough to give me some career advice specific to my situation. This article is a reflection of that advice and the action I took. Career archive It shouldn’t surprise you that Ms. Fiology has a … Read more

HSA Study–How I Saved Thousands Switching To An HSA

I used to attend “Broke University” where most of my financial decisions were short-sighted, based on what I could afford today and ultimately resulted in a poorer me. I couldn’t see past what I needed right now. It was survival mode always and I often borrowed from Peter to pay Paul. There was no room for optimization or cost/benefit analysis in this lifestyle. I was stuck in the bottom level … Read more

Changing Your Mindset And Embracing FI

Changing your mindset and embracing FI

I’ve believed all kinds of incorrect things about myself ever since I can remember. Here are some examples: I’m not good enough. I don’t know what I’m doing. I don’t deserve to be loved. I need to be perfect. I’m stupid. If you had my life you’d be sorry too. For many years, I learned to live in spite of my skewed perception of myself. I rebelled, found ways of … Read more

How Hitting Rock Bottom Put Me On The Path To Financial Independence

So I have a pretty dramatic testimony, and I plan to be raw about it here in hopes of inspiring you. I’ve made a TON of financial mistakes and just recently discovered FI and before that Dave Ramsey. This has all occurred in my late 30’s/early 40’s. I’m a late bloomer. Where I’m From I grew up in middle-class America and somehow felt like everyone but me got the manual to … Read more