OnTrajectory Review: The Site For Financial Independence Calculators

OnTrajectory-Review

Everyone’s journey to FI is different. It’s important to know what YOUR journey looks like. You can’t know if you are on track unless you run your specific numbers. Comparing your journey to someone else’s won’t help you. Doing better or worse than someone else doesn’t mean anything to your own journey. Enter OnTrajectory. The detail of the scenarios the app helps you create is astonishing. You really can personalize … Read more

How To Save Money On Laundry

How To Save Money On Laundry

If you’re working towards FI, you know how important it is to save money on every expense you have. You can save money on virtually everything with just a little work–and that includes how to save money on laundry. When I first started budgeting and working on saving money, I knew how important it was to scrutinize every expense–even basic living expenses. Those basic living expenses have a way of … Read more

How To Rebuild Your Life After Divorce

How To Rebuild Your Life After Divorce

Are you in the midst of going through a divorce or have recently finalized a divorce? Divorce is considered one of the most stressful events a person can experience. Not to mention that it often leaves you emotionally, physically, and financially shattered. However, you can rebuild your life after divorce. Starting Over After Divorce Divorce affects life in many ways, including financially. In fact, one study by the Government Accountability … Read more

Make A Difference With Junior Achievement–Here’s How

Make A Difference With Junior Achievement--Here's How

Years ago when I worked in banking, a co-worker and I spent several weeks volunteering in a local high school classroom. The goal? To teach kids about the banking business. It was a great experience for the kids and an equally great experience for my coworker and me. The program we participated in is called Junior Achievement, or JA for short. JA works hard to help kids of all ages … Read more

How To Make Your First Budget

I used to cringe when I heard the word “budget.” It conjured up images of prison and shackles for me–of a life where fun was nowhere to be found and responsibility was the one and only goal. Believe it or not, I love budgeting today. I make my budget faithfully before the first of each month, and I visit it often just to check-in. How did I go from budget … Read more

How To Ask Family To Give Your Kids Money For Gifts

How To Ask Family To Give Your Kids Money For Gifts

If you are like most families, your kids have enough stuff. As members of the FI community, you likely would prefer to have a longer-lasting gift, such as a contribution to your child’s 529, or money towards extracurricular activities. Asking for money can be uncomfortable, no doubt. It’s about setting the stage, let the gift-giver know the reasoning behind the request and what the money will be used for. There … Read more

Dating On FIRE: Finding Love On The Path To FI

Dating On FIRE: Finding Love On The Path To FI

So, you’re on the path to FI and you’d also like to find love along the way. FI dating is possible, but being fiscally responsible with a goal of FI puts a whole new perspective on dating. Yes, you want to find someone who shares common interests and values. However, you likely also want that person to be financially compatible. Let’s face it: Pursuing FI requires a unique perspective, commitment, … Read more