Dual Enrollment: The Pros And Cons You Need To Know

Dual Enrollment: The Pros And Cons You Need To Know

Each year, college costs rise a little higher. According to the College Board, the average tuition price for full-time in-state students rose by 2.3% in 2019-2020 to $10,440. And the increase was even higher at private institutions, rising by 3.4% to $36,880 per year. As costs continue to climb, so does student debt–now over $1.6 trillion in total. As a future student (or parent of one) what can you do

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Beyond 4%: The Argument For Flexible Spending Rules In Retirement

Beyond 4%: The Argument For Flexible Spending Rules In Retirement

Michael Kitces recently conducted a study of the 4% rule to see if it holds true for longer time horizons. The William Bengen study that the 4% rule is based on didn't test the 4% withdrawal rate on retirement periods of longer than 33 years. Yet many FIRE retirees may be in retirement for 40-50 years. Does that make the 4% rule too risky? Or, perhaps it's too conservative?  These are the questions that Kitces' study set out to answer. And

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Credible review

Refinance Your Student Loans With Credible

If you have student loans, paying less interest on them and getting the debt paid off faster is an important part of your overall FI strategy. Rates are exceedingly low right now and this could be a perfect time to refinance. Doing so can lower both your interest rate and your monthly payment. Freeing up some cash on a monthly basis may come in handy as we face this national

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Is A Tiny House The Way To Go? Here's What To Consider

Is A Tiny House The Way To Go? Here's What To Consider

Tiny house living has moved from a fringe movement to a trend. It meets the concerns for many who want to simplify their lives, experience homeownership without a mortgage, or take on a new adventure. And with several television shows, magazine covers, and social media glamorizing the lifestyle, taking the plunge might be hard to resist. One of the main benefits of going tiny, touted by its evangelists, is the

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Earn $1,000+ With These 3 Cash Back Cards

Earn up to $1,000 With These 3 Cash Back Cards

What could you do with an extra $1,000? Pay down debt, shore up an emergency fund, invest in broad-based index funds? Whatever your plans might be, you can do it and you can start right now! Boost your financial position with ChooseFI's step-by-step guide on how to earn more than $1,000 a year with cash back credit cards. Quick Steps Open the Chase Sapphire Preferred, spend $4,000 in purchases in

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What Are Capital Gains? Get The Most From Your Investments

What Are Capital Gains? Understand The Tax Brackets To Get The Most From Your Investments

Capital gains optimization can allow you to build a tax-efficient investment strategy. Since understanding capital gains is one of the key building blocks of Financial Independence, we are taking a closer look at the concept today. Table Of Contents Important Terms What Are Capital Gains? Tax Implications Of Capital Gains What Are Capital Losses? How To Optimize Your Long Term Capital Gains Real Estate And Capital Gains Capital Gains Are

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